Investor dashboards · September 2026 data
The best cash-flow markets in America
All 397 rent-covered metros ranked by gross rental yield — FY2026 2-bedroom fair market rent × 12 ÷ median listing price — filtered to markets with at least $100,000 median price and 100 active listings. A screening ratio, not a pro-forma.
What does the Cash flow dashboard show?
All 397 rent-covered metros ranked by gross rental yield — FY2026 2-bedroom fair market rent × 12 ÷ median listing price — filtered to markets with at least $100,000 median price and 100 active listings. A screening ratio, not a pro-forma.
Top 50 gross-yield markets
1
Johnstown, PA
$119,975 median list · +6.0% YoY · price-to-income 2.1×
10.35%
Gross yield
$1,035
2BR fair market rent /mo
$56,292
Median HH income
2
Elmira, NY
$179,450 median list · +2.6% YoY · price-to-income 2.8×
8.58%
Gross yield
$1,283
2BR fair market rent /mo
$63,469
Median HH income
3
Decatur, IL
$149,975 median list · -1.6% YoY · price-to-income 2.4×
8.51%
Gross yield
$1,063
2BR fair market rent /mo
$62,449
Median HH income
4
Saginaw, MI
$165,000 median list · -7.0% YoY · price-to-income 2.8×
8.12%
Gross yield
$1,117
2BR fair market rent /mo
$58,347
Median HH income
5
Altoona, PA
$175,000 median list · +0.2% YoY · price-to-income 2.9×
7.80%
Gross yield
$1,138
2BR fair market rent /mo
$60,594
Median HH income
6
Kokomo, IN
$188,175 median list · -3.5% YoY · price-to-income 3.0×
7.16%
Gross yield
$1,123
2BR fair market rent /mo
$62,496
Median HH income
7
Peoria, IL
$179,300 median list · -0.4% YoY · price-to-income 2.5×
6.95%
Gross yield
$1,039
2BR fair market rent /mo
$70,872
Median HH income
8
Muncie, IN
$181,500 median list · -1.3% YoY · price-to-income 3.2×
6.90%
Gross yield
$1,043
2BR fair market rent /mo
$56,932
Median HH income
9
Albany, GA
$197,000 median list · +2.7% YoY · price-to-income 3.6×
6.88%
Gross yield
$1,129
2BR fair market rent /mo
$54,219
Median HH income
10
Terre Haute, IN
$189,625 median list · -5.2% YoY · price-to-income 3.4×
6.87%
Gross yield
$1,086
2BR fair market rent /mo
$55,380
Median HH income
11
Weirton, WV
$169,900 median list · +6.2% YoY · price-to-income 3.0×
6.87%
Gross yield
$973
2BR fair market rent /mo
$57,149
Median HH income
12
Springfield, IL
$212,200 median list · +4.0% YoY · price-to-income 2.9×
6.80%
Gross yield
$1,203
2BR fair market rent /mo
$74,580
Median HH income
13
Vineland, NJ
$299,950 median list · -4.0% YoY · price-to-income 4.7×
6.69%
Gross yield
$1,673
2BR fair market rent /mo
$64,499
Median HH income
14
Bay City, MI
$184,950 median list · -10.3% YoY · price-to-income 3.1×
6.68%
Gross yield
$1,030
2BR fair market rent /mo
$60,523
Median HH income
15
Wheeling, WV
$179,450 median list · +1.4% YoY · price-to-income 3.1×
6.63%
Gross yield
$991
2BR fair market rent /mo
$58,705
Median HH income
16
Lima, OH
$201,200 median list · +10.7% YoY · price-to-income 3.2×
6.61%
Gross yield
$1,108
2BR fair market rent /mo
$62,001
Median HH income
17
Akron, OH
$233,750 median list · -5.5% YoY · price-to-income 3.3×
6.51%
Gross yield
$1,268
2BR fair market rent /mo
$71,312
Median HH income
18
Charleston, WV
$189,325 median list · +20.6% YoY · price-to-income 3.3×
6.46%
Gross yield
$1,019
2BR fair market rent /mo
$58,089
Median HH income
19
Macon, GA
$239,945 median list · -1.6% YoY · price-to-income 4.1×
6.46%
Gross yield
$1,291
2BR fair market rent /mo
$58,127
Median HH income
20
Rochester, NY
$298,350 median list · +4.7% YoY · price-to-income 4.0×
6.33%
Gross yield
$1,573
2BR fair market rent /mo
$74,438
Median HH income
21
Wichita Falls, TX
$216,000 median list · +8.0% YoY · price-to-income 3.4×
6.31%
Gross yield
$1,136
2BR fair market rent /mo
$63,618
Median HH income
22
Pittsburgh, PA
$245,000 median list · -3.9% YoY · price-to-income 3.3×
6.28%
Gross yield
$1,281
2BR fair market rent /mo
$73,942
Median HH income
23
Odessa, TX
$305,000 median list · +1.5% YoY · price-to-income 4.3×
6.28%
Gross yield
$1,595
2BR fair market rent /mo
$71,031
Median HH income
24
Dayton, OH
$244,363 median list · -2.2% YoY · price-to-income 3.5×
6.25%
Gross yield
$1,273
2BR fair market rent /mo
$69,752
Median HH income
25
Watertown, NY
$269,900 median list · +3.8% YoY · price-to-income 4.2×
6.25%
Gross yield
$1,405
2BR fair market rent /mo
$64,978
Median HH income
26
Cape Coral, FL
$379,900 median list · -5.0% YoY · price-to-income 5.2×
6.19%
Gross yield
$1,961
2BR fair market rent /mo
$73,099
Median HH income
27
Erie, PA
$234,913 median list · +0.1% YoY · price-to-income 3.8×
6.19%
Gross yield
$1,212
2BR fair market rent /mo
$61,476
Median HH income
28
Detroit, MI
$274,950 median list · 0.0% YoY · price-to-income 3.7×
6.17%
Gross yield
$1,413
2BR fair market rent /mo
$75,123
Median HH income
29
Tampa, FL
$385,398 median list · -6.6% YoY · price-to-income 5.4×
6.16%
Gross yield
$1,977
2BR fair market rent /mo
$71,254
Median HH income
30
Fairbanks, AK
$328,600 median list · -1.9% YoY · price-to-income 3.9×
6.12%
Gross yield
$1,676
2BR fair market rent /mo
$84,722
Median HH income
31
Lansing, MI
$249,000 median list · -8.5% YoY · price-to-income 3.5×
6.11%
Gross yield
$1,268
2BR fair market rent /mo
$70,886
Median HH income
32
Bangor, ME
$309,725 median list · +0.7% YoY · price-to-income 4.9×
6.04%
Gross yield
$1,559
2BR fair market rent /mo
$63,248
Median HH income
33
Buffalo, NY
$267,450 median list · -2.7% YoY · price-to-income 3.8×
6.03%
Gross yield
$1,343
2BR fair market rent /mo
$70,572
Median HH income
34
Binghamton, NY
$219,500 median list · 0.0% YoY · price-to-income 3.5×
6.03%
Gross yield
$1,103
2BR fair market rent /mo
$63,347
Median HH income
35
Victoria, TX
$289,600 median list · +6.1% YoY · price-to-income 4.2×
5.98%
Gross yield
$1,442
2BR fair market rent /mo
$69,618
Median HH income
36
Kankakee, IL
$266,975 median list · +6.8% YoY · price-to-income 3.9×
5.96%
Gross yield
$1,326
2BR fair market rent /mo
$68,325
Median HH income
37
Baltimore, MD
$375,000 median list · -2.6% YoY · price-to-income 3.9×
5.94%
Gross yield
$1,857
2BR fair market rent /mo
$97,300
Median HH income
38
Toledo, OH
$219,675 median list · -9.4% YoY · price-to-income 3.5×
5.88%
Gross yield
$1,076
2BR fair market rent /mo
$63,749
Median HH income
39
Springfield, OH
$226,225 median list · -0.4% YoY · price-to-income 3.7×
5.87%
Gross yield
$1,106
2BR fair market rent /mo
$60,846
Median HH income
40
Cleveland, OH
$259,900 median list · 0.0% YoY · price-to-income 3.8×
5.86%
Gross yield
$1,268
2BR fair market rent /mo
$68,507
Median HH income
41
Beckley, WV
$192,425 median list · +6.3% YoY · price-to-income 3.7×
5.82%
Gross yield
$934
2BR fair market rent /mo
$52,345
Median HH income
42
Lake Charles, LA
$241,495 median list · +0.6% YoY · price-to-income 3.6×
5.82%
Gross yield
$1,172
2BR fair market rent /mo
$67,010
Median HH income
43
Sumter, SC
$263,975 median list · -3.1% YoY · price-to-income 4.7×
5.80%
Gross yield
$1,276
2BR fair market rent /mo
$55,990
Median HH income
44
Philadelphia, PA
$374,950 median list · -2.6% YoY · price-to-income 4.2×
5.79%
Gross yield
$1,810
2BR fair market rent /mo
$89,273
Median HH income
45
Hinesville, GA
$279,800 median list · -2.9% YoY · price-to-income 4.6×
5.79%
Gross yield
$1,350
2BR fair market rent /mo
$60,329
Median HH income
46
Lubbock, TX
$239,450 median list · -3.8% YoY · price-to-income 3.8×
5.79%
Gross yield
$1,155
2BR fair market rent /mo
$62,288
Median HH income
47
Miami, FL
$490,000 median list · -2.0% YoY · price-to-income 6.7×
5.78%
Gross yield
$2,359
2BR fair market rent /mo
$73,481
Median HH income
48
Fort Lauderdale, FL
$490,000 median list · -2.0% YoY · price-to-income 6.7×
5.78%
Gross yield
$2,359
2BR fair market rent /mo
$73,481
Median HH income
49
Orlando, FL
$410,000 median list · -2.5% YoY · price-to-income 5.4×
5.77%
Gross yield
$1,972
2BR fair market rent /mo
$75,611
Median HH income
50
Lawton, OK
$207,900 median list · +5.4% YoY · price-to-income 3.5×
5.77%
Gross yield
$999
2BR fair market rent /mo
$59,060
Median HH income
How to read this. Gross yield = the published FY2026 2-bedroom fair market rent × 12 ÷ the metro's median listing price (September 2026). It is a gross cap-rate proxy — before taxes, insurance, vacancy, management and maintenance — so treat it as a screening ratio, not a pro-forma. To keep junk out, this list requires a median list price of at least $100,000, at least 100 active listings and a yield of at least 4%. High-yield metros are typically low-cost, slower-growth markets — cross-check each one on the momentum and supply-risk dashboards.
How this differs from our annual lists. This dashboard is the pure-yield screen across every metro with a fair market rent, refreshed monthly. The best places to buy rental property ranking covers only large metros and blends yield with FHFA price growth, and the first-rental list ranks the cash needed for rent to cover the mortgage and property tax.
The other end: 10 thinnest yields
San Juan, PR1.24% gross yield · $622,250 median · $642/mo 2BR FMR→Aguadilla, PR1.28% gross yield · $530,500 median · $564/mo 2BR FMR→Arecibo, PR1.88% gross yield · $324,925 median · $510/mo 2BR FMR→Mayaguez, PR2.13% gross yield · $300,000 median · $532/mo 2BR FMR→Guayama, PR2.16% gross yield · $263,750 median · $475/mo 2BR FMR→Santa Barbara, CA2.18% gross yield · $1.72M median · $3,124/mo 2BR FMR→Coeur d'Alene, ID2.45% gross yield · $759,000 median · $1,547/mo 2BR FMR→Salinas, CA2.50% gross yield · $1.29M median · $2,684/mo 2BR FMR→Santa Fe, NM2.60% gross yield · $776,500 median · $1,685/mo 2BR FMR→Ponce, PR2.61% gross yield · $241,250 median · $524/mo 2BR FMR→
Expensive coastal and island markets where rent covers the least of the purchase price — appreciation, not cash flow, is the whole thesis there.
Cash flow FAQ
What does WealthyBud's Cash flow page show?
All 397 rent-covered metros ranked by gross rental yield — FY2026 2-bedroom fair market rent x 12 / median listing price — filtered to markets with at least $100,000 median price and 100 active listings. A screening ratio, not a pro-forma.
How often is the Cash flow data updated?
Monthly. Listing data is refreshed as Realtor.com publishes it and government series (HUD, FHFA, Census, BLS, IRS) as each agency releases them; the current data month is September 2026.
Is this investment advice?
No. Rankings and scores are data-derived research screens computed from public sources, with formulas on the methodology page. Verify any market and deal independently before investing.
Based on public records and industry data, as of September 2026; refreshed as sources update. Full formulas and source limits: full methodology. Rankings and scores are data-derived opinions for research, not investment advice — verify current conditions with a local agent, lender or MLS before acting.