Investor dashboards · June 2026 data
The best cash-flow markets in America
All 397 rent-covered metros ranked by gross rental yield — FY2026 2-bedroom fair market rent × 12 ÷ median listing price — filtered to markets with at least $100,000 median price and 100 active listings. A screening ratio, not a pro-forma.
Top 50 gross-yield markets
1
Johnstown, PA
$101,175 median list · -22.6% YoY · price-to-income 1.8×
12.28%
Gross yield
$1,035
2BR fair market rent /mo
$56,292
Median HH income
2
Elmira, NY
$163,675 median list · +35.5% YoY · price-to-income 2.6×
9.41%
Gross yield
$1,283
2BR fair market rent /mo
$63,469
Median HH income
3
Saginaw, MI
$145,000 median list · -21.6% YoY · price-to-income 2.5×
9.24%
Gross yield
$1,117
2BR fair market rent /mo
$58,347
Median HH income
4
Decatur, IL
$142,450 median list · -1.7% YoY · price-to-income 2.3×
8.95%
Gross yield
$1,063
2BR fair market rent /mo
$62,449
Median HH income
5
Altoona, PA
$169,950 median list · +8.8% YoY · price-to-income 2.8×
8.04%
Gross yield
$1,138
2BR fair market rent /mo
$60,594
Median HH income
6
Kokomo, IN
$184,900 median list · -15.9% YoY · price-to-income 3.0×
7.29%
Gross yield
$1,123
2BR fair market rent /mo
$62,496
Median HH income
7
Charleston, WV
$170,863 median list · -1.1% YoY · price-to-income 2.9×
7.15%
Gross yield
$1,019
2BR fair market rent /mo
$58,089
Median HH income
8
Weirton, WV
$165,625 median list · -1.1% YoY · price-to-income 2.9×
7.05%
Gross yield
$973
2BR fair market rent /mo
$57,149
Median HH income
9
Lima, OH
$194,000 median list · +14.2% YoY · price-to-income 3.1×
6.85%
Gross yield
$1,108
2BR fair market rent /mo
$62,001
Median HH income
10
Wichita Falls, TX
$199,000 median list · -6.5% YoY · price-to-income 3.1×
6.85%
Gross yield
$1,136
2BR fair market rent /mo
$63,618
Median HH income
11
Peoria, IL
$182,450 median list · +1.4% YoY · price-to-income 2.6×
6.83%
Gross yield
$1,039
2BR fair market rent /mo
$70,872
Median HH income
12
Albany, GA
$199,450 median list · +3.6% YoY · price-to-income 3.7×
6.79%
Gross yield
$1,129
2BR fair market rent /mo
$54,219
Median HH income
13
Muncie, IN
$184,900 median list · +2.8% YoY · price-to-income 3.2×
6.77%
Gross yield
$1,043
2BR fair market rent /mo
$56,932
Median HH income
14
Vineland, NJ
$299,000 median list · -0.8% YoY · price-to-income 4.6×
6.71%
Gross yield
$1,673
2BR fair market rent /mo
$64,499
Median HH income
15
Wheeling, WV
$178,950 median list · -0.5% YoY · price-to-income 3.0×
6.65%
Gross yield
$991
2BR fair market rent /mo
$58,705
Median HH income
16
Terre Haute, IN
$199,450 median list · -3.9% YoY · price-to-income 3.6×
6.53%
Gross yield
$1,086
2BR fair market rent /mo
$55,380
Median HH income
17
Odessa, TX
$295,225 median list · -7.7% YoY · price-to-income 4.2×
6.48%
Gross yield
$1,595
2BR fair market rent /mo
$71,031
Median HH income
18
Macon, GA
$239,950 median list · +9.1% YoY · price-to-income 4.1×
6.46%
Gross yield
$1,291
2BR fair market rent /mo
$58,127
Median HH income
19
Watertown, NY
$269,900 median list · -6.2% YoY · price-to-income 4.2×
6.25%
Gross yield
$1,405
2BR fair market rent /mo
$64,978
Median HH income
20
Battle Creek, MI
$227,000 median list · -9.2% YoY · price-to-income 3.8×
6.22%
Gross yield
$1,176
2BR fair market rent /mo
$60,385
Median HH income
21
Detroit, MI
$275,000 median list · -1.8% YoY · price-to-income 3.7×
6.17%
Gross yield
$1,413
2BR fair market rent /mo
$75,123
Median HH income
22
Springfield, OH
$215,000 median list · -6.2% YoY · price-to-income 3.5×
6.17%
Gross yield
$1,106
2BR fair market rent /mo
$60,846
Median HH income
23
Beckley, WV
$182,450 median list · -6.4% YoY · price-to-income 3.5×
6.14%
Gross yield
$934
2BR fair market rent /mo
$52,345
Median HH income
24
Erie, PA
$238,675 median list · -2.5% YoY · price-to-income 3.9×
6.09%
Gross yield
$1,212
2BR fair market rent /mo
$61,476
Median HH income
25
Akron, OH
$252,475 median list · -3.9% YoY · price-to-income 3.5×
6.03%
Gross yield
$1,268
2BR fair market rent /mo
$71,312
Median HH income
26
Kankakee, IL
$264,700 median list · +3.7% YoY · price-to-income 3.9×
6.01%
Gross yield
$1,326
2BR fair market rent /mo
$68,325
Median HH income
27
Bangor, ME
$312,450 median list · -4.5% YoY · price-to-income 4.9×
5.99%
Gross yield
$1,559
2BR fair market rent /mo
$63,248
Median HH income
28
Williamsport, PA
$239,900 median list · +2.1% YoY · price-to-income 3.7×
5.98%
Gross yield
$1,195
2BR fair market rent /mo
$64,412
Median HH income
29
Tampa, FL
$399,925 median list · -4.5% YoY · price-to-income 5.6×
5.93%
Gross yield
$1,977
2BR fair market rent /mo
$71,254
Median HH income
30
Cape Coral, FL
$396,850 median list · -6.6% YoY · price-to-income 5.4×
5.93%
Gross yield
$1,961
2BR fair market rent /mo
$73,099
Median HH income
31
Pittsburgh, PA
$259,900 median list · +1.9% YoY · price-to-income 3.5×
5.92%
Gross yield
$1,281
2BR fair market rent /mo
$73,942
Median HH income
32
Buffalo, NY
$272,500 median list · -9.1% YoY · price-to-income 3.9×
5.91%
Gross yield
$1,343
2BR fair market rent /mo
$70,572
Median HH income
33
Lansing, MI
$258,000 median list · -8.7% YoY · price-to-income 3.6×
5.90%
Gross yield
$1,268
2BR fair market rent /mo
$70,886
Median HH income
34
Lake Charles, LA
$238,700 median list · -0.2% YoY · price-to-income 3.6×
5.89%
Gross yield
$1,172
2BR fair market rent /mo
$67,010
Median HH income
35
Dayton, OH
$260,000 median list · -1.9% YoY · price-to-income 3.7×
5.88%
Gross yield
$1,273
2BR fair market rent /mo
$69,752
Median HH income
36
Davenport, IA
$235,000 median list · -2.1% YoY · price-to-income 3.3×
5.84%
Gross yield
$1,143
2BR fair market rent /mo
$71,925
Median HH income
37
Youngstown, OH
$199,950 median list · -5.9% YoY · price-to-income 3.6×
5.84%
Gross yield
$973
2BR fair market rent /mo
$55,357
Median HH income
38
Binghamton, NY
$227,000 median list · +8.1% YoY · price-to-income 3.6×
5.83%
Gross yield
$1,103
2BR fair market rent /mo
$63,347
Median HH income
39
Springfield, IL
$247,425 median list · +5.3% YoY · price-to-income 3.3×
5.83%
Gross yield
$1,203
2BR fair market rent /mo
$74,580
Median HH income
40
Bay City, MI
$212,400 median list · +16.9% YoY · price-to-income 3.5×
5.82%
Gross yield
$1,030
2BR fair market rent /mo
$60,523
Median HH income
41
Rochester, NY
$324,900 median list · +13.0% YoY · price-to-income 4.4×
5.81%
Gross yield
$1,573
2BR fair market rent /mo
$74,438
Median HH income
42
Baltimore, MD
$384,750 median list · -3.8% YoY · price-to-income 4.0×
5.79%
Gross yield
$1,857
2BR fair market rent /mo
$97,300
Median HH income
43
Hinesville, GA
$279,619 median list · -3.4% YoY · price-to-income 4.6×
5.79%
Gross yield
$1,350
2BR fair market rent /mo
$60,329
Median HH income
44
Enid, OK
$213,675 median list · +6.4% YoY · price-to-income 3.2×
5.77%
Gross yield
$1,027
2BR fair market rent /mo
$67,302
Median HH income
45
Fairbanks, AK
$349,925 median list · -2.5% YoY · price-to-income 4.1×
5.75%
Gross yield
$1,676
2BR fair market rent /mo
$84,722
Median HH income
46
Toledo, OH
$224,950 median list · -10.0% YoY · price-to-income 3.5×
5.74%
Gross yield
$1,076
2BR fair market rent /mo
$63,749
Median HH income
47
Miami, FL
$499,000 median list · -2.2% YoY · price-to-income 6.8×
5.67%
Gross yield
$2,359
2BR fair market rent /mo
$73,481
Median HH income
48
Fort Lauderdale, FL
$499,000 median list · -2.2% YoY · price-to-income 6.8×
5.67%
Gross yield
$2,359
2BR fair market rent /mo
$73,481
Median HH income
49
Victoria, TX
$305,409 median list · +13.2% YoY · price-to-income 4.4×
5.67%
Gross yield
$1,442
2BR fair market rent /mo
$69,618
Median HH income
50
Lawton, OK
$211,950 median list · +5.5% YoY · price-to-income 3.6×
5.66%
Gross yield
$999
2BR fair market rent /mo
$59,060
Median HH income
How to read this. Gross yield = the published FY2026 2-bedroom fair market rent × 12 ÷ the metro's median listing price (June 2026). It is a gross cap-rate proxy — before taxes, insurance, vacancy, management and maintenance — so treat it as a screening ratio, not a pro-forma. To keep junk out, this list requires a median list price of at least $100,000, at least 100 active listings and a yield of at least 4%. High-yield metros are typically low-cost, slower-growth markets — cross-check each one on the momentum and supply-risk dashboards.
The other end: 10 thinnest yields
San Juan, PR1.18% gross yield · $650,000 median · $642/mo 2BR FMR→Aguadilla, PR1.37% gross yield · $493,250 median · $564/mo 2BR FMR→Mayaguez, PR1.89% gross yield · $338,750 median · $532/mo 2BR FMR→Arecibo, PR2.05% gross yield · $298,000 median · $510/mo 2BR FMR→Santa Barbara, CA2.15% gross yield · $1.75M median · $3,124/mo 2BR FMR→Guayama, PR2.29% gross yield · $248,750 median · $475/mo 2BR FMR→Ponce, PR2.31% gross yield · $272,000 median · $524/mo 2BR FMR→Coeur d'Alene, ID2.34% gross yield · $794,825 median · $1,547/mo 2BR FMR→Napa, CA2.38% gross yield · $1.4M median · $2,773/mo 2BR FMR→Santa Fe, NM2.39% gross yield · $844,725 median · $1,685/mo 2BR FMR→
Expensive coastal and island markets where rent covers the least of the purchase price — appreciation, not cash flow, is the whole thesis there.
Based on public records and industry data, as of June 2026; refreshed as sources update. Full formulas and source limits: full methodology. Rankings and scores are data-derived opinions for research, not investment advice — verify current conditions with a local agent, lender or MLS before acting.