Metropolitan market · Michigan · June 2026 data
Bay City Real Estate Market
The Bay City, MI housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Bay City report in a click.
Median listing price, Bay City MI · trailing 8 quarters · source: public records and industry data.
10-year median listing price, Bay City MI · June of each year, 2017–2026 · source: public records and industry data.
As of June 2026, the median home listed in Bay City, MI asks $212,400 — up 16.9% from a year ago. Homes are taking a median of 46 days to go under contract, and 22% of the 210 active listings have taken a price cut, which points to a balanced market. Figures cover the Bay City, MI metro area. Based on public records and industry data, updated monthly.
Bay City scores 61/100 on our composite Investor Score (#235 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 55% over five years and +99% over ten, leaving prices 102% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,030/mo for a two-bedroom, the gross rental yield on the median listing is about 5.8%; active inventory sits at 66% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 16.9% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Bay City ranks on the trending markets index.
Principal & interest on the $212,400 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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