Metropolitan market · Michigan · June 2026 data

Saginaw Real Estate Market

The Saginaw, MI housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Saginaw report in a click.

Median listing price
$145,000
▼ 21.6% YoY
Median $ / sq ft
$105
1,456 sq ft median
Median days on market
45
June 2026
Active listings
442
For sale now
New listings
268
June 2026
Listings with price cuts
18%
Share of active
Median sale price (closed)
$205,000
▲ 16.0% YoY · closed sales
Sale-to-list ratio
98.5%
Closed sales
Homes sold / month
164
Closed sales
Median listing price trend
$205K$190K$174K$159K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Saginaw MI · trailing 8 quarters · source: public records and industry data.

The 10-year view
$215K$188K$160K$133K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Saginaw MI · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
442
New this month
268
Pending
334
Price-reduced
78

As of June 2026, the median home listed in Saginaw, MI asks $145,000 — down 21.6% from a year ago. Homes are taking a median of 45 days to go under contract, and 18% of the 442 active listings have taken a price cut, which points to a balanced market. Figures cover the Saginaw, MI metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
59/100
#273 of 932 covered metros
12-month outlook
-1.5%
Flat · model output, not advice
Price volatility
Medium
σ 6.0% · 20-yr price-index swings
Momentum
41
Value
50
Rental yield
100
Supply risk
60
Market heat
74

Saginaw scores 59/100 on our composite Investor Score (#273 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 52% over five years and +99% over ten, leaving prices 104% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,117/mo for a two-bedroom, the gross rental yield on the median listing is about 9.2%; active inventory sits at 96% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 21.6% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Saginaw ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$654/mo
−$74/mo vs today
At today's rate · 6.43%
$728/mo
National weekly average
If rates rise 1% · 7.43%
$806/mo
+$78/mo vs today

Principal & interest on the $145,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
172
▲ 11.7% vs 2024
0.9 per 1,000 residents
Net migration (2022–2023)
-349
▼ people, via tax-return records
net income flow −$7.83M/yr
Job growth (YoY)
+0.7%
▲ 85.2k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Saginaw market FAQs

What is the median home price in Saginaw?
As of June 2026, the median listing price in Saginaw, MI is $145,000, down 21.6% year over year (source: public records and industry data). Figures cover the Saginaw, MI metro area.
How fast are homes selling in Saginaw?
The median property in Saginaw spends 45 days on the market, with 442 homes actively listed and 18% of them carrying a price cut — a balanced market by pace.
Who are the top real estate agents in Saginaw?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Saginaw and the wider Michigan market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Saginaw, MI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.