Metropolitan market · PR · September 2026 data

What is the Arecibo, PR real estate market doing?

As of September 2026, the median home listed in Arecibo, PR asks $324,925, unchanged year over year. Homes spend a median of 99 days on market, with 72 active listings and 8% carrying a price cut; pending contracts equal 55% of active listings — a buyer-leaning market. Estimated gross rental yield on the median listing is 1.9%. Figures come from public records and industry data, updated monthly.

Median listing price
$324,925
0.0% YoY
Median $ / sq ft
$195
1,804 sq ft median
Median days on market
99
September 2026
Active listings
72
For sale now
New listings
10
September 2026
Listings with price cuts
8%
Share of active
Pending / active
55%
Contract activity

What is the Arecibo, PR housing market doing right now?

The Arecibo, PR housing market lists at a $324,925 median as of September 2026, unchanged year over year, with a 99-day median market time and 72 homes for sale (8% with a price cut), reading as a buyer-leaning market by days-on-market pace. Gross rental yield is about 1.9%.

Arecibo housing market statistics

The table summarizes Arecibo's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Arecibo, PR housing market at a glance — September 2026
MetricLatestDetail
Median listing price$324,9250.0% YoY
Median price per sq ft$1951,804 sq ft median
Median days on market99+73% YoY
Active listings72-17% YoY
New listings this month10September 2026
Listings with a price cut8%Share of active
Pending-to-active ratio54.9%40 pending
Gross rental yield1.9%2BR fair market rent

How much inventory is on the market in Arecibo?

Arecibo has 72 active listings, 10 new this month, 40 pending as of September 2026. About 8% of active listings have cut their price — a buyer-leaning market by pace.

Active listings
72
New this month
10
Pending
40
Price-reduced
5

Is Arecibo a good real estate investment?

Arecibo scores 32/100 on WealthyBud's composite Investor Score, ranking #793 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
32/100
#793 of 933 covered metros
12-month outlook
+0.6%
Flat · model output, not advice
Momentum
74
Value
1
Rental yield
2
Supply risk
n/a
Market heat
42

Arecibo scores 32/100 on our composite Investor Score (#793 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; at the published FY2026 fair market rent of $510/mo for a two-bedroom, the gross rental yield on the median listing is about 1.9%; listing prices are unchanged year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Arecibo ranks on the trending markets index.

How much is a monthly mortgage payment in Arecibo?

A home at Arecibo's $324,925 median listing runs about $1,779 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,606/mo
−$173/mo vs today
At today's rate · 7.28%
$1,779/mo
National weekly average
If rates rise 1% · 8.28%
$1,958/mo
+$180/mo vs today

Principal & interest on the $324,925 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Arecibo?

To buy Arecibo’s $324,925 median listing with 20% down, a household needs about $81,000 a year in gross income, keeping principal, interest and property tax ($1,898/mo) at 28% of income. That is 3.3× the area’s $24,436 median household income, so a typical Arecibo household cannot afford the median listing on these terms.

Income needed to buy the median home in Arecibo, PR — September 2026
ItemAmountBasis
Median listing price$324,925September 2026
Down payment (20%)$64,985Assumption
Principal & interest (7.28%, 30-yr fixed)$1,779/moRate as of 2026-10-01
Property tax (0.44% effective rate)$119/moCensus ACS
Income needed (28% rule)$81,000Gross household income / yr
Median household income$24,436Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Arecibo housing market?

Longer-run demand in Arecibo shows up in +4.7% job growth. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Job growth (YoY)
+4.7%
▲ 40.1k nonfarm jobs · August 2026

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Arecibo housing market FAQ

What is the median home price in Arecibo?
As of September 2026, the median listing price in Arecibo, PR is $324,925, unchanged year over year (source: public records and industry data). Figures cover the Arecibo, PR metro area.
How much does it cost to buy a home in Arecibo?
The median home listed in Arecibo asks $324,925 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,779 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Arecibo?
The median property in Arecibo spends 99 days on the market, with 72 homes actively listed and 8% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Arecibo?
With a median 99 days on market and 8% of active listings carrying a price cut, pending contracts at 55% of active listings, Arecibo reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Arecibo a good place to invest in real estate?
Arecibo scores 32/100 on WealthyBud's Investor Score, ranking #793 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Arecibo?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Arecibo and the wider PR market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Arecibo, PR metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More PR housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.