| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $241,250 | -12.2% YoY |
| Median price per sq ft | $179 | 1,679 sq ft median |
| Median days on market | 97 | +68% YoY |
| Active listings | 63 | +20% YoY |
| New listings this month | 8 | September 2026 |
| Listings with a price cut | 10% | Share of active |
| Pending-to-active ratio | 43.6% | 28 pending |
| Gross rental yield | 2.6% | 2BR fair market rent |
Metropolitan market · PR · September 2026 data
What is the Ponce, PR real estate market doing?
As of September 2026, the median home listed in Ponce, PR asks $241,250, down 12.2% year over year. Homes spend a median of 97 days on market, with 63 active listings and 10% carrying a price cut; pending contracts equal 44% of active listings — a buyer-leaning market. Estimated gross rental yield on the median listing is 2.6%. Figures come from public records and industry data, updated monthly.
Median listing price
$241,250
▼ 12.2% YoY
Median $ / sq ft
$179
1,679 sq ft median
Median days on market
97
September 2026
Active listings
63
For sale now
New listings
8
September 2026
Listings with price cuts
10%
Share of active
Pending / active
44%
Contract activity
What is the Ponce, PR housing market doing right now?
The Ponce, PR housing market lists at a $241,250 median as of September 2026, down 12.2% year over year, with a 97-day median market time and 63 homes for sale (10% with a price cut), reading as a buyer-leaning market by days-on-market pace. Gross rental yield is about 2.6%.
Ponce housing market statistics
The table summarizes Ponce's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How much inventory is on the market in Ponce?
Ponce has 63 active listings, 8 new this month, 28 pending as of September 2026. About 10% of active listings have cut their price — a buyer-leaning market by pace.
Is Ponce a good real estate investment?
Ponce scores 21/100 on WealthyBud's composite Investor Score, ranking #912 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
21/100
#912 of 933 covered metros
Ponce scores 21/100 on our composite Investor Score (#912 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; at the published FY2026 fair market rent of $524/mo for a two-bedroom, the gross rental yield on the median listing is about 2.6%; listing prices are down 12.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ponce ranks on the trending markets index.
How much is a monthly mortgage payment in Ponce?
A home at Ponce's $241,250 median listing runs about $1,321 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,192/mo
−$128/mo vs today
At today's rate · 7.28%
$1,321/mo
National weekly average
If rates rise 1% · 8.28%
$1,454/mo
+$133/mo vs today
Principal & interest on the $241,250 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Ponce?
To buy Ponce’s $241,250 median listing with 20% down, a household needs about $61,000 a year in gross income, keeping principal, interest and property tax ($1,415/mo) at 28% of income. That is 2.9× the area’s $20,646 median household income, so a typical Ponce household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $241,250 | September 2026 |
| Down payment (20%) | $48,250 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $1,321/mo | Rate as of 2026-10-01 |
| Property tax (0.47% effective rate) | $94/mo | Census ACS |
| Income needed (28% rule) | $61,000 | Gross household income / yr |
| Median household income | $20,646 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Ponce housing market?
Longer-run demand in Ponce shows up in +1.6% job growth. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Job growth (YoY)
+1.6%
▲ 69.8k nonfarm jobs · August 2026
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadPonce housing market FAQ
What is the median home price in Ponce?
As of September 2026, the median listing price in Ponce, PR is $241,250, down 12.2% year over year (source: public records and industry data). Figures cover the Ponce, PR metro area.
How much does it cost to buy a home in Ponce?
The median home listed in Ponce asks $241,250 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,321 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ponce?
The median property in Ponce spends 97 days on the market, with 63 homes actively listed and 10% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Ponce?
With a median 97 days on market and 10% of active listings carrying a price cut, pending contracts at 44% of active listings, Ponce reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Ponce a good place to invest in real estate?
Ponce scores 21/100 on WealthyBud's Investor Score, ranking #912 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ponce?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ponce and the wider PR market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Ponce, PR metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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