| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $385,398 | -6.6% YoY |
| Median price per sq ft | $232 | 1,618 sq ft median |
| Median days on market | 76 | -4% YoY |
| Active listings | 17,965 | -4% YoY |
| New listings this month | 5,018 | September 2026 |
| Listings with a price cut | 27% | Share of active |
| Median sale price (closed) | $385,000 | +2.7% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 96.9% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 29.2% | 5,252 pending |
| Inventory vs 2019 | 131% | Active listings vs same month in 2019 |
| Gross rental yield | 6.2% | 2BR fair market rent |
Major metropolitan market · Florida · September 2026 data
What is the Tampa, FL real estate market doing?
As of September 2026, the median home listed in Tampa, FL asks $385,398, down 6.6% year over year. Homes spend a median of 76 days on market, with 17,965 active listings and 27% carrying a price cut; pending contracts equal 29% of active listings, and inventory sits at 131% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 6.2%. Figures come from public records and industry data, updated monthly.
Median listing price
$385,398
▼ 6.6% YoY
Median $ / sq ft
$232
1,618 sq ft median
Median days on market
76
September 2026
Active listings
17,965
For sale now
New listings
5,018
September 2026
Listings with price cuts
27%
Share of active
Inventory vs 2019
131%
Same month, 2019 = 100
Pending / active
29%
Contract activity
Median sale price (closed)
$385,000
▲ 2.7% YoY · closed sales · July 2026
Sale-to-list ratio
96.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
4,294
Closed sales · July 2026, seasonally adjusted
What is the Tampa, FL housing market doing right now?
The Tampa, FL housing market lists at a $385,398 median as of September 2026, down 6.6% year over year, with a 76-day median market time and 17,965 homes for sale (27% with a price cut). Active inventory is 131% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 6.2%.
Tampa housing market statistics
The table summarizes Tampa's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Tampa.
How have home prices changed in Tampa?
Tampa home prices are down 6.6% year over year and -1.2% month over month as of September 2026, at a $385,398 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Tampa FL · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Tampa FL · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Tampa?
Tampa has 17,965 active listings, 5,018 new this month, 5,252 pending as of September 2026. About 27% of active listings have cut their price, and inventory sits at 131% of its 2019 level — a buyer's market by pace.
Is Tampa a good real estate investment?
Tampa scores 46/100 on WealthyBud's composite Investor Score, ranking #537 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
46/100
#537 of 933 covered metros
Tampa scores 46/100 on our composite Investor Score (#537 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; at the published FY2026 fair market rent of $1,977/mo for a two-bedroom, the gross rental yield on the median listing is about 6.2%; active inventory sits at 131% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 6.6% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Tampa ranks on the trending markets index.
How much is a monthly mortgage payment in Tampa?
A home at Tampa's $385,398 median listing runs about $2,110 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,904/mo
−$205/mo vs today
At today's rate · 7.28%
$2,110/mo
National weekly average
If rates rise 1% · 8.28%
$2,323/mo
+$213/mo vs today
Principal & interest on the $385,398 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Tampa?
To buy Tampa’s $385,398 median listing with 20% down, a household needs about $101,000 a year in gross income, keeping principal, interest and property tax ($2,360/mo) at 28% of income. That is 1.4× the area’s $71,254 median household income, so a typical Tampa household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $385,398 | September 2026 |
| Down payment (20%) | $77,080 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,110/mo | Rate as of 2026-10-01 |
| Property tax (0.78% effective rate) | $251/mo | Census ACS |
| Income needed (28% rule) | $101,000 | Gross household income / yr |
| Median household income | $71,254 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Tampa housing market?
Longer-run demand in Tampa shows up in 22,819 homes permitted in 2025; net migration of +20,888 residents; +0.9% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
22,819
▲ 8.7% vs 2024
7.0 per 1,000 residents
Net migration (2022–2023)
+20,888
▲ people, via tax-return records
net income flow +$2200.9M/yr
Job growth (YoY)
+0.9%
▲ 1,559.6k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Hurricane
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
What is the latest Tampa real estate news?
HUD announces changes to FHA loan program; real estate agent says affordability challenges remainSpectrum Bay News 9 · 2026-07-03→Tampa Bay area home prices ranked among top 10 expected to dip in 2026FOX 13 Tampa Bay · 2026-01-12→What's happening with house prices in Tampa in 2026?Action News Jax · 2026-04-30→Analysis shows Florida with second-worst housing market in U.S.Florida Politics · 2026-04-06→
Tampa's housing market faces affordability challenges and anticipated price dips, contributing to Florida's overall poor housing market ranking. — AI-generated summary of the headlines above; read the linked coverage before relying on it.
Headlines collected 2026-07-05; each links to the original publisher.
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ReadTampa housing market FAQ
What is the median home price in Tampa?
As of September 2026, the median listing price in Tampa, FL is $385,398, down 6.6% year over year (source: public records and industry data).
How much does it cost to buy a home in Tampa?
The median home listed in Tampa asks $385,398 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,110 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Tampa?
The median property in Tampa spends 76 days on the market, with 17,965 homes actively listed and 27% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Tampa?
With a median 76 days on market and 27% of active listings carrying a price cut, pending contracts at 29% of active listings, Tampa reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Tampa a good place to invest in real estate?
Tampa scores 46/100 on WealthyBud's Investor Score, ranking #537 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Tampa?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Tampa and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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