| Market | Median list price | YoY | Days on market | Active | Price-to-income | Income needed |
|---|---|---|---|---|---|---|
| Miami | $490,000 | -2.0% | 85 | 41,277 | 6.7 | $130,000 |
| Fort Lauderdale | $490,000 | -2.0% | 85 | 41,277 | 6.7 | $130,000 |
| Tampa | $385,398 | -6.6% | 76 | 17,965 | 5.4 | $101,000 |
| Orlando | $410,000 | -2.5% | 77 | 13,869 | 5.4 | $107,000 |
| Palm Beach | $472,000 | -2.7% | 79 | 9,942 | n/a | n/a |
| Cape Coral | $379,900 | -5.0% | 91 | 9,173 | 5.2 | $100,000 |
| Jacksonville | $379,000 | -3.9% | 66 | 7,799 | 4.9 | $99,000 |
| Sarasota | $457,450 | -3.7% | 88 | 6,905 | 5.8 | $120,000 |
| Deltona | $374,950 | -3.1% | 78 | 5,472 | 5.5 | $99,000 |
| Lakeland | $329,000 | -3.2% | 80 | 4,801 | 5.2 | $86,000 |
| Naples | $676,694 | -1.9% | 101 | 4,523 | 7.8 | $175,000 |
| Crestview | $595,000 | -1.6% | 98 | 4,194 | 7.5 | $152,000 |
| Port St. Lucie | $429,000 | -0.8% | 80 | 3,905 | 5.9 | $115,000 |
| Palm Bay | $369,775 | -2.4% | 68 | 3,554 | 4.9 | $96,000 |
| Ocala | $299,900 | 0.0% | 77 | 3,468 | 5.1 | $78,000 |
| Pensacola | $363,600 | +0.4% | 72 | 2,937 | 4.9 | $93,000 |
| Panama City | $399,000 | -3.4% | 101 | 2,933 | 5.9 | $102,000 |
| Punta Gorda | $360,000 | -5.0% | 87 | 2,655 | 5.4 | $96,000 |
| Homosassa Springs | $299,950 | -4.5% | 87 | 1,529 | 5.4 | $77,000 |
| Gainesville | $335,000 | +1.4% | 82 | 1,423 | 5.7 | $89,000 |
| Tallahassee | $337,000 | -0.6% | 60 | 1,384 | 5.3 | $88,000 |
| Sebastian | $421,950 | -0.7% | 87 | 1,315 | 5.9 | $110,000 |
| Key West | $1.2M | -4.1% | 114 | 1,163 | 14.6 | $304,000 |
| Sebring | $284,950 | -6.1% | 80 | 917 | 5.1 | $74,000 |
| Wildwood | $388,925 | +4.4% | 59 | 593 | 5.3 | $103,000 |
| Clewiston | $329,900 | -4.1% | 93 | 357 | 6.7 | $87,000 |
| Boca Raton | $1.28M | -32.3% | 89 | 323 | n/a | n/a |
| Palatka | $322,450 | +7.5% | 88 | 311 | 6.8 | $85,000 |
| Lake City | $349,450 | -2.7% | 86 | 246 | 6.3 | $91,000 |
| Okeechobee | $350,246 | +0.4% | 86 | 179 | 6.7 | $92,000 |
| Arcadia | $317,500 | -16.0% | 107 | 121 | 6.2 | $84,000 |
State housing market · September 2026 data
Florida housing market
Across the 31 Florida markets WealthyBud tracks, the midpoint median listing price is $379,000 as of September 2026, and 25 of 31 are priced below a year ago. Boca Raton is the most expensive ($1.28M) and Sebring the least ($284,950).
Midpoint median list price
$379,000
31 markets
Markets down YoY
25/31
September 2026
Active listings
196,510
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01
What are home prices in each Florida market?
The table lists every Florida market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.
Are home prices rising or falling in Florida?
Palatka posted the biggest year-over-year change in Florida (+7.5%) and Boca Raton the weakest (-32.3%). The midpoint change across the state's tracked markets is -2.7%, with 196,510 homes actively listed.
How much income do you need to buy a home in Florida?
Buying the median listing with 20% down at the current 7.28% rate takes about $74,000 a year in Sebring and $304,000 in Key West, keeping principal, interest and property tax at 28% of income.
Florida housing market FAQ
What is the median home price in Florida?
Across WealthyBud's 31 tracked Florida markets, median listing prices have a midpoint of $379,000 as of September 2026, from $284,950 in Sebring to $1.28M in Boca Raton.
Are home prices falling in Florida?
25 of 31 tracked Florida markets have median listing prices below a year ago as of September 2026. The weakest is Boca Raton at -32.3%.
What is the most expensive housing market in Florida?
Boca Raton has the highest median listing price among tracked Florida markets at $1.28M (September 2026).
How much income do you need to buy a home in Florida?
Buying the median listing with 20% down at the current 7.28% rate takes about $74,000 a year in Sebring and $304,000 in Key West, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.
Working in Florida real estate? See Florida agent salary (BLS median $49,310) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.