| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $335,000 | +1.4% YoY |
| Median price per sq ft | $205 | 1,620 sq ft median |
| Median days on market | 82 | -5% YoY |
| Active listings | 1,423 | -1% YoY |
| New listings this month | 388 | September 2026 |
| Listings with a price cut | 22% | Share of active |
| Median sale price (closed) | $325,000 | +1.6% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 97.1% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 30.5% | 434 pending |
| Inventory vs 2019 | 122% | Active listings vs same month in 2019 |
| Gross rental yield | 5.1% | 2BR fair market rent |
Metropolitan market · Florida · September 2026 data
What is the Gainesville, FL real estate market doing?
As of September 2026, the median home listed in Gainesville, FL asks $335,000, up 1.4% year over year. Homes spend a median of 82 days on market, with 1,423 active listings and 22% carrying a price cut; pending contracts equal 31% of active listings, and inventory sits at 122% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 5.1%. Figures come from public records and industry data, updated monthly.
Median listing price
$335,000
▲ 1.4% YoY
Median $ / sq ft
$205
1,620 sq ft median
Median days on market
82
September 2026
Active listings
1,423
For sale now
New listings
388
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
122%
Same month, 2019 = 100
Pending / active
31%
Contract activity
Median sale price (closed)
$325,000
▲ 1.6% YoY · closed sales · July 2026
Sale-to-list ratio
97.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
372
Closed sales · July 2026, seasonally adjusted
What is the Gainesville, FL housing market doing right now?
The Gainesville, FL housing market lists at a $335,000 median as of September 2026, up 1.4% year over year, with an 82-day median market time and 1,423 homes for sale (22% with a price cut). Active inventory is 122% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 5.1%.
Gainesville housing market statistics
The table summarizes Gainesville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Gainesville.
How have home prices changed in Gainesville?
Gainesville home prices are up 1.4% year over year and 0.0% month over month as of September 2026, at a $335,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Gainesville FL · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Gainesville FL · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Gainesville?
Gainesville has 1,423 active listings, 388 new this month, 434 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 122% of its 2019 level — a buyer's market by pace.
Is Gainesville a good real estate investment?
Gainesville scores 48/100 on WealthyBud's composite Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
48/100
#494 of 933 covered metros
Price volatility
High
σ 8.0% · 20-yr price-index swings
Gainesville scores 48/100 on our composite Investor Score (#494 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 51% over five years and +110% over ten, leaving prices 59% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,427/mo for a two-bedroom, the gross rental yield on the median listing is about 5.1%; active inventory sits at 122% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 1.4% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Gainesville ranks on the trending markets index.
How much is a monthly mortgage payment in Gainesville?
A home at Gainesville's $335,000 median listing runs about $1,834 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,655/mo
−$178/mo vs today
At today's rate · 7.28%
$1,834/mo
National weekly average
If rates rise 1% · 8.28%
$2,019/mo
+$185/mo vs today
Principal & interest on the $335,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Gainesville?
To buy Gainesville’s $335,000 median listing with 20% down, a household needs about $89,000 a year in gross income, keeping principal, interest and property tax ($2,085/mo) at 28% of income. That is 1.5× the area’s $58,946 median household income, so a typical Gainesville household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $335,000 | September 2026 |
| Down payment (20%) | $67,000 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $1,834/mo | Rate as of 2026-10-01 |
| Property tax (0.90% effective rate) | $251/mo | Census ACS |
| Income needed (28% rule) | $89,000 | Gross household income / yr |
| Median household income | $58,946 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Gainesville housing market?
Longer-run demand in Gainesville shows up in 2,997 homes permitted in 2025; net migration of +580 residents; +0.6% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
2,997
▲ 45.0% vs 2024
8.7 per 1,000 residents
Net migration (2022–2023)
+580
▲ people, via tax-return records
net income flow +$17.9M/yr
Job growth (YoY)
+0.6%
▲ 162.6k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Hurricane
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadGainesville housing market FAQ
What is the median home price in Gainesville?
As of September 2026, the median listing price in Gainesville, FL is $335,000, up 1.4% year over year (source: public records and industry data). Figures cover the Gainesville, FL metro area.
How much does it cost to buy a home in Gainesville?
The median home listed in Gainesville asks $335,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,834 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Gainesville?
The median property in Gainesville spends 82 days on the market, with 1,423 homes actively listed and 22% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Gainesville?
With a median 82 days on market and 22% of active listings carrying a price cut, pending contracts at 31% of active listings, Gainesville reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Gainesville a good place to invest in real estate?
Gainesville scores 48/100 on WealthyBud's Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Gainesville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Gainesville and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Gainesville, FL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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