Metropolitan market · Florida · June 2026 data

Palatka Real Estate Market

As of June 2026, the median home listed in Palatka, FL asks $342,373 — up 6.2% year over year. Homes sell in a median of 73 days, with 330 active listings and 24% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$342,373
▲ 6.2% YoY
Median $ / sq ft
$212
1,545 sq ft median
Median days on market
73
June 2026
Active listings
330
For sale now
New listings
100
June 2026
Listings with price cuts
24%
Share of active
Median sale price (closed)
$265,000
▲ 10.4% YoY · closed sales
Sale-to-list ratio
95.4%
Closed sales
Homes sold / month
39
Closed sales

Palatka housing market statistics

The table summarizes Palatka's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Palatka, FL housing market at a glance — June 2026
MetricLatestDetail
Median listing price$342,373+6.2% YoY
Median price per sq ft$2121,545 sq ft median
Median days on market73-5% YoY
Active listings330-10% YoY
New listings this month100June 2026
Listings with a price cut24%Share of active
Median sale price (closed)$265,000+10.4% YoY
Sale-to-list ratio95.4%Closed sales

How have home prices changed in Palatka?

Palatka home prices are up 6.2% year over year and -2.0% month over month as of June 2026, at a $342,373 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$347K$335K$324K$312K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Palatka FL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$342K$300K$257K$214K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Palatka FL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Palatka?

Palatka has 330 active listings, 100 new this month, 89 pending as of June 2026. About 24% of active listings have cut their price, and inventory sits at 129% of its 2019 level — a balanced market by pace.

Active listings
330
New this month
100
Pending
89
Price-reduced
80

Is Palatka a good real estate investment?

Palatka scores 28/100 on WealthyBud's composite Investor Score, ranking #848 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
28/100
#848 of 932 covered metros
12-month outlook
-3.0%
▼ Cooling · model output, not advice
Momentum
54
Value
14
Rental yield
25
Supply risk
82
Market heat
18

Palatka scores 28/100 on our composite Investor Score (#848 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 129% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 6.2% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Palatka ranks on the trending markets index.

How much is a monthly mortgage payment in Palatka?

A home at Palatka's $342,373 median listing runs about $1,719 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$1,543/mo
−$175/mo vs today
At today's rate · 6.43%
$1,719/mo
National weekly average
If rates rise 1% · 7.43%
$1,902/mo
+$183/mo vs today

Principal & interest on the $342,373 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Palatka housing market?

Longer-run demand in Palatka shows up in 124 homes permitted in 2025; net migration of +1,111 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
124
▲ 9.7% vs 2024
1.7 per 1,000 residents
Net migration (2022–2023)
+1,111
▲ people, via tax-return records
net income flow +$45.0M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Palatka housing market FAQ

What is the median home price in Palatka?
As of June 2026, the median listing price in Palatka, FL is $342,373, up 6.2% year over year (source: public records and industry data). Figures cover the Palatka, FL metro area.
How much does it cost to buy a home in Palatka?
The median home listed in Palatka asks $342,373 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,719 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Palatka?
The median property in Palatka spends 73 days on the market, with 330 homes actively listed and 24% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Palatka?
With a median 73 days on market and 24% of active listings carrying a price cut, Palatka reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Palatka a good place to invest in real estate?
Palatka scores 28/100 on WealthyBud's Investor Score, ranking #848 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Palatka?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Palatka and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Palatka, FL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.