Metropolitan market · Florida · September 2026 data

What is the Arcadia, FL real estate market doing?

As of September 2026, the median home listed in Arcadia, FL asks $317,500, down 16.0% year over year. Homes spend a median of 107 days on market, with 121 active listings and 19% carrying a price cut; pending contracts equal 27% of active listings, and inventory sits at 127% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$317,500
▼ 16.0% YoY
Median $ / sq ft
$223
1,398 sq ft median
Median days on market
107
September 2026
Active listings
121
For sale now
New listings
32
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
127%
Same month, 2019 = 100
Pending / active
27%
Contract activity
Median sale price (closed)
$287,500
▼ 9.3% YoY · closed sales · July 2026
Sale-to-list ratio
94.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
19
Closed sales · July 2026, seasonally adjusted

What is the Arcadia, FL housing market doing right now?

The Arcadia, FL housing market lists at a $317,500 median as of September 2026, down 16.0% year over year, with a 107-day median market time and 121 homes for sale (19% with a price cut). Active inventory is 127% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Arcadia housing market statistics

The table summarizes Arcadia's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Arcadia.

Arcadia, FL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$317,500-16.0% YoY
Median price per sq ft$2231,398 sq ft median
Median days on market107+25% YoY
Active listings121+8% YoY
New listings this month32September 2026
Listings with a price cut19%Share of active
Median sale price (closed)$287,500-9.3% YoY · closed sales, July 2026
Sale-to-list ratio94.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio27.4%33 pending
Inventory vs 2019127%Active listings vs same month in 2019

How have home prices changed in Arcadia?

Arcadia home prices are down 16.0% year over year and -9.3% month over month as of September 2026, at a $317,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$400K$379K$359K$338K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Arcadia FL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$409K$364K$319K$274K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Arcadia FL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Arcadia?

Arcadia has 121 active listings, 32 new this month, 33 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 127% of its 2019 level — a buyer's market by pace.

Active listings
121
New this month
32
Pending
33
Price-reduced
23

Is Arcadia a good real estate investment?

Arcadia scores 23/100 on WealthyBud's composite Investor Score, ranking #897 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
23/100
#897 of 933 covered metros
12-month outlook
-5.5%
▼ Cooling · model output, not advice
Momentum
24
Value
23
Rental yield
31
Supply risk
80
Market heat
13

Arcadia scores 23/100 on our composite Investor Score (#897 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 127% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 16.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Arcadia ranks on the trending markets index.

How much is a monthly mortgage payment in Arcadia?

A home at Arcadia's $317,500 median listing runs about $1,738 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,569/mo
−$169/mo vs today
At today's rate · 7.28%
$1,738/mo
National weekly average
If rates rise 1% · 8.28%
$1,914/mo
+$176/mo vs today

Principal & interest on the $317,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Arcadia?

To buy Arcadia’s $317,500 median listing with 20% down, a household needs about $84,000 a year in gross income, keeping principal, interest and property tax ($1,968/mo) at 28% of income. That is 1.7× the area’s $50,868 median household income, so a typical Arcadia household cannot afford the median listing on these terms.

Income needed to buy the median home in Arcadia, FL — September 2026
ItemAmountBasis
Median listing price$317,500September 2026
Down payment (20%)$63,500Assumption
Principal & interest (7.28%, 30-yr fixed)$1,738/moRate as of 2026-10-01
Property tax (0.87% effective rate)$230/moCensus ACS
Income needed (28% rule)$84,000Gross household income / yr
Median household income$50,868Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Arcadia housing market?

Longer-run demand in Arcadia shows up in 159 homes permitted in 2025; net migration of +307 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
159
▲ 123.9% vs 2024
4.6 per 1,000 residents
Net migration (2022–2023)
+307
▲ people, via tax-return records
net income flow +$19.9M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Arcadia housing market FAQ

What is the median home price in Arcadia?
As of September 2026, the median listing price in Arcadia, FL is $317,500, down 16.0% year over year (source: public records and industry data). Figures cover the Arcadia, FL metro area.
How much does it cost to buy a home in Arcadia?
The median home listed in Arcadia asks $317,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,738 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Arcadia?
The median property in Arcadia spends 107 days on the market, with 121 homes actively listed and 19% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Arcadia?
With a median 107 days on market and 19% of active listings carrying a price cut, pending contracts at 27% of active listings, Arcadia reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Arcadia a good place to invest in real estate?
Arcadia scores 23/100 on WealthyBud's Investor Score, ranking #897 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Arcadia?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Arcadia and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Arcadia, FL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Florida housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.