Secondary metropolitan market · Florida · September 2026 data

What is the Jacksonville, FL real estate market doing?

As of September 2026, the median home listed in Jacksonville, FL asks $379,000, down 3.9% year over year. Homes spend a median of 66 days on market, with 7,799 active listings and 25% carrying a price cut; pending contracts equal 43% of active listings, and inventory sits at 100% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 5.2%. Figures come from public records and industry data, updated monthly.

Median listing price
$379,000
▼ 3.9% YoY
Median $ / sq ft
$213
1,738 sq ft median
Median days on market
66
September 2026
Active listings
7,799
For sale now
New listings
2,532
September 2026
Listings with price cuts
25%
Share of active
Inventory vs 2019
100%
Same month, 2019 = 100
Pending / active
43%
Contract activity
Median sale price (closed)
$375,000
▲ 0.2% YoY · closed sales · July 2026
Sale-to-list ratio
97.3%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
2,285
Closed sales · July 2026, seasonally adjusted

What is the Jacksonville, FL housing market doing right now?

The Jacksonville, FL housing market lists at a $379,000 median as of September 2026, down 3.9% year over year, with a 66-day median market time and 7,799 homes for sale (25% with a price cut). Active inventory is 100% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 5.2%.

Jacksonville housing market statistics

The table summarizes Jacksonville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Jacksonville.

Jacksonville, FL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$379,000-3.9% YoY
Median price per sq ft$2131,738 sq ft median
Median days on market66-13% YoY
Active listings7,799-14% YoY
New listings this month2,532September 2026
Listings with a price cut25%Share of active
Median sale price (closed)$375,000+0.2% YoY · closed sales, July 2026
Sale-to-list ratio97.3%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio42.9%3,345 pending
Inventory vs 2019100%Active listings vs same month in 2019
Gross rental yield5.2%2BR fair market rent

How have home prices changed in Jacksonville?

Jacksonville home prices are down 3.9% year over year and -0.3% month over month as of September 2026, at a $379,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$409K$401K$394K$386K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Jacksonville FL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$439K$407K$374K$341K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Jacksonville FL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Jacksonville?

Jacksonville has 7,799 active listings, 2,532 new this month, 3,345 pending as of September 2026. About 25% of active listings have cut their price, and inventory sits at 100% of its 2019 level — a buyer's market by pace.

Active listings
7,799
New this month
2,532
Pending
3,345
Price-reduced
1,935

Is Jacksonville a good real estate investment?

Jacksonville scores 53/100 on WealthyBud's composite Investor Score, ranking #387 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
53/100
#387 of 933 covered metros
12-month outlook
-0.8%
Flat · model output, not advice
Price volatility
High
σ 9.1% · 20-yr price-index swings
Momentum
52
Value
40
Rental yield
84
Supply risk
60
Market heat
47

Jacksonville scores 53/100 on our composite Investor Score (#387 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 52% over five years and +120% over ten, leaving prices 68% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,648/mo for a two-bedroom, the gross rental yield on the median listing is about 5.2%; active inventory sits at 100% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Jacksonville ranks on the trending markets index.

How much is a monthly mortgage payment in Jacksonville?

A home at Jacksonville's $379,000 median listing runs about $2,075 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,873/mo
−$202/mo vs today
At today's rate · 7.28%
$2,075/mo
National weekly average
If rates rise 1% · 8.28%
$2,284/mo
+$210/mo vs today

Principal & interest on the $379,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Jacksonville?

To buy Jacksonville’s $379,000 median listing with 20% down, a household needs about $99,000 a year in gross income, keeping principal, interest and property tax ($2,321/mo) at 28% of income. That is 1.3× the area’s $77,013 median household income, so a typical Jacksonville household cannot afford the median listing on these terms.

Income needed to buy the median home in Jacksonville, FL — September 2026
ItemAmountBasis
Median listing price$379,000September 2026
Down payment (20%)$75,800Assumption
Principal & interest (7.28%, 30-yr fixed)$2,075/moRate as of 2026-10-01
Property tax (0.78% effective rate)$246/moCensus ACS
Income needed (28% rule)$99,000Gross household income / yr
Median household income$77,013Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Jacksonville housing market?

Longer-run demand in Jacksonville shows up in 13,183 homes permitted in 2025; net migration of +18,554 residents; +0.1% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
13,183
▼ 12.1% vs 2024
8.0 per 1,000 residents
Net migration (2022–2023)
+18,554
▲ people, via tax-return records
net income flow +$1472.9M/yr
Job growth (YoY)
+0.1%
▲ 803.8k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

What is the latest Jacksonville real estate news?

Jacksonville's housing market faces challenges including affordability, high cash purchases, and a perceived poor national ranking. — AI-generated summary of the headlines above; read the linked coverage before relying on it.

Headlines collected 2026-07-05; each links to the original publisher.

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Jacksonville housing market FAQ

What is the median home price in Jacksonville?
As of September 2026, the median listing price in Jacksonville, FL is $379,000, down 3.9% year over year (source: public records and industry data).
How much does it cost to buy a home in Jacksonville?
The median home listed in Jacksonville asks $379,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,075 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Jacksonville?
The median property in Jacksonville spends 66 days on the market, with 7,799 homes actively listed and 25% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Jacksonville?
With a median 66 days on market and 25% of active listings carrying a price cut, pending contracts at 43% of active listings, Jacksonville reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Jacksonville a good place to invest in real estate?
Jacksonville scores 53/100 on WealthyBud's Investor Score, ranking #387 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Jacksonville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Jacksonville and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Florida housing markets

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.