Metropolitan market · Florida · June 2026 data

Lake City Real Estate Market

The Lake City, FL housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Lake City report in a click.

Median listing price
$356,925
▲ 2.5% YoY
Median $ / sq ft
$190
1,880 sq ft median
Median days on market
87
June 2026
Active listings
242
For sale now
New listings
46
June 2026
Listings with price cuts
26%
Share of active
Median sale price (closed)
$289,900
▼ 17.6% YoY · closed sales
Sale-to-list ratio
94.9%
Closed sales
Homes sold / month
11
Closed sales
Median listing price trend
$375K$368K$360K$353K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Lake City FL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$357K$316K$274K$233K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Lake City FL · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
242
New this month
46
Pending
71
Price-reduced
62

As of June 2026, the median home listed in Lake City, FL asks $356,925 — up 2.5% from a year ago. Homes are taking a median of 87 days to go under contract, and 26% of the 242 active listings have taken a price cut, which points to a buyer-leaning market. Figures cover the Lake City, FL metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
26/100
#872 of 932 covered metros
12-month outlook
-3.6%
▼ Cooling · model output, not advice
Momentum
45
Value
22
Rental yield
22
Supply risk
83
Market heat
14

Lake City scores 26/100 on our composite Investor Score (#872 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 132% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 2.5% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Lake City ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,609/mo
−$183/mo vs today
At today's rate · 6.43%
$1,792/mo
National weekly average
If rates rise 1% · 7.43%
$1,983/mo
+$191/mo vs today

Principal & interest on the $356,925 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
171
▼ 3.9% vs 2024
2.4 per 1,000 residents
Net migration (2022–2023)
+650
▲ people, via tax-return records
net income flow +$29.0M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Lake City market FAQs

What is the median home price in Lake City?
As of June 2026, the median listing price in Lake City, FL is $356,925, up 2.5% year over year (source: public records and industry data). Figures cover the Lake City, FL metro area.
How fast are homes selling in Lake City?
The median property in Lake City spends 87 days on the market, with 242 homes actively listed and 26% of them carrying a price cut — a buyer-leaning market by pace.
Who are the top real estate agents in Lake City?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Lake City and the wider Florida market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Lake City, FL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.