| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $360,000 | -5.0% YoY |
| Median price per sq ft | $215 | 1,698 sq ft median |
| Median days on market | 87 | -21% YoY |
| Active listings | 2,655 | -23% YoY |
| New listings this month | 694 | September 2026 |
| Listings with a price cut | 19% | Share of active |
| Median sale price (closed) | $330,000 | 0.0% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 96.4% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 28.2% | 750 pending |
| Inventory vs 2019 | 141% | Active listings vs same month in 2019 |
| Gross rental yield | 4.9% | 2BR fair market rent |
Metropolitan market · Florida · September 2026 data
What is the Punta Gorda, FL real estate market doing?
As of September 2026, the median home listed in Punta Gorda, FL asks $360,000, down 5.0% year over year. Homes spend a median of 87 days on market, with 2,655 active listings and 19% carrying a price cut; pending contracts equal 28% of active listings, and inventory sits at 141% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 4.9%. Figures come from public records and industry data, updated monthly.
Median listing price
$360,000
▼ 5.0% YoY
Median $ / sq ft
$215
1,698 sq ft median
Median days on market
87
September 2026
Active listings
2,655
For sale now
New listings
694
September 2026
Listings with price cuts
19%
Share of active
Inventory vs 2019
141%
Same month, 2019 = 100
Pending / active
28%
Contract activity
Median sale price (closed)
$330,000
0.0% YoY · closed sales · July 2026
Sale-to-list ratio
96.4%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
647
Closed sales · July 2026, seasonally adjusted
What is the Punta Gorda, FL housing market doing right now?
The Punta Gorda, FL housing market lists at a $360,000 median as of September 2026, down 5.0% year over year, with an 87-day median market time and 2,655 homes for sale (19% with a price cut). Active inventory is 141% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.9%.
Punta Gorda housing market statistics
The table summarizes Punta Gorda's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Punta Gorda.
How have home prices changed in Punta Gorda?
Punta Gorda home prices are down 5.0% year over year and -0.2% month over month as of September 2026, at a $360,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Punta Gorda FL · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Punta Gorda FL · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Punta Gorda?
Punta Gorda has 2,655 active listings, 694 new this month, 750 pending as of September 2026. About 19% of active listings have cut their price, and inventory sits at 141% of its 2019 level — a buyer's market by pace.
Is Punta Gorda a good real estate investment?
Punta Gorda scores 44/100 on WealthyBud's composite Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
44/100
#574 of 933 covered metros
Price volatility
High
σ 12.7% · 20-yr price-index swings
Punta Gorda scores 44/100 on our composite Investor Score (#574 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 35% over five years and +94% over ten, leaving prices 64% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,470/mo for a two-bedroom, the gross rental yield on the median listing is about 4.9%; active inventory sits at 141% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.0% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Punta Gorda ranks on the trending markets index.
How much is a monthly mortgage payment in Punta Gorda?
A home at Punta Gorda's $360,000 median listing runs about $1,971 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,779/mo
−$192/mo vs today
At today's rate · 7.28%
$1,971/mo
National weekly average
If rates rise 1% · 8.28%
$2,170/mo
+$199/mo vs today
Principal & interest on the $360,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Punta Gorda?
To buy Punta Gorda’s $360,000 median listing with 20% down, a household needs about $96,000 a year in gross income, keeping principal, interest and property tax ($2,238/mo) at 28% of income. That is 1.4× the area’s $66,154 median household income, so a typical Punta Gorda household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $360,000 | September 2026 |
| Down payment (20%) | $72,000 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $1,971/mo | Rate as of 2026-10-01 |
| Property tax (0.89% effective rate) | $267/mo | Census ACS |
| Income needed (28% rule) | $96,000 | Gross household income / yr |
| Median household income | $66,154 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Punta Gorda housing market?
Longer-run demand in Punta Gorda shows up in 3,015 homes permitted in 2025; net migration of +3,727 residents; 0.0% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
3,015
▼ 34.2% vs 2024
15.4 per 1,000 residents
Net migration (2022–2023)
+3,727
▲ people, via tax-return records
net income flow +$384.7M/yr
Job growth (YoY)
0.0%
58.9k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Hurricane
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadPunta Gorda housing market FAQ
What is the median home price in Punta Gorda?
As of September 2026, the median listing price in Punta Gorda, FL is $360,000, down 5.0% year over year (source: public records and industry data). Figures cover the Punta Gorda, FL metro area.
How much does it cost to buy a home in Punta Gorda?
The median home listed in Punta Gorda asks $360,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,971 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Punta Gorda?
The median property in Punta Gorda spends 87 days on the market, with 2,655 homes actively listed and 19% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Punta Gorda?
With a median 87 days on market and 19% of active listings carrying a price cut, pending contracts at 28% of active listings, Punta Gorda reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Punta Gorda a good place to invest in real estate?
Punta Gorda scores 44/100 on WealthyBud's Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Punta Gorda?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Punta Gorda and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Punta Gorda, FL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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