Metropolitan market · Florida · September 2026 data

What is the Sebastian, FL real estate market doing?

As of September 2026, the median home listed in Sebastian, FL asks $421,950, down 0.7% year over year. Homes spend a median of 87 days on market, with 1,315 active listings and 15% carrying a price cut; pending contracts equal 31% of active listings, and inventory sits at 90% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.6%. Figures come from public records and industry data, updated monthly.

Median listing price
$421,950
▼ 0.7% YoY
Median $ / sq ft
$242
1,750 sq ft median
Median days on market
87
September 2026
Active listings
1,315
For sale now
New listings
348
September 2026
Listings with price cuts
15%
Share of active
Inventory vs 2019
90%
Same month, 2019 = 100
Pending / active
31%
Contract activity
Median sale price (closed)
$378,250
▲ 1.2% YoY · closed sales · July 2026
Sale-to-list ratio
96.3%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
336
Closed sales · July 2026, seasonally adjusted

What is the Sebastian, FL housing market doing right now?

The Sebastian, FL housing market lists at a $421,950 median as of September 2026, down 0.7% year over year, with an 87-day median market time and 1,315 homes for sale (15% with a price cut). Active inventory is 90% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.6%.

Sebastian housing market statistics

The table summarizes Sebastian's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Sebastian.

Sebastian, FL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$421,950-0.7% YoY
Median price per sq ft$2421,750 sq ft median
Median days on market87+2% YoY
Active listings1,315-17% YoY
New listings this month348September 2026
Listings with a price cut15%Share of active
Median sale price (closed)$378,250+1.2% YoY · closed sales, July 2026
Sale-to-list ratio96.3%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio31.3%412 pending
Inventory vs 201990%Active listings vs same month in 2019
Gross rental yield4.6%2BR fair market rent

How have home prices changed in Sebastian?

Sebastian home prices are down 0.7% year over year and +1.7% month over month as of September 2026, at a $421,950 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$450K$443K$436K$429K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Sebastian FL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$450K$420K$390K$361K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Sebastian FL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Sebastian?

Sebastian has 1,315 active listings, 348 new this month, 412 pending as of September 2026. About 15% of active listings have cut their price, and inventory sits at 90% of its 2019 level — a balanced market by pace.

Active listings
1,315
New this month
348
Pending
412
Price-reduced
193

Is Sebastian a good real estate investment?

Sebastian scores 48/100 on WealthyBud's composite Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
48/100
#494 of 933 covered metros
12-month outlook
+0.4%
Flat · model output, not advice
Price volatility
High
σ 11.4% · 20-yr price-index swings
Momentum
66
Value
18
Rental yield
69
Supply risk
49
Market heat
23

Sebastian scores 48/100 on our composite Investor Score (#494 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 56% over five years and +130% over ten, leaving prices 90% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,604/mo for a two-bedroom, the gross rental yield on the median listing is about 4.6%; active inventory sits at 90% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 0.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Sebastian ranks on the trending markets index.

How much is a monthly mortgage payment in Sebastian?

A home at Sebastian's $421,950 median listing runs about $2,310 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,085/mo
−$225/mo vs today
At today's rate · 7.28%
$2,310/mo
National weekly average
If rates rise 1% · 8.28%
$2,543/mo
+$233/mo vs today

Principal & interest on the $421,950 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Sebastian?

To buy Sebastian’s $421,950 median listing with 20% down, a household needs about $110,000 a year in gross income, keeping principal, interest and property tax ($2,566/mo) at 28% of income. That is 1.5× the area’s $71,049 median household income, so a typical Sebastian household cannot afford the median listing on these terms.

Income needed to buy the median home in Sebastian, FL — September 2026
ItemAmountBasis
Median listing price$421,950September 2026
Down payment (20%)$84,390Assumption
Principal & interest (7.28%, 30-yr fixed)$2,310/moRate as of 2026-10-01
Property tax (0.73% effective rate)$257/moCensus ACS
Income needed (28% rule)$110,000Gross household income / yr
Median household income$71,049Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Sebastian housing market?

Longer-run demand in Sebastian shows up in 252 homes permitted in 2025; net migration of +1,968 residents; -0.2% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
252
▼ 55.3% vs 2024
1.5 per 1,000 residents
Net migration (2022–2023)
+1,968
▲ people, via tax-return records
net income flow +$378.8M/yr
Job growth (YoY)
-0.2%
▼ 58.9k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Sebastian housing market FAQ

What is the median home price in Sebastian?
As of September 2026, the median listing price in Sebastian, FL is $421,950, down 0.7% year over year (source: public records and industry data). Figures cover the Sebastian-Vero Beach-West Vero Corridor, FL metro area.
How much does it cost to buy a home in Sebastian?
The median home listed in Sebastian asks $421,950 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,310 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Sebastian?
The median property in Sebastian spends 87 days on the market, with 1,315 homes actively listed and 15% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Sebastian?
With a median 87 days on market and 15% of active listings carrying a price cut, pending contracts at 31% of active listings, Sebastian reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Sebastian a good place to invest in real estate?
Sebastian scores 48/100 on WealthyBud's Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Sebastian?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Sebastian and the wider Florida market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Sebastian-Vero Beach-West Vero Corridor, FL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.