Metropolitan market · Florida · June 2026 data
Panama City Real Estate Market
The Panama City, FL housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Panama City report in a click.
Median listing price, Panama City FL · trailing 8 quarters · source: public records and industry data.
10-year median listing price, Panama City FL · June of each year, 2017–2026 · source: public records and industry data.
As of June 2026, the median home listed in Panama City, FL asks $399,900 — down 5.9% from a year ago. Homes are taking a median of 83 days to go under contract, and 23% of the 3,055 active listings have taken a price cut, which points to a buyer-leaning market. Figures cover the Panama City-Panama City Beach, FL metro area. Based on public records and industry data, updated monthly.
Panama City scores 38/100 on our composite Investor Score (#711 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 48% over five years and +110% over ten, leaving prices 60% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,601/mo for a two-bedroom, the gross rental yield on the median listing is about 4.8%; active inventory sits at 188% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.9% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Panama City ranks on the trending markets index.
Principal & interest on the $399,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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