Metropolitan market · Michigan · September 2026 data

What is the Battle Creek, MI real estate market doing?

As of September 2026, the median home listed in Battle Creek, MI asks $247,350, up 7.3% year over year. Homes spend a median of 45 days on market, with 328 active listings and 23% carrying a price cut; pending contracts equal 64% of active listings, and inventory sits at 77% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 5.7%. Figures come from public records and industry data, updated monthly.

Median listing price
$247,350
▲ 7.3% YoY
Median $ / sq ft
$149
1,598 sq ft median
Median days on market
45
September 2026
Active listings
328
For sale now
New listings
168
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
77%
Same month, 2019 = 100
Pending / active
64%
Contract activity
Median sale price (closed)
$213,250
▼ 9.3% YoY · closed sales · July 2026
Sale-to-list ratio
99.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
172
Closed sales · July 2026, seasonally adjusted

What is the Battle Creek, MI housing market doing right now?

The Battle Creek, MI housing market lists at a $247,350 median as of September 2026, up 7.3% year over year, with a 45-day median market time and 328 homes for sale (23% with a price cut). Active inventory is 77% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 5.7%.

Battle Creek housing market statistics

The table summarizes Battle Creek's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Battle Creek.

Battle Creek, MI housing market at a glance — September 2026
MetricLatestDetail
Median listing price$247,350+7.3% YoY
Median price per sq ft$1491,598 sq ft median
Median days on market45+13% YoY
Active listings328+26% YoY
New listings this month168September 2026
Listings with a price cut23%Share of active
Median sale price (closed)$213,250-9.3% YoY · closed sales, July 2026
Sale-to-list ratio99.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio64.3%211 pending
Inventory vs 201977%Active listings vs same month in 2019
Gross rental yield5.7%2BR fair market rent

How have home prices changed in Battle Creek?

Battle Creek home prices are up 7.3% year over year and +5.3% month over month as of September 2026, at a $247,350 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$250K$235K$220K$205K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Battle Creek MI · trailing 8 quarters · source: public records and industry data.

The 10-year view
$250K$218K$186K$154K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Battle Creek MI · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Battle Creek?

Battle Creek has 328 active listings, 168 new this month, 211 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 77% of its 2019 level — a balanced market by pace.

Active listings
328
New this month
168
Pending
211
Price-reduced
75

Is Battle Creek a good real estate investment?

Battle Creek scores 64/100 on WealthyBud's composite Investor Score, ranking #193 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
64/100
#193 of 933 covered metros
12-month outlook
+0.4%
Flat · model output, not advice
Price volatility
Medium
σ 6.2% · 20-yr price-index swings
Momentum
48
Value
40
Rental yield
91
Supply risk
34
Market heat
86

Battle Creek scores 64/100 on our composite Investor Score (#193 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 50% over five years and +104% over ten, leaving prices 93% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,176/mo for a two-bedroom, the gross rental yield on the median listing is about 5.7%; active inventory sits at 77% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 7.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Battle Creek ranks on the trending markets index.

How much is a monthly mortgage payment in Battle Creek?

A home at Battle Creek's $247,350 median listing runs about $1,354 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,222/mo
−$132/mo vs today
At today's rate · 7.28%
$1,354/mo
National weekly average
If rates rise 1% · 8.28%
$1,491/mo
+$137/mo vs today

Principal & interest on the $247,350 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Battle Creek?

To buy Battle Creek’s $247,350 median listing with 20% down, a household needs about $71,000 a year in gross income, keeping principal, interest and property tax ($1,663/mo) at 28% of income. That is 1.2× the area’s $60,385 median household income, so a typical Battle Creek household cannot afford the median listing on these terms.

Income needed to buy the median home in Battle Creek, MI — September 2026
ItemAmountBasis
Median listing price$247,350September 2026
Down payment (20%)$49,470Assumption
Principal & interest (7.28%, 30-yr fixed)$1,354/moRate as of 2026-10-01
Property tax (1.50% effective rate)$309/moCensus ACS
Income needed (28% rule)$71,000Gross household income / yr
Median household income$60,385Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Battle Creek housing market?

Longer-run demand in Battle Creek shows up in 118 homes permitted in 2025; net migration of +55 residents; +0.2% job growth. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
118
▼ 10.6% vs 2024
0.9 per 1,000 residents
Net migration (2022–2023)
+55
▲ people, via tax-return records
net income flow −$4.1M/yr
Job growth (YoY)
+0.2%
▲ 58.7k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Battle Creek housing market FAQ

What is the median home price in Battle Creek?
As of September 2026, the median listing price in Battle Creek, MI is $247,350, up 7.3% year over year (source: public records and industry data). Figures cover the Battle Creek, MI metro area.
How much does it cost to buy a home in Battle Creek?
The median home listed in Battle Creek asks $247,350 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,354 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Battle Creek?
The median property in Battle Creek spends 45 days on the market, with 328 homes actively listed and 23% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Battle Creek?
With a median 45 days on market and 23% of active listings carrying a price cut, pending contracts at 64% of active listings, Battle Creek reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Battle Creek a good place to invest in real estate?
Battle Creek scores 64/100 on WealthyBud's Investor Score, ranking #193 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Battle Creek?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Battle Creek and the wider Michigan market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Battle Creek, MI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.