| Market | Median list price | YoY | Days on market | Active | Price-to-income | Income needed |
|---|---|---|---|---|---|---|
| New York | $742,000 | -2.3% | 56 | 38,158 | 7.6 | $219,000 |
| Kiryas Joel | $567,000 | +3.2% | 58 | 2,098 | 5.8 | $177,000 |
| Buffalo | $267,450 | -2.7% | 44 | 1,856 | 3.8 | $83,000 |
| Albany | $419,975 | -3.9% | 54 | 1,703 | 4.9 | $127,000 |
| Rochester | $298,350 | +4.7% | 34 | 1,198 | 4.0 | $98,000 |
| Syracuse | $304,894 | +2.9% | 53 | 1,090 | 4.1 | $99,000 |
| Utica | $264,950 | +6.0% | 52 | 785 | 3.9 | $82,000 |
| Kingston | $625,500 | +8.8% | 64 | 719 | 7.7 | $190,000 |
| Monticello | $435,100 | +2.4% | 86 | 696 | 6.2 | $136,000 |
| Watertown | $269,900 | +3.8% | 69 | 465 | 4.2 | $79,000 |
| Binghamton | $219,500 | 0.0% | 48 | 451 | 3.5 | $72,000 |
| Massena | $196,900 | +3.7% | 74 | 433 | 3.2 | $62,000 |
| Glens Falls | $419,000 | +8.5% | 62 | 433 | 5.6 | $124,000 |
| Jamestown | $237,750 | +5.7% | 54 | 418 | 4.2 | $76,000 |
| Hudson | $649,225 | -1.1% | 72 | 383 | 7.8 | $188,000 |
| Oneonta | $325,000 | +12.3% | 67 | 251 | 4.8 | $95,000 |
| Elmira | $179,450 | +2.6% | 57 | 236 | 2.8 | $58,000 |
| Olean | $189,900 | -14.6% | 71 | 230 | 3.3 | $63,000 |
| Corning | $240,225 | +1.9% | 51 | 226 | 3.7 | $78,000 |
| The Hamptons | $2.97M | +0.5% | 81 | 224 | n/a | n/a |
| Ithaca | $399,225 | -0.1% | 46 | 211 | 5.5 | $127,000 |
| Plattsburgh | $250,000 | -0.2% | 64 | 202 | 3.6 | $76,000 |
| Gloversville | $246,200 | -6.6% | 56 | 181 | 3.9 | $76,000 |
| Auburn | $287,175 | -12.8% | 47 | 176 | 4.3 | $91,000 |
| Amsterdam | $249,225 | -0.1% | 53 | 128 | 4.0 | $81,000 |
| Cortland | $232,450 | +22.3% | 59 | 77 | 3.4 | $77,000 |
| Batavia | $277,000 | -3.6% | 39 | 63 | 3.8 | $90,000 |
| Seneca Falls | $328,675 | +4.8% | 38 | 51 | 5.0 | $104,000 |
State housing market · September 2026 data
New York housing market
Across the 28 New York markets WealthyBud tracks, the midpoint median listing price is $282,088 as of September 2026, and 11 of 28 are priced below a year ago. The Hamptons is the most expensive ($2.97M) and Elmira the least ($179,450).
Midpoint median list price
$282,088
28 markets
Markets down YoY
11/28
September 2026
Active listings
53,142
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01
What are home prices in each New York market?
The table lists every New York market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.
Are home prices rising or falling in New York?
Cortland posted the biggest year-over-year change in New York (+22.3%) and Olean the weakest (-14.6%). The midpoint change across the state's tracked markets is +2.1%, with 53,142 homes actively listed.
How much income do you need to buy a home in New York?
Buying the median listing with 20% down at the current 7.28% rate takes about $58,000 a year in Elmira and $219,000 in New York, keeping principal, interest and property tax at 28% of income.
New York housing market FAQ
What is the median home price in New York?
Across WealthyBud's 28 tracked New York markets, median listing prices have a midpoint of $282,088 as of September 2026, from $179,450 in Elmira to $2.97M in The Hamptons.
Are home prices falling in New York?
11 of 28 tracked New York markets have median listing prices below a year ago as of September 2026. The weakest is Olean at -14.6%.
What is the most expensive housing market in New York?
The Hamptons has the highest median listing price among tracked New York markets at $2.97M (September 2026).
How much income do you need to buy a home in New York?
Buying the median listing with 20% down at the current 7.28% rate takes about $58,000 a year in Elmira and $219,000 in New York, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.
Working in New York real estate? See New York agent salary (BLS median $102,990) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.