Metropolitan market · New York · June 2026 data

Cortland Real Estate Market

The Cortland, NY housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Cortland report in a click.

Median listing price
$225,000
▼ 12.7% YoY
Median $ / sq ft
$125
1,799 sq ft median
Median days on market
41
June 2026
Active listings
69
For sale now
New listings
40
June 2026
Listings with price cuts
8%
Share of active
Median sale price (closed)
$220,000
▲ 3.8% YoY · closed sales
Sale-to-list ratio
98.2%
Closed sales
Homes sold / month
25
Closed sales
Median listing price trend
$258K$239K$219K$200K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Cortland NY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$258K$225K$191K$158K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Cortland NY · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
69
New this month
40
Pending
117
Price-reduced
5

As of June 2026, the median home listed in Cortland, NY asks $225,000 — down 12.7% from a year ago. Homes are taking a median of 41 days to go under contract, and 8% of the 69 active listings have taken a price cut, which points to a seller-leaning market. Figures cover the Cortland, NY metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
75/100
#42 of 932 covered metros
12-month outlook
+2.9%
▲ Rising · model output, not advice
Momentum
35
Value
92
Rental yield
80
Supply risk
4
Market heat
81

Cortland scores 75/100 on our composite Investor Score (#42 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 38% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 12.7% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Cortland ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,014/mo
−$115/mo vs today
At today's rate · 6.43%
$1,129/mo
National weekly average
If rates rise 1% · 7.43%
$1,250/mo
+$121/mo vs today

Principal & interest on the $225,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
33
▼ 26.7% vs 2024
0.7 per 1,000 residents
Net migration (2022–2023)
-210
▼ people, via tax-return records
net income flow −$6.12M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Cortland market FAQs

What is the median home price in Cortland?
As of June 2026, the median listing price in Cortland, NY is $225,000, down 12.7% year over year (source: public records and industry data). Figures cover the Cortland, NY metro area.
How fast are homes selling in Cortland?
The median property in Cortland spends 41 days on the market, with 69 homes actively listed and 8% of them carrying a price cut — a seller-leaning market by pace.
Who are the top real estate agents in Cortland?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Cortland and the wider New York market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Cortland, NY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.