| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $225,000 | -12.7% YoY |
| Median price per sq ft | $125 | 1,799 sq ft median |
| Median days on market | 41 | +5% YoY |
| Active listings | 69 | +39% YoY |
| New listings this month | 40 | June 2026 |
| Listings with a price cut | 8% | Share of active |
| Median sale price (closed) | $220,000 | +3.8% YoY |
| Sale-to-list ratio | 98.2% | Closed sales |
Metropolitan market · New York · June 2026 data
Cortland Real Estate Market
As of June 2026, the median home listed in Cortland, NY asks $225,000 — down 12.7% year over year. Homes sell in a median of 41 days, with 69 active listings and 8% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.
Median listing price
$225,000
▼ 12.7% YoY
Median $ / sq ft
$125
1,799 sq ft median
Median days on market
41
June 2026
Active listings
69
For sale now
New listings
40
June 2026
Listings with price cuts
8%
Share of active
Median sale price (closed)
$220,000
▲ 3.8% YoY · closed sales
Sale-to-list ratio
98.2%
Closed sales
Homes sold / month
25
Closed sales
Cortland housing market statistics
The table summarizes Cortland's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Cortland?
Cortland home prices are down 12.7% year over year and -1.8% month over month as of June 2026, at a $225,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Cortland NY · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Cortland NY · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Cortland?
Cortland has 69 active listings, 40 new this month, 117 pending as of June 2026. About 8% of active listings have cut their price, and inventory sits at 38% of its 2019 level — a seller-leaning market by pace.
Is Cortland a good real estate investment?
Cortland scores 75/100 on WealthyBud's composite Investor Score, ranking #42 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
75/100
#42 of 932 covered metros
Cortland scores 75/100 on our composite Investor Score (#42 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 38% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 12.7% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Cortland ranks on the trending markets index.
How much is a monthly mortgage payment in Cortland?
A home at Cortland's $225,000 median listing runs about $1,129 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$1,014/mo
−$115/mo vs today
At today's rate · 6.43%
$1,129/mo
National weekly average
If rates rise 1% · 7.43%
$1,250/mo
+$121/mo vs today
Principal & interest on the $225,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Cortland housing market?
Longer-run demand in Cortland shows up in 33 homes permitted in 2025; net migration of -210 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
33
▼ 26.7% vs 2024
0.7 per 1,000 residents
Net migration (2022–2023)
-210
▼ people, via tax-return records
net income flow −$6.12M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadCortland housing market FAQ
What is the median home price in Cortland?
As of June 2026, the median listing price in Cortland, NY is $225,000, down 12.7% year over year (source: public records and industry data). Figures cover the Cortland, NY metro area.
How much does it cost to buy a home in Cortland?
The median home listed in Cortland asks $225,000 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,129 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Cortland?
The median property in Cortland spends 41 days on the market, with 69 homes actively listed and 8% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Cortland?
With a median 41 days on market and 8% of active listings carrying a price cut, Cortland reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Cortland a good place to invest in real estate?
Cortland scores 75/100 on WealthyBud's Investor Score, ranking #42 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Cortland?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Cortland and the wider New York market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Cortland, NY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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