Metropolitan market · New York · September 2026 data

What is the Jamestown, NY real estate market doing?

As of September 2026, the median home listed in Jamestown, NY asks $237,750, up 5.7% year over year. Homes spend a median of 54 days on market, with 418 active listings and 16% carrying a price cut; pending contracts equal 87% of active listings, and inventory sits at 70% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$237,750
▲ 5.7% YoY
Median $ / sq ft
$143
1,659 sq ft median
Median days on market
54
September 2026
Active listings
418
For sale now
New listings
120
September 2026
Listings with price cuts
16%
Share of active
Inventory vs 2019
70%
Same month, 2019 = 100
Pending / active
87%
Contract activity
Median sale price (closed)
$173,000
▲ 11.6% YoY · closed sales · July 2026
Sale-to-list ratio
98.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
115
Closed sales · July 2026, seasonally adjusted

What is the Jamestown, NY housing market doing right now?

The Jamestown, NY housing market lists at a $237,750 median as of September 2026, up 5.7% year over year, with a 54-day median market time and 418 homes for sale (16% with a price cut). Active inventory is 70% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Jamestown housing market statistics

The table summarizes Jamestown's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Jamestown.

Jamestown, NY housing market at a glance — September 2026
MetricLatestDetail
Median listing price$237,750+5.7% YoY
Median price per sq ft$1431,659 sq ft median
Median days on market54+8% YoY
Active listings418+26% YoY
New listings this month120September 2026
Listings with a price cut16%Share of active
Median sale price (closed)$173,000+11.6% YoY · closed sales, July 2026
Sale-to-list ratio98.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio87.3%365 pending
Inventory vs 201970%Active listings vs same month in 2019

How have home prices changed in Jamestown?

Jamestown home prices are up 5.7% year over year and -3.0% month over month as of September 2026, at a $237,750 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$250K$235K$220K$205K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Jamestown NY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$250K$217K$185K$152K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Jamestown NY · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Jamestown?

Jamestown has 418 active listings, 120 new this month, 365 pending as of September 2026. About 16% of active listings have cut their price, and inventory sits at 70% of its 2019 level — a balanced market by pace.

Active listings
418
New this month
120
Pending
365
Price-reduced
65

Is Jamestown a good real estate investment?

Jamestown scores 62/100 on WealthyBud's composite Investor Score, ranking #227 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
62/100
#227 of 933 covered metros
12-month outlook
+1.8%
Flat · model output, not advice
Momentum
45
Value
72
Rental yield
50
Supply risk
26
Market heat
80

Jamestown scores 62/100 on our composite Investor Score (#227 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 70% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 5.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Jamestown ranks on the trending markets index.

How much is a monthly mortgage payment in Jamestown?

A home at Jamestown's $237,750 median listing runs about $1,301 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,175/mo
−$127/mo vs today
At today's rate · 7.28%
$1,301/mo
National weekly average
If rates rise 1% · 8.28%
$1,433/mo
+$132/mo vs today

Principal & interest on the $237,750 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Jamestown?

To buy Jamestown’s $237,750 median listing with 20% down, a household needs about $76,000 a year in gross income, keeping principal, interest and property tax ($1,775/mo) at 28% of income. That is 1.3× the area’s $56,507 median household income, so a typical Jamestown household cannot afford the median listing on these terms.

Income needed to buy the median home in Jamestown, NY — September 2026
ItemAmountBasis
Median listing price$237,750September 2026
Down payment (20%)$47,550Assumption
Principal & interest (7.28%, 30-yr fixed)$1,301/moRate as of 2026-10-01
Property tax (2.39% effective rate)$474/moCensus ACS
Income needed (28% rule)$76,000Gross household income / yr
Median household income$56,507Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Jamestown housing market?

Longer-run demand in Jamestown shows up in 137 homes permitted in 2025; net migration of -56 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
137
▲ 7.9% vs 2024
1.1 per 1,000 residents
Net migration (2022–2023)
-56
▼ people, via tax-return records
net income flow −$4.36M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Jamestown housing market FAQ

What is the median home price in Jamestown?
As of September 2026, the median listing price in Jamestown, NY is $237,750, up 5.7% year over year (source: public records and industry data). Figures cover the Jamestown-Dunkirk, NY metro area.
How much does it cost to buy a home in Jamestown?
The median home listed in Jamestown asks $237,750 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,301 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Jamestown?
The median property in Jamestown spends 54 days on the market, with 418 homes actively listed and 16% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Jamestown?
With a median 54 days on market and 16% of active listings carrying a price cut, pending contracts at 87% of active listings, Jamestown reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Jamestown a good place to invest in real estate?
Jamestown scores 62/100 on WealthyBud's Investor Score, ranking #227 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Jamestown?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Jamestown and the wider New York market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Jamestown-Dunkirk, NY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.