Metropolitan market · New York · June 2026 data

Utica Real Estate Market

The Utica, NY housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Utica report in a click.

Median listing price
$267,450
▲ 2.3% YoY
Median $ / sq ft
$163
1,664 sq ft median
Median days on market
42
June 2026
Active listings
631
For sale now
New listings
326
June 2026
Listings with price cuts
11%
Share of active
Median sale price (closed)
$222,500
▲ 12.7% YoY · closed sales
Sale-to-list ratio
97.8%
Closed sales
Homes sold / month
149
Closed sales
Median listing price trend
$267K$259K$251K$243K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Utica NY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$267K$236K$204K$172K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Utica NY · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
631
New this month
326
Pending
683
Price-reduced
68

As of June 2026, the median home listed in Utica, NY asks $267,450 — up 2.3% from a year ago. Homes are taking a median of 42 days to go under contract, and 11% of the 631 active listings have taken a price cut, which points to a seller-leaning market. Figures cover the Utica-Rome, NY metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
68/100
#129 of 932 covered metros
12-month outlook
+1.7%
Flat · model output, not advice
Price volatility
Low
σ 4.8% · 20-yr price-index swings
Momentum
54
Value
71
Rental yield
86
Supply risk
42
Market heat
75

Utica scores 68/100 on our composite Investor Score (#129 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 59% over five years and +106% over ten, leaving prices 49% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,172/mo for a two-bedroom, the gross rental yield on the median listing is about 5.3%; active inventory sits at 77% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 2.3% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Utica ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,205/mo
−$137/mo vs today
At today's rate · 6.43%
$1,343/mo
National weekly average
If rates rise 1% · 7.43%
$1,486/mo
+$143/mo vs today

Principal & interest on the $267,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
281
▲ 8.9% vs 2024
1.0 per 1,000 residents
Net migration (2022–2023)
-760
▼ people, via tax-return records
net income flow −$38.4M/yr
Job growth (YoY)
-0.8%
▼ 124.0k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Utica market FAQs

What is the median home price in Utica?
As of June 2026, the median listing price in Utica, NY is $267,450, up 2.3% year over year (source: public records and industry data). Figures cover the Utica-Rome, NY metro area.
How fast are homes selling in Utica?
The median property in Utica spends 42 days on the market, with 631 homes actively listed and 11% of them carrying a price cut — a seller-leaning market by pace.
Who are the top real estate agents in Utica?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Utica and the wider New York market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Utica-Rome, NY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.