Metropolitan market · New York · September 2026 data

What is the Plattsburgh, NY real estate market doing?

As of September 2026, the median home listed in Plattsburgh, NY asks $250,000, down 0.2% year over year. Homes spend a median of 64 days on market, with 202 active listings and 27% carrying a price cut; pending contracts equal 58% of active listings, and inventory sits at 74% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$250,000
▼ 0.2% YoY
Median $ / sq ft
$156
1,627 sq ft median
Median days on market
64
September 2026
Active listings
202
For sale now
New listings
50
September 2026
Listings with price cuts
27%
Share of active
Inventory vs 2019
74%
Same month, 2019 = 100
Pending / active
58%
Contract activity
Median sale price (closed)
$252,000
▲ 17.2% YoY · closed sales · July 2026
Sale-to-list ratio
97.6%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
71
Closed sales · July 2026, seasonally adjusted

What is the Plattsburgh, NY housing market doing right now?

The Plattsburgh, NY housing market lists at a $250,000 median as of September 2026, down 0.2% year over year, with a 64-day median market time and 202 homes for sale (27% with a price cut). Active inventory is 74% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Plattsburgh housing market statistics

The table summarizes Plattsburgh's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Plattsburgh.

Plattsburgh, NY housing market at a glance — September 2026
MetricLatestDetail
Median listing price$250,000-0.2% YoY
Median price per sq ft$1561,627 sq ft median
Median days on market64-3% YoY
Active listings202+22% YoY
New listings this month50September 2026
Listings with a price cut27%Share of active
Median sale price (closed)$252,000+17.2% YoY · closed sales, July 2026
Sale-to-list ratio97.6%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio58.1%117 pending
Inventory vs 201974%Active listings vs same month in 2019

How have home prices changed in Plattsburgh?

Plattsburgh home prices are down 0.2% year over year and -5.5% month over month as of September 2026, at a $250,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$272K$255K$237K$220K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Plattsburgh NY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$272K$245K$217K$190K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Plattsburgh NY · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Plattsburgh?

Plattsburgh has 202 active listings, 50 new this month, 117 pending as of September 2026. About 27% of active listings have cut their price, and inventory sits at 74% of its 2019 level — a buyer's market by pace.

Active listings
202
New this month
50
Pending
117
Price-reduced
54

Is Plattsburgh a good real estate investment?

Plattsburgh scores 61/100 on WealthyBud's composite Investor Score, ranking #238 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
61/100
#238 of 933 covered metros
12-month outlook
+0.6%
Flat · model output, not advice
Momentum
30
Value
86
Rental yield
70
Supply risk
31
Market heat
58

Plattsburgh scores 61/100 on our composite Investor Score (#238 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 74% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 0.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Plattsburgh ranks on the trending markets index.

How much is a monthly mortgage payment in Plattsburgh?

A home at Plattsburgh's $250,000 median listing runs about $1,368 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,235/mo
−$133/mo vs today
At today's rate · 7.28%
$1,368/mo
National weekly average
If rates rise 1% · 8.28%
$1,507/mo
+$138/mo vs today

Principal & interest on the $250,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Plattsburgh?

To buy Plattsburgh’s $250,000 median listing with 20% down, a household needs about $76,000 a year in gross income, keeping principal, interest and property tax ($1,781/mo) at 28% of income. That is 1.1× the area’s $69,208 median household income, so a typical Plattsburgh household cannot afford the median listing on these terms.

Income needed to buy the median home in Plattsburgh, NY — September 2026
ItemAmountBasis
Median listing price$250,000September 2026
Down payment (20%)$50,000Assumption
Principal & interest (7.28%, 30-yr fixed)$1,368/moRate as of 2026-10-01
Property tax (1.98% effective rate)$412/moCensus ACS
Income needed (28% rule)$76,000Gross household income / yr
Median household income$69,208Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Plattsburgh housing market?

Longer-run demand in Plattsburgh shows up in 169 homes permitted in 2025; net migration of -166 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
169
▼ 12.0% vs 2024
2.1 per 1,000 residents
Net migration (2022–2023)
-166
▼ people, via tax-return records
net income flow −$6.64M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded Plattsburgh market report to your clients.

Open report gallery
Find the best in Plattsburgh

Plattsburgh housing market FAQ

What is the median home price in Plattsburgh?
As of September 2026, the median listing price in Plattsburgh, NY is $250,000, down 0.2% year over year (source: public records and industry data). Figures cover the Plattsburgh, NY metro area.
How much does it cost to buy a home in Plattsburgh?
The median home listed in Plattsburgh asks $250,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,368 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Plattsburgh?
The median property in Plattsburgh spends 64 days on the market, with 202 homes actively listed and 27% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Plattsburgh?
With a median 64 days on market and 27% of active listings carrying a price cut, pending contracts at 58% of active listings, Plattsburgh reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Plattsburgh a good place to invest in real estate?
Plattsburgh scores 61/100 on WealthyBud's Investor Score, ranking #238 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Plattsburgh?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Plattsburgh and the wider New York market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Plattsburgh, NY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More New York housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.