Metropolitan market · New York · September 2026 data

What is the Seneca Falls, NY real estate market doing?

As of September 2026, the median home listed in Seneca Falls, NY asks $328,675, up 4.8% year over year. Homes spend a median of 38 days on market, with 51 active listings and 9% carrying a price cut; pending contracts equal 155% of active listings, and inventory sits at 56% of the same month in 2019 — a seller's market. Figures come from public records and industry data, updated monthly.

Median listing price
$328,675
▲ 4.8% YoY
Median $ / sq ft
$186
2,063 sq ft median
Median days on market
38
September 2026
Active listings
51
For sale now
New listings
28
September 2026
Listings with price cuts
9%
Share of active
Inventory vs 2019
56%
Same month, 2019 = 100
Pending / active
155%
Contract activity
Median sale price (closed)
$231,500
▲ 19.3% YoY · closed sales · July 2026
Sale-to-list ratio
100.4%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
28
Closed sales · July 2026, seasonally adjusted

What is the Seneca Falls, NY housing market doing right now?

The Seneca Falls, NY housing market lists at a $328,675 median as of September 2026, up 4.8% year over year, with a 38-day median market time and 51 homes for sale (9% with a price cut). Active inventory is 56% of the 2019 level, reading as a seller's market under WealthyBud's published buyer/seller rule.

Seneca Falls housing market statistics

The table summarizes Seneca Falls's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Seneca Falls.

Seneca Falls, NY housing market at a glance — September 2026
MetricLatestDetail
Median listing price$328,675+4.8% YoY
Median price per sq ft$1862,063 sq ft median
Median days on market38-23% YoY
Active listings51-7% YoY
New listings this month28September 2026
Listings with a price cut9%Share of active
Median sale price (closed)$231,500+19.3% YoY · closed sales, July 2026
Sale-to-list ratio100.4%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio154.9%79 pending
Inventory vs 201956%Active listings vs same month in 2019

How have home prices changed in Seneca Falls?

Seneca Falls home prices are up 4.8% year over year and -8.5% month over month as of September 2026, at a $328,675 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$353K$323K$292K$261K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Seneca Falls NY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$385K$333K$281K$229K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Seneca Falls NY · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Seneca Falls?

Seneca Falls has 51 active listings, 28 new this month, 79 pending as of September 2026. About 9% of active listings have cut their price, and inventory sits at 56% of its 2019 level — a seller's market by pace.

Active listings
51
New this month
28
Pending
79
Price-reduced
4

Is Seneca Falls a good real estate investment?

Seneca Falls scores 66/100 on WealthyBud's composite Investor Score, ranking #158 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
66/100
#158 of 933 covered metros
12-month outlook
+4.4%
▲ Rising · model output, not advice
Momentum
71
Value
50
Rental yield
30
Supply risk
12
Market heat
97

Seneca Falls scores 66/100 on our composite Investor Score (#158 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 56% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 4.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Seneca Falls ranks on the trending markets index.

How much is a monthly mortgage payment in Seneca Falls?

A home at Seneca Falls's $328,675 median listing runs about $1,799 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,624/mo
−$175/mo vs today
At today's rate · 7.28%
$1,799/mo
National weekly average
If rates rise 1% · 8.28%
$1,981/mo
+$182/mo vs today

Principal & interest on the $328,675 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Seneca Falls?

To buy Seneca Falls’s $328,675 median listing with 20% down, a household needs about $104,000 a year in gross income, keeping principal, interest and property tax ($2,426/mo) at 28% of income. That is 1.6× the area’s $66,007 median household income, so a typical Seneca Falls household cannot afford the median listing on these terms.

Income needed to buy the median home in Seneca Falls, NY — September 2026
ItemAmountBasis
Median listing price$328,675September 2026
Down payment (20%)$65,735Assumption
Principal & interest (7.28%, 30-yr fixed)$1,799/moRate as of 2026-10-01
Property tax (2.29% effective rate)$627/moCensus ACS
Income needed (28% rule)$104,000Gross household income / yr
Median household income$66,007Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Seneca Falls housing market?

Longer-run demand in Seneca Falls shows up in 58 homes permitted in 2025; net migration of -13 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
58
▲ 20.8% vs 2024
1.8 per 1,000 residents
Net migration (2022–2023)
-13
▼ people, via tax-return records
net income flow −$4.8M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Seneca Falls housing market FAQ

What is the median home price in Seneca Falls?
As of September 2026, the median listing price in Seneca Falls, NY is $328,675, up 4.8% year over year (source: public records and industry data). Figures cover the Seneca Falls, NY metro area.
How much does it cost to buy a home in Seneca Falls?
The median home listed in Seneca Falls asks $328,675 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,799 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Seneca Falls?
The median property in Seneca Falls spends 38 days on the market, with 51 homes actively listed and 9% of them carrying a price cut — a seller's market as of September 2026.
Is it a buyer's or seller's market in Seneca Falls?
With a median 38 days on market and 9% of active listings carrying a price cut, pending contracts at 155% of active listings, Seneca Falls reads as a seller's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Seneca Falls a good place to invest in real estate?
Seneca Falls scores 66/100 on WealthyBud's Investor Score, ranking #158 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Seneca Falls?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Seneca Falls and the wider New York market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Seneca Falls, NY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.