| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $449,900 | +0.0% YoY |
| Median price per sq ft | $253 | 1,807 sq ft median |
| Median days on market | 42 | -5% YoY |
| Active listings | 1,419 | +8% YoY |
| New listings this month | 1,018 | June 2026 |
| Listings with a price cut | 10% | Share of active |
| Median sale price (closed) | $340,000 | +3.3% YoY |
| Sale-to-list ratio | 102.1% | Closed sales |
| Gross rental yield | 4.5% | 2BR fair market rent |
Secondary metropolitan market · New York · June 2026 data
Albany Real Estate Market
As of June 2026, the median home listed in Albany, NY asks $449,900 — up 0.0% year over year. Homes sell in a median of 42 days, with 1,419 active listings and 10% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.
Median listing price
$449,900
▲ 0.0% YoY
Median $ / sq ft
$253
1,807 sq ft median
Median days on market
42
June 2026
Active listings
1,419
For sale now
New listings
1,018
June 2026
Listings with price cuts
10%
Share of active
Median sale price (closed)
$340,000
▲ 3.3% YoY · closed sales
Sale-to-list ratio
102.1%
Closed sales
Homes sold / month
585
Closed sales
Albany housing market statistics
The table summarizes Albany's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Albany?
Albany home prices are up 0.0% year over year and -1.1% month over month as of June 2026, at a $449,900 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Albany NY · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Albany NY · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Albany?
Albany has 1,419 active listings, 1,018 new this month, 1,824 pending as of June 2026. About 10% of active listings have cut their price, and inventory sits at 38% of its 2019 level — a seller-leaning market by pace.
Is Albany a good real estate investment?
Albany scores 75/100 on WealthyBud's composite Investor Score, ranking #42 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
75/100
#42 of 932 covered metros
Price volatility
Low
σ 4.3% · 20-yr price-index swings
Albany scores 75/100 on our composite Investor Score (#42 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 51% over five years and +81% over ten, leaving prices 28% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,702/mo for a two-bedroom, the gross rental yield on the median listing is about 4.5%; active inventory sits at 38% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 0.0% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Albany ranks on the trending markets index.
How much is a monthly mortgage payment in Albany?
A home at Albany's $449,900 median listing runs about $2,258 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$2,028/mo
−$231/mo vs today
At today's rate · 6.43%
$2,258/mo
National weekly average
If rates rise 1% · 7.43%
$2,499/mo
+$241/mo vs today
Principal & interest on the $449,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Albany housing market?
Longer-run demand in Albany shows up in 2,052 homes permitted in 2025; net migration of -595 residents; -0.0% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
2,052
▼ 14.5% vs 2024
2.3 per 1,000 residents
Net migration (2022–2023)
-595
▼ people, via tax-return records
net income flow −$118.1M/yr
Job growth (YoY)
-0.0%
▲ 480.9k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
What is the latest Albany real estate news?
Capital Region housing market ends 2025 strong, signs of relief ahead for 2026Times Union · 2025-12-30→Housing market power balance: Zillow’s updated ratings for over 250 marketsResiClub · 2026-05-08→How Long Does It Take to Buy a House in Albany in 2026?Stacker · 2026-06-22→Slow start to New York housing market in 2026GlobeNewswire · 2026-02-20→
Albany's housing market showed strength at the end of 2025, with expectations of future relief, but experienced a slow start to 2026. — AI-generated summary of the headlines above; read the linked coverage before relying on it.
Headlines collected 2026-07-05; each links to the original publisher.
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Albany by ZIP code
Median price, pace and inventory for 15 Albany ZIPs — the spread behind the metro number.
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The highest-producing real estate agents in Albany, ranked by recent sales.
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ReadAlbany housing market FAQ
What is the median home price in Albany?
As of June 2026, the median listing price in Albany, NY is $449,900, up 0.0% year over year (source: public records and industry data).
How much does it cost to buy a home in Albany?
The median home listed in Albany asks $449,900 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $2,258 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Albany?
The median property in Albany spends 42 days on the market, with 1,419 homes actively listed and 10% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Albany?
With a median 42 days on market and 10% of active listings carrying a price cut, Albany reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Albany a good place to invest in real estate?
Albany scores 75/100 on WealthyBud's Investor Score, ranking #42 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Albany?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Albany and the wider New York market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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