ZIP-level data · September 2026

Albany, NY real estate prices by ZIP code

Across the Albany, NY market, home prices range from $147,700 in ZIP 12307 (Schenectady, Ny) to $714,900 in ZIP 12204 (Albany, Ny) as of September 2026 — a 4.8-times spread across 18 tracked ZIP codes. The median ZIP lists near $313,750. Figures come from public records and industry data.

ZIPs covered18≥10 active listings each
Priciest ZIP$714,900ZIP 12204 · Albany, Ny
Most affordable$147,700ZIP 12307 · Schenectady, Ny

Which ZIP codes are most expensive in Albany?

The most expensive ZIP code in Albany is 12204 (Albany, Ny) at a median $714,900, +63.5% year over year as of September 2026. It sits about 4.8 times higher than the market's most affordable ZIP. The three priciest ZIP codes are:

  • ZIP 12204 (Albany, Ny) — $714,900 median, +63.5% year over year.
  • ZIP 12211 (Albany, Ny) — $543,700 median, -11.2% year over year.
  • ZIP 12309 (Schenectady, Ny) — $420,625 median, -8.1% year over year.

Which ZIP code is most affordable in Albany?

The most affordable ZIP code in Albany is 12307 (Schenectady, Ny) at a median $147,700 as of September 2026, -32.1% year over year. Buyers trade up from $147,700 to $714,900 moving from this ZIP to the market's priciest, ZIP 12204.

Albany home prices by ZIP code, ranked

All 18 Albany-area ZIP codes with meaningful listing volume, ranked by median listing price as of September 2026. The table lists year-over-year price change, median days on market, active listings and price per square foot for each ZIP so you can compare neighborhoods directly.

Albany, NY ZIP codes by median listing price, September 2026
#ZIPMedian priceYoYDOMActive$/sq ft
112204 · Albany, Ny$714,900+63.5%5310$198
212211 · Albany, Ny$543,700-11.2%1515$272
312309 · Schenectady, Ny$420,625-8.1%4852$216
412302 · Schenectady, Ny$399,675+9.5%4656$229
512180 · Troy, Ny$357,425+22.5%3451$226
612205 · Albany, Ny$330,325-4.1%3328$244
712203 · Albany, Ny$325,950+8.8%3132$217
812208 · Albany, Ny$324,500+9.3%4618$198
912306 · Schenectady, Ny$317,050-14.3%4071$216
1012303 · Schenectady, Ny$313,750+8.2%3936$220
1112210 · Albany, Ny$308,386-5.3%7213$158
1212308 · Schenectady, Ny$296,050+7.2%3819$165
1312304 · Schenectady, Ny$279,675+6.1%3133$210
1412206 · Albany, Ny$240,975+15.0%7012$154
1512182 · Troy, Ny$230,500-10.9%5318$171
1612209 · Albany, Ny$230,000-9.8%3512$176
1712202 · Albany, Ny$169,000-9.6%2913$144
1812307 · Schenectady, Ny$147,700-32.1%1818$116

Which Albany ZIP codes are moving fastest?

ZIP 12211 (Albany, Ny) has the fastest-selling homes in Albany, at a median 15 days on market as of September 2026. On price growth, ZIP 12204 (Albany, Ny) leads at +63.5% year over year. Faster sales and higher year-over-year gains signal stronger local demand.

Albany ZIP code real estate FAQ

What is the most expensive ZIP code in Albany?
The most expensive ZIP code in Albany, NY is 12204 (Albany, Ny), with a median listing price of $714,900 as of September 2026 — +63.5% year over year. It is the priciest of the 18 Albany-area ZIP codes with enough active listings to measure.
What is the most affordable ZIP code in Albany?
The most affordable ZIP code in Albany is 12307 (Schenectady, Ny), at a median $147,700 as of September 2026. That is roughly 4.8 times lower than the market's priciest ZIP, 12204, at $714,900 — the gap that neighborhood choice makes in Albany.
How much do home prices vary by ZIP code in Albany?
Home prices in Albany range from $147,700 to $714,900 across 18 tracked ZIP codes — a 4.8-times spread, September 2026. The median ZIP lists near $313,750. ZIP-level medians shift month to month because each rests on a small sample of listings.
Which Albany ZIP code has the fastest-selling homes?
As of September 2026, ZIP 12211 (Albany, Ny) has the fastest-selling homes in Albany, at a median 15 days on market. A lower days-on-market figure usually points to stronger buyer demand relative to the supply of homes for sale in that ZIP code.
How many ZIP codes are in the Albany real estate market?
This page tracks 18 ZIP codes in the Albany, NY market — every ZIP matched to the metro by place name with at least 10 active listings as of September 2026. ZIP codes with fewer active listings are left out because small samples make their medians unreliable.
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Based on public records and industry data, September 2026 — see our methodology. ZIPs are matched to the Albany market by place name and require at least 10 active listings; small samples make ZIP medians volatile month to month. Not investment advice. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.