| Market | Median list price | YoY | Days on market | Active | Price-to-income | Income needed |
|---|---|---|---|---|---|---|
| Los Angeles | $1.03M | -5.9% | 55 | 20,130 | 11.1 | $268,000 |
| Riverside | $584,984 | -1.7% | 64 | 13,206 | 6.8 | $153,000 |
| San Francisco | $957,475 | -1.8% | 37 | 5,840 | 7.2 | $250,000 |
| San Diego | $888,450 | -6.3% | 46 | 5,749 | 8.7 | $231,000 |
| Sacramento | $599,950 | -2.6% | 51 | 5,286 | 6.4 | $157,000 |
| Bakersfield | $396,500 | -3.2% | 58 | 2,443 | 5.9 | $106,000 |
| Fresno | $469,500 | +2.1% | 58 | 2,154 | 6.5 | $123,000 |
| San Jose | $1.39M | +1.7% | 35 | 2,112 | 8.8 | $361,000 |
| Oxnard | $942,076 | -5.7% | 56 | 1,601 | 8.8 | $244,000 |
| Stockton | $585,000 | -1.6% | 53 | 1,415 | 6.6 | $153,000 |
| Santa Rosa | $908,500 | -6.8% | 55 | 1,169 | 8.8 | $236,000 |
| Visalia | $424,850 | +3.7% | 60 | 899 | 6.1 | $111,000 |
| Vallejo | $572,500 | -1.3% | 47 | 893 | 5.7 | $150,000 |
| Modesto | $507,950 | +1.1% | 46 | 874 | 6.4 | $132,000 |
| San Luis Obispo | $1.03M | -7.3% | 71 | 722 | 11.0 | $268,000 |
| Santa Barbara | $1.72M | -8.9% | 58 | 718 | 17.9 | $444,000 |
| Chico | $429,000 | +1.7% | 67 | 662 | 6.3 | $111,000 |
| Redding | $439,100 | +4.0% | 58 | 640 | 6.1 | $114,000 |
| Napa | $1.27M | -10.1% | 81 | 572 | 11.7 | $330,000 |
| Truckee | $660,750 | -2.7% | 67 | 561 | 7.8 | $172,000 |
| Salinas | $1.29M | +0.7% | 66 | 551 | 13.7 | $333,000 |
| Santa Cruz | $1.25M | +0.1% | 53 | 513 | 11.4 | $321,000 |
| Sonora | $439,500 | +1.0% | 82 | 507 | 6.1 | $114,000 |
| Yuba City | $460,000 | -2.3% | 61 | 484 | 6.2 | $121,000 |
| Eureka | $495,500 | +4.3% | 78 | 481 | 8.1 | $128,000 |
| Clearlake | $365,000 | -2.8% | 91 | 474 | 6.2 | $95,000 |
| Merced | $448,225 | -0.6% | 53 | 465 | 6.9 | $116,000 |
| Ukiah | $599,000 | -4.2% | 97 | 413 | 9.3 | $155,000 |
| Malibu | $5.89M | -1.0% | 84 | 321 | n/a | n/a |
| Red Bluff | $385,250 | -3.5% | 77 | 250 | 6.2 | $99,000 |
| Hanford | $369,973 | -1.3% | 57 | 235 | 5.4 | $97,000 |
| Lake Tahoe | $749,000 | +1.7% | 65 | 199 | n/a | n/a |
| El Centro | $386,000 | +0.1% | 71 | 188 | 6.8 | $102,000 |
| Susanville | $321,175 | +16.8% | 93 | 158 | 5.0 | $84,000 |
| Newport Beach | $4.48M | +3.1% | 61 | 116 | n/a | n/a |
| Crescent City | $499,250 | +5.0% | 72 | 114 | 7.5 | $128,000 |
| Carmel-by-the-Sea | $2.44M | -9.0% | 71 | 98 | n/a | n/a |
| Montecito | $6.11M | -3.1% | 69 | 79 | n/a | n/a |
| Bishop | $525,000 | -14.5% | 52 | 35 | 7.2 | $136,000 |
State housing market · September 2026 data
California housing market
Across the 39 California markets WealthyBud tracks, the midpoint median listing price is $585,000 as of September 2026, and 24 of 39 are priced below a year ago. Montecito is the most expensive ($6.11M) and Susanville the least ($321,175).
Midpoint median list price
$585,000
39 markets
Markets down YoY
24/39
September 2026
Active listings
73,327
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01
What are home prices in each California market?
The table lists every California market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.
Are home prices rising or falling in California?
Susanville posted the biggest year-over-year change in California (+16.8%) and Bishop the weakest (-14.5%). The midpoint change across the state's tracked markets is -1.6%, with 73,327 homes actively listed.
How much income do you need to buy a home in California?
Buying the median listing with 20% down at the current 7.28% rate takes about $84,000 a year in Susanville and $444,000 in Santa Barbara, keeping principal, interest and property tax at 28% of income.
California housing market FAQ
What is the median home price in California?
Across WealthyBud's 39 tracked California markets, median listing prices have a midpoint of $585,000 as of September 2026, from $321,175 in Susanville to $6.11M in Montecito.
Are home prices falling in California?
24 of 39 tracked California markets have median listing prices below a year ago as of September 2026. The weakest is Bishop at -14.5%.
What is the most expensive housing market in California?
Montecito has the highest median listing price among tracked California markets at $6.11M (September 2026).
How much income do you need to buy a home in California?
Buying the median listing with 20% down at the current 7.28% rate takes about $84,000 a year in Susanville and $444,000 in Santa Barbara, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.
Working in California real estate? See California agent salary (BLS median $57,560) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.