| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $888,450 | -6.3% YoY |
| Median price per sq ft | $587 | 1,507 sq ft median |
| Median days on market | 46 | -6% YoY |
| Active listings | 5,749 | -2% YoY |
| New listings this month | 2,326 | September 2026 |
| Listings with a price cut | 20% | Share of active |
| Median sale price (closed) | $935,000 | +2.2% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 99.2% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 37.2% | 2,137 pending |
| Inventory vs 2019 | 87% | Active listings vs same month in 2019 |
| Gross rental yield | 4.0% | 2BR fair market rent |
Global gateway market · California · September 2026 data
What is the San Diego, CA real estate market doing?
As of September 2026, the median home listed in San Diego, CA asks $888,450, down 6.3% year over year. Homes spend a median of 46 days on market, with 5,749 active listings and 20% carrying a price cut; pending contracts equal 37% of active listings, and inventory sits at 87% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.0%. Figures come from public records and industry data, updated monthly.
Median listing price
$888,450
▼ 6.3% YoY
Median $ / sq ft
$587
1,507 sq ft median
Median days on market
46
September 2026
Active listings
5,749
For sale now
New listings
2,326
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
87%
Same month, 2019 = 100
Pending / active
37%
Contract activity
Median sale price (closed)
$935,000
▲ 2.2% YoY · closed sales · July 2026
Sale-to-list ratio
99.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
2,026
Closed sales · July 2026, seasonally adjusted
What is the San Diego, CA housing market doing right now?
The San Diego, CA housing market lists at a $888,450 median as of September 2026, down 6.3% year over year, with a 46-day median market time and 5,749 homes for sale (20% with a price cut). Active inventory is 87% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.0%.
San Diego housing market statistics
The table summarizes San Diego's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for San Diego.
How have home prices changed in San Diego?
San Diego home prices are down 6.3% year over year and -1.2% month over month as of September 2026, at a $888,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, San Diego CA · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, San Diego CA · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in San Diego?
San Diego has 5,749 active listings, 2,326 new this month, 2,137 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 87% of its 2019 level — a balanced market by pace.
Is San Diego a good real estate investment?
San Diego scores 52/100 on WealthyBud's composite Investor Score, ranking #415 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
52/100
#415 of 933 covered metros
Price volatility
High
σ 8.7% · 20-yr price-index swings
San Diego scores 52/100 on our composite Investor Score (#415 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 48% over five years and +97% over ten, leaving prices 47% above its own 2000–2019 trend; at the published FY2026 fair market rent of $3,001/mo for a two-bedroom, the gross rental yield on the median listing is about 4.0%; active inventory sits at 87% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 6.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how San Diego ranks on the trending markets index.
How much is a monthly mortgage payment in San Diego?
A home at San Diego's $888,450 median listing runs about $4,863 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$4,390/mo
−$473/mo vs today
At today's rate · 7.28%
$4,863/mo
National weekly average
If rates rise 1% · 8.28%
$5,355/mo
+$492/mo vs today
Principal & interest on the $888,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in San Diego?
To buy San Diego’s $888,450 median listing with 20% down, a household needs about $231,000 a year in gross income, keeping principal, interest and property tax ($5,381/mo) at 28% of income. That is 2.3× the area’s $102,285 median household income, so a typical San Diego household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $888,450 | September 2026 |
| Down payment (20%) | $177,690 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $4,863/mo | Rate as of 2026-10-01 |
| Property tax (0.70% effective rate) | $518/mo | Census ACS |
| Income needed (28% rule) | $231,000 | Gross household income / yr |
| Median household income | $102,285 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the San Diego housing market?
Longer-run demand in San Diego shows up in 11,704 homes permitted in 2025; net migration of -18,212 residents; +0.7% job growth. Natural-hazard risk rates Very High. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
11,704
▼ 0.5% vs 2024
3.6 per 1,000 residents
Net migration (2022–2023)
-18,212
▼ people, via tax-return records
net income flow −$223.6M/yr
Job growth (YoY)
+0.7%
▲ 1,567.0k nonfarm jobs · August 2026
Natural-hazard risk
Very High
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
What is the latest San Diego real estate news?
San Diego Housing Market: Tight Supply Meets Uneven Demand in 2026Builder Magazine · 2026-06-29→Real Estate Market Trends in San Diego, CA: Prices FallYahoo Finance · 2026-05-02→Study: San Diego is the fifth-most expensive housing market in the nationSan Diego Union-Tribune · 2026-04-27→Are homes selling in San Diego in 2026?ttownmedia.com · 2026-06-25→
San Diego's housing market faces tight supply and uneven demand, with high prices experiencing recent falls. — AI-generated summary of the headlines above; read the linked coverage before relying on it.
Headlines collected 2026-07-05; each links to the original publisher.
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Median price, pace and inventory for 39 San Diego ZIPs — the spread behind the metro number.
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The highest-producing real estate agents in San Diego, ranked by recent sales.
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ReadSan Diego housing market FAQ
What is the median home price in San Diego?
As of September 2026, the median listing price in San Diego, CA is $888,450, down 6.3% year over year (source: public records and industry data).
How much does it cost to buy a home in San Diego?
The median home listed in San Diego asks $888,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $4,863 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in San Diego?
The median property in San Diego spends 46 days on the market, with 5,749 homes actively listed and 20% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in San Diego?
With a median 46 days on market and 20% of active listings carrying a price cut, pending contracts at 37% of active listings, San Diego reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is San Diego a good place to invest in real estate?
San Diego scores 52/100 on WealthyBud's Investor Score, ranking #415 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in San Diego?
See WealthyBud directories for the top-producing agents, teams and brokerages serving San Diego and the wider California market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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