Resort & second-home market · California · September 2026 data

What is the Carmel-by-the-Sea, CA real estate market doing?

As of September 2026, the median home listed in Carmel-by-the-Sea, CA asks $2.44M, down 9.0% year over year. Homes spend a median of 71 days on market, with 98 active listings and 20% carrying a price cut; pending contracts equal 21% of active listings — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$2.44M
▼ 9.0% YoY
Median $ / sq ft
$1,018
2,157 sq ft median
Median days on market
71
September 2026
Active listings
98
For sale now
New listings
20
September 2026
Listings with price cuts
20%
Share of active
Pending / active
21%
Contract activity

What is the Carmel-by-the-Sea, CA housing market doing right now?

The Carmel-by-the-Sea, CA housing market lists at a $2.44M median as of September 2026, down 9.0% year over year, with a 71-day median market time and 98 homes for sale (20% with a price cut), reading as a balanced market by days-on-market pace.

Carmel-by-the-Sea housing market statistics

The table summarizes Carmel-by-the-Sea's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Carmel-by-the-Sea, CA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$2.44M-9.0% YoY
Median price per sq ft$1,0182,157 sq ft median
Median days on market71-4% YoY
Active listings98+15% YoY
New listings this month20September 2026
Listings with a price cut20%Share of active
Pending-to-active ratio20.5%20 pending

How much inventory is on the market in Carmel-by-the-Sea?

Carmel-by-the-Sea has 98 active listings, 20 new this month, 20 pending as of September 2026. About 20% of active listings have cut their price — a balanced market by pace.

Active listings
98
New this month
20
Pending
20
Price-reduced
19

How much is a monthly mortgage payment in Carmel-by-the-Sea?

A home at Carmel-by-the-Sea's $2.44M median listing runs about $13,349 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$12,051/mo
−$1,298/mo vs today
At today's rate · 7.28%
$13,349/mo
National weekly average
If rates rise 1% · 8.28%
$14,698/mo
+$1,349/mo vs today

Principal & interest on the $2.44M median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

What is the latest Carmel-by-the-Sea real estate news?

Carmel-by-the-Sea's housing market exhibits high prices, significant growth, and notable luxury sales. — AI-generated summary of the headlines above; read the linked coverage before relying on it.

Headlines collected 2026-07-05; each links to the original publisher.

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Carmel-by-the-Sea housing market FAQ

What is the median home price in Carmel-by-the-Sea?
As of September 2026, the median listing price in Carmel-by-the-Sea, CA is $2.44M, down 9.0% year over year (source: public records and industry data). Figures reflect ZIP 93923, the closest available data area for Carmel-by-the-Sea.
How much does it cost to buy a home in Carmel-by-the-Sea?
The median home listed in Carmel-by-the-Sea asks $2.44M as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $13,349 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Carmel-by-the-Sea?
The median property in Carmel-by-the-Sea spends 71 days on the market, with 98 homes actively listed and 20% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Carmel-by-the-Sea?
With a median 71 days on market and 20% of active listings carrying a price cut, pending contracts at 21% of active listings, Carmel-by-the-Sea reads as a balanced market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Who are the top real estate agents in Carmel-by-the-Sea?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Carmel-by-the-Sea and the wider California market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures reflect ZIP 93923, the closest available data area for Carmel-by-the-Sea. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.