Metropolitan market · California · September 2026 data

What is the Clearlake, CA real estate market doing?

As of September 2026, the median home listed in Clearlake, CA asks $365,000, down 2.8% year over year. Homes spend a median of 91 days on market, with 474 active listings and 22% carrying a price cut; pending contracts equal 17% of active listings, and inventory sits at 94% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$365,000
▼ 2.8% YoY
Median $ / sq ft
$242
1,505 sq ft median
Median days on market
91
September 2026
Active listings
474
For sale now
New listings
88
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
94%
Same month, 2019 = 100
Pending / active
17%
Contract activity
Median sale price (closed)
$310,250
▼ 12.0% YoY · closed sales · July 2026
Sale-to-list ratio
95.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
70
Closed sales · July 2026, seasonally adjusted

What is the Clearlake, CA housing market doing right now?

The Clearlake, CA housing market lists at a $365,000 median as of September 2026, down 2.8% year over year, with a 91-day median market time and 474 homes for sale (22% with a price cut). Active inventory is 94% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Clearlake housing market statistics

The table summarizes Clearlake's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Clearlake.

Clearlake, CA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$365,000-2.8% YoY
Median price per sq ft$2421,505 sq ft median
Median days on market91-9% YoY
Active listings474-12% YoY
New listings this month88September 2026
Listings with a price cut22%Share of active
Median sale price (closed)$310,250-12.0% YoY · closed sales, July 2026
Sale-to-list ratio95.1%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio17.2%82 pending
Inventory vs 201994%Active listings vs same month in 2019

How have home prices changed in Clearlake?

Clearlake home prices are down 2.8% year over year and -1.4% month over month as of September 2026, at a $365,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$385K$376K$367K$358K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Clearlake CA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$450K$410K$370K$330K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Clearlake CA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Clearlake?

Clearlake has 474 active listings, 88 new this month, 82 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 94% of its 2019 level — a buyer's market by pace.

Active listings
474
New this month
88
Pending
82
Price-reduced
104

Is Clearlake a good real estate investment?

Clearlake scores 41/100 on WealthyBud's composite Investor Score, ranking #638 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
41/100
#638 of 933 covered metros
12-month outlook
-0.8%
Flat · model output, not advice
Momentum
54
Value
24
Rental yield
60
Supply risk
53
Market heat
8

Clearlake scores 41/100 on our composite Investor Score (#638 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 94% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 2.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Clearlake ranks on the trending markets index.

How much is a monthly mortgage payment in Clearlake?

A home at Clearlake's $365,000 median listing runs about $1,998 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,804/mo
−$194/mo vs today
At today's rate · 7.28%
$1,998/mo
National weekly average
If rates rise 1% · 8.28%
$2,200/mo
+$202/mo vs today

Principal & interest on the $365,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Clearlake?

To buy Clearlake’s $365,000 median listing with 20% down, a household needs about $95,000 a year in gross income, keeping principal, interest and property tax ($2,217/mo) at 28% of income. That is 1.6× the area’s $58,738 median household income, so a typical Clearlake household cannot afford the median listing on these terms.

Income needed to buy the median home in Clearlake, CA — September 2026
ItemAmountBasis
Median listing price$365,000September 2026
Down payment (20%)$73,000Assumption
Principal & interest (7.28%, 30-yr fixed)$1,998/moRate as of 2026-10-01
Property tax (0.72% effective rate)$219/moCensus ACS
Income needed (28% rule)$95,000Gross household income / yr
Median household income$58,738Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Clearlake housing market?

Longer-run demand in Clearlake shows up in 105 homes permitted in 2025; net migration of +52 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
105
▼ 1.9% vs 2024
1.5 per 1,000 residents
Net migration (2022–2023)
+52
▲ people, via tax-return records
net income flow +$13.6M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Clearlake housing market FAQ

What is the median home price in Clearlake?
As of September 2026, the median listing price in Clearlake, CA is $365,000, down 2.8% year over year (source: public records and industry data). Figures cover the Clearlake, CA metro area.
How much does it cost to buy a home in Clearlake?
The median home listed in Clearlake asks $365,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,998 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Clearlake?
The median property in Clearlake spends 91 days on the market, with 474 homes actively listed and 22% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Clearlake?
With a median 91 days on market and 22% of active listings carrying a price cut, pending contracts at 17% of active listings, Clearlake reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Clearlake a good place to invest in real estate?
Clearlake scores 41/100 on WealthyBud's Investor Score, ranking #638 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Clearlake?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Clearlake and the wider California market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Clearlake, CA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More California housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.