| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $495,500 | +4.3% YoY |
| Median price per sq ft | $309 | 1,619 sq ft median |
| Median days on market | 78 | +8% YoY |
| Active listings | 481 | +1% YoY |
| New listings this month | 132 | September 2026 |
| Listings with a price cut | 23% | Share of active |
| Median sale price (closed) | $414,000 | -6.3% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 96.8% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 28.2% | 136 pending |
| Inventory vs 2019 | 114% | Active listings vs same month in 2019 |
Metropolitan market · California · September 2026 data
What is the Eureka, CA real estate market doing?
As of September 2026, the median home listed in Eureka, CA asks $495,500, up 4.3% year over year. Homes spend a median of 78 days on market, with 481 active listings and 23% carrying a price cut; pending contracts equal 28% of active listings, and inventory sits at 114% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.
Median listing price
$495,500
▲ 4.3% YoY
Median $ / sq ft
$309
1,619 sq ft median
Median days on market
78
September 2026
Active listings
481
For sale now
New listings
132
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
114%
Same month, 2019 = 100
Pending / active
28%
Contract activity
Median sale price (closed)
$414,000
▼ 6.3% YoY · closed sales · July 2026
Sale-to-list ratio
96.8%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
129
Closed sales · July 2026, seasonally adjusted
What is the Eureka, CA housing market doing right now?
The Eureka, CA housing market lists at a $495,500 median as of September 2026, up 4.3% year over year, with a 78-day median market time and 481 homes for sale (23% with a price cut). Active inventory is 114% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.
Eureka housing market statistics
The table summarizes Eureka's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Eureka.
How have home prices changed in Eureka?
Eureka home prices are up 4.3% year over year and -0.7% month over month as of September 2026, at a $495,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Eureka CA · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Eureka CA · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Eureka?
Eureka has 481 active listings, 132 new this month, 136 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 114% of its 2019 level — a buyer's market by pace.
Is Eureka a good real estate investment?
Eureka scores 28/100 on WealthyBud's composite Investor Score, ranking #843 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
28/100
#843 of 933 covered metros
Eureka scores 28/100 on our composite Investor Score (#843 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 114% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 4.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Eureka ranks on the trending markets index.
How much is a monthly mortgage payment in Eureka?
A home at Eureka's $495,500 median listing runs about $2,712 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$2,448/mo
−$264/mo vs today
At today's rate · 7.28%
$2,712/mo
National weekly average
If rates rise 1% · 8.28%
$2,986/mo
+$274/mo vs today
Principal & interest on the $495,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Eureka?
To buy Eureka’s $495,500 median listing with 20% down, a household needs about $128,000 a year in gross income, keeping principal, interest and property tax ($2,981/mo) at 28% of income. That is 2.1× the area’s $61,135 median household income, so a typical Eureka household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $495,500 | September 2026 |
| Down payment (20%) | $99,100 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $2,712/mo | Rate as of 2026-10-01 |
| Property tax (0.65% effective rate) | $268/mo | Census ACS |
| Income needed (28% rule) | $128,000 | Gross household income / yr |
| Median household income | $61,135 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Eureka housing market?
Longer-run demand in Eureka shows up in 326 homes permitted in 2025; net migration of -789 residents. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
326
▲ 73.4% vs 2024
2.4 per 1,000 residents
Net migration (2022–2023)
-789
▼ people, via tax-return records
net income flow −$13.4M/yr
Natural-hazard risk
Relatively High
National hazard index · top hazard: Earthquake
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
Client-ready report
Open report gallery
Send a branded Eureka market report to your clients.
Find the best in Eureka
Directory
Top agents in Eureka
The producers moving the most volume in Eureka.
View DirectoryTop teams
The groups setting production records nationwide.
View LicensingGet licensed in California
Hours, exam and the commission that regulates California agents.
Read IncomeAgent salary in California
What real estate agents actually earn across California.
ReadEureka housing market FAQ
What is the median home price in Eureka?
As of September 2026, the median listing price in Eureka, CA is $495,500, up 4.3% year over year (source: public records and industry data). Figures cover the Eureka-Arcata, CA metro area.
How much does it cost to buy a home in Eureka?
The median home listed in Eureka asks $495,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,712 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Eureka?
The median property in Eureka spends 78 days on the market, with 481 homes actively listed and 23% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Eureka?
With a median 78 days on market and 23% of active listings carrying a price cut, pending contracts at 28% of active listings, Eureka reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Eureka a good place to invest in real estate?
Eureka scores 28/100 on WealthyBud's Investor Score, ranking #843 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Eureka?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Eureka and the wider California market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Eureka-Arcata, CA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
Nearby & similar