| Market | Median list price | YoY | Days on market | Active | Price-to-income | Income needed |
|---|---|---|---|---|---|---|
| Louisville | $312,000 | -1.6% | 45 | 4,412 | 4.3 | $82,000 |
| Lexington | $399,000 | +0.1% | 50 | 1,324 | 5.6 | $105,000 |
| Bowling Green | $331,667 | +0.5% | 61 | 901 | 5.3 | $85,000 |
| Elizabethtown | $319,000 | -0.3% | 60 | 532 | 4.7 | $83,000 |
| Richmond | $336,900 | +5.3% | 53 | 420 | 5.7 | $88,000 |
| Corbin | $279,500 | +2.6% | 79 | 377 | 6.2 | $72,000 |
| Somerset | $321,950 | +2.2% | 82 | 360 | 6.3 | $83,000 |
| Owensboro | $288,700 | -5.0% | 40 | 277 | 4.4 | $76,000 |
| Paducah | $244,450 | +1.9% | 65 | 273 | 3.9 | $64,000 |
| Pikeville | $199,000 | -5.2% | 93 | 235 | 4.7 | $52,000 |
| Frankfort | $322,450 | +8.2% | 58 | 234 | 4.7 | $85,000 |
| Glasgow | $270,950 | +4.2% | 70 | 219 | 5.5 | $70,000 |
| Danville | $319,500 | +7.0% | 61 | 215 | 5.7 | $84,000 |
| Mount Sterling | $275,725 | -1.6% | 61 | 173 | 5.0 | $72,000 |
| Campbellsville | $269,975 | +9.1% | 65 | 156 | 4.8 | $70,000 |
| Madisonville | $226,783 | -3.3% | 52 | 147 | 3.9 | $60,000 |
| Franklin | $318,575 | +7.6% | 65 | 132 | 5.5 | $82,000 |
| Murray | $350,000 | -11.1% | 57 | 106 | 6.8 | $90,000 |
| Henderson | $226,250 | -0.5% | 39 | 94 | 3.9 | $60,000 |
| Mayfield | $237,400 | -17.0% | 55 | 84 | 4.7 | $61,000 |
| Middlesborough | $179,975 | -20.0% | 76 | 67 | 5.5 | $47,000 |
State housing market · September 2026 data
Kentucky housing market
Across the 21 Kentucky markets WealthyBud tracks, the midpoint median listing price is $288,700 as of September 2026, and 10 of 21 are priced below a year ago. Lexington is the most expensive ($399,000) and Middlesborough the least ($179,975).
Midpoint median list price
$288,700
21 markets
Markets down YoY
10/21
September 2026
Active listings
10,738
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01
What are home prices in each Kentucky market?
The table lists every Kentucky market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.
Are home prices rising or falling in Kentucky?
Campbellsville posted the biggest year-over-year change in Kentucky (+9.1%) and Middlesborough the weakest (-20.0%). The midpoint change across the state's tracked markets is +0.1%, with 10,738 homes actively listed.
How much income do you need to buy a home in Kentucky?
Buying the median listing with 20% down at the current 7.28% rate takes about $47,000 a year in Middlesborough and $105,000 in Lexington, keeping principal, interest and property tax at 28% of income.
Kentucky housing market FAQ
What is the median home price in Kentucky?
Across WealthyBud's 21 tracked Kentucky markets, median listing prices have a midpoint of $288,700 as of September 2026, from $179,975 in Middlesborough to $399,000 in Lexington.
Are home prices falling in Kentucky?
10 of 21 tracked Kentucky markets have median listing prices below a year ago as of September 2026. The weakest is Middlesborough at -20.0%.
What is the most expensive housing market in Kentucky?
Lexington has the highest median listing price among tracked Kentucky markets at $399,000 (September 2026).
How much income do you need to buy a home in Kentucky?
Buying the median listing with 20% down at the current 7.28% rate takes about $47,000 a year in Middlesborough and $105,000 in Lexington, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.
Working in Kentucky real estate? See Kentucky agent salary (BLS median $58,610) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.