Metropolitan market · Kentucky · September 2026 data

What is the Bowling Green, KY real estate market doing?

As of September 2026, the median home listed in Bowling Green, KY asks $331,667, up 0.5% year over year. Homes spend a median of 61 days on market, with 901 active listings and 23% carrying a price cut; pending contracts equal 25% of active listings, and inventory sits at 113% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 4.0%. Figures come from public records and industry data, updated monthly.

Median listing price
$331,667
▲ 0.5% YoY
Median $ / sq ft
$187
1,782 sq ft median
Median days on market
61
September 2026
Active listings
901
For sale now
New listings
224
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
113%
Same month, 2019 = 100
Pending / active
25%
Contract activity
Median sale price (closed)
$279,900
▼ 3.5% YoY · closed sales · July 2026
Sale-to-list ratio
96.7%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
180
Closed sales · July 2026, seasonally adjusted

What is the Bowling Green, KY housing market doing right now?

The Bowling Green, KY housing market lists at a $331,667 median as of September 2026, up 0.5% year over year, with a 61-day median market time and 901 homes for sale (23% with a price cut). Active inventory is 113% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.0%.

Bowling Green housing market statistics

The table summarizes Bowling Green's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Bowling Green.

Bowling Green, KY housing market at a glance — September 2026
MetricLatestDetail
Median listing price$331,667+0.5% YoY
Median price per sq ft$1871,782 sq ft median
Median days on market61-9% YoY
Active listings901+6% YoY
New listings this month224September 2026
Listings with a price cut23%Share of active
Median sale price (closed)$279,900-3.5% YoY · closed sales, July 2026
Sale-to-list ratio96.7%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio25.5%230 pending
Inventory vs 2019113%Active listings vs same month in 2019
Gross rental yield4.0%2BR fair market rent

How have home prices changed in Bowling Green?

Bowling Green home prices are up 0.5% year over year and -1.7% month over month as of September 2026, at a $331,667 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$347K$339K$331K$323K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Bowling Green KY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$353K$328K$303K$278K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Bowling Green KY · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Bowling Green?

Bowling Green has 901 active listings, 224 new this month, 230 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 113% of its 2019 level — a buyer's market by pace.

Active listings
901
New this month
224
Pending
230
Price-reduced
203

Is Bowling Green a good real estate investment?

Bowling Green scores 44/100 on WealthyBud's composite Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
44/100
#574 of 933 covered metros
12-month outlook
-1.3%
Flat · model output, not advice
Price volatility
Low
σ 4.8% · 20-yr price-index swings
Momentum
49
Value
52
Rental yield
51
Supply risk
71
Market heat
34

Bowling Green scores 44/100 on our composite Investor Score (#574 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 50% over five years and +89% over ten, leaving prices 48% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,115/mo for a two-bedroom, the gross rental yield on the median listing is about 4.0%; active inventory sits at 113% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 0.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Bowling Green ranks on the trending markets index.

How much is a monthly mortgage payment in Bowling Green?

A home at Bowling Green's $331,667 median listing runs about $1,815 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,639/mo
−$177/mo vs today
At today's rate · 7.28%
$1,815/mo
National weekly average
If rates rise 1% · 8.28%
$1,999/mo
+$184/mo vs today

Principal & interest on the $331,667 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Bowling Green?

To buy Bowling Green’s $331,667 median listing with 20% down, a household needs about $85,000 a year in gross income, keeping principal, interest and property tax ($1,984/mo) at 28% of income. That is 1.4× the area’s $62,437 median household income, so a typical Bowling Green household cannot afford the median listing on these terms.

Income needed to buy the median home in Bowling Green, KY — September 2026
ItemAmountBasis
Median listing price$331,667September 2026
Down payment (20%)$66,333Assumption
Principal & interest (7.28%, 30-yr fixed)$1,815/moRate as of 2026-10-01
Property tax (0.61% effective rate)$169/moCensus ACS
Income needed (28% rule)$85,000Gross household income / yr
Median household income$62,437Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Bowling Green housing market?

Longer-run demand in Bowling Green shows up in 1,474 homes permitted in 2025; net migration of +1,053 residents; 0.0% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
1,474
▼ 35.8% vs 2024
8.1 per 1,000 residents
Net migration (2022–2023)
+1,053
▲ people, via tax-return records
net income flow +$30.9M/yr
Job growth (YoY)
0.0%
84.5k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Bowling Green housing market FAQ

What is the median home price in Bowling Green?
As of September 2026, the median listing price in Bowling Green, KY is $331,667, up 0.5% year over year (source: public records and industry data). Figures cover the Bowling Green, KY metro area.
How much does it cost to buy a home in Bowling Green?
The median home listed in Bowling Green asks $331,667 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,815 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Bowling Green?
The median property in Bowling Green spends 61 days on the market, with 901 homes actively listed and 23% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Bowling Green?
With a median 61 days on market and 23% of active listings carrying a price cut, pending contracts at 25% of active listings, Bowling Green reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Bowling Green a good place to invest in real estate?
Bowling Green scores 44/100 on WealthyBud's Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Bowling Green?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Bowling Green and the wider Kentucky market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Bowling Green, KY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Kentucky housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.