Metropolitan market · Kentucky · June 2026 data

Somerset Real Estate Market

The Somerset, KY housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Somerset report in a click.

Median listing price
$326,950
▲ 4.8% YoY
Median $ / sq ft
$163
1,996 sq ft median
Median days on market
69
June 2026
Active listings
365
For sale now
New listings
96
June 2026
Listings with price cuts
21%
Share of active
Median sale price (closed)
$267,000
▲ 2.7% YoY · closed sales
Sale-to-list ratio
95.9%
Closed sales
Homes sold / month
78
Closed sales
Median listing price trend
$327K$320K$313K$306K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Somerset KY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$327K$287K$248K$208K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Somerset KY · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
365
New this month
96
Pending
106
Price-reduced
75

As of June 2026, the median home listed in Somerset, KY asks $326,950 — up 4.8% from a year ago. Homes are taking a median of 69 days to go under contract, and 21% of the 365 active listings have taken a price cut, which points to a balanced market. Figures cover the Somerset, KY metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
35/100
#746 of 932 covered metros
12-month outlook
-1.0%
Flat · model output, not advice
Momentum
53
Value
23
Rental yield
22
Supply risk
53
Market heat
22

Somerset scores 35/100 on our composite Investor Score (#746 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 88% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 4.8% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Somerset ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,474/mo
−$168/mo vs today
At today's rate · 6.43%
$1,641/mo
National weekly average
If rates rise 1% · 7.43%
$1,816/mo
+$175/mo vs today

Principal & interest on the $326,950 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
130
▲ 11.1% vs 2024
2.0 per 1,000 residents
Net migration (2022–2023)
+527
▲ people, via tax-return records
net income flow +$26.5M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Top agents in Somerset

The producers moving the most volume in Somerset.

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Top teams

The groups setting production records nationwide.

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Hours, exam and the commission that regulates Kentucky agents.

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Agent salary in Kentucky

What real estate agents actually earn across Kentucky.

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Somerset market FAQs

What is the median home price in Somerset?
As of June 2026, the median listing price in Somerset, KY is $326,950, up 4.8% year over year (source: public records and industry data). Figures cover the Somerset, KY metro area.
How fast are homes selling in Somerset?
The median property in Somerset spends 69 days on the market, with 365 homes actively listed and 21% of them carrying a price cut — a balanced market by pace.
Who are the top real estate agents in Somerset?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Somerset and the wider Kentucky market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Somerset, KY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.