Metropolitan market · Kentucky · June 2026 data

Mount Sterling Real Estate Market

The Mount Sterling, KY housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Mount Sterling report in a click.

Median listing price
$256,225
▼ 3.5% YoY
Median $ / sq ft
$167
1,494 sq ft median
Median days on market
66
June 2026
Active listings
168
For sale now
New listings
70
June 2026
Listings with price cuts
20%
Share of active
Median sale price (closed)
$220,000
▼ 10.2% YoY · closed sales
Sale-to-list ratio
95.5%
Closed sales
Homes sold / month
29
Closed sales
Median listing price trend
$277K$268K$259K$249K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Mount Sterling KY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$266K$232K$198K$164K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Mount Sterling KY · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
168
New this month
70
Pending
63
Price-reduced
34

As of June 2026, the median home listed in Mount Sterling, KY asks $256,225 — down 3.5% from a year ago. Homes are taking a median of 66 days to go under contract, and 20% of the 168 active listings have taken a price cut, which points to a balanced market. Figures cover the Mount Sterling, KY metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
38/100
#711 of 932 covered metros
12-month outlook
-2.5%
▼ Cooling · model output, not advice
Momentum
35
Value
63
Rental yield
35
Supply risk
75
Market heat
28

Mount Sterling scores 38/100 on our composite Investor Score (#711 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 114% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.5% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Mount Sterling ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,155/mo
−$131/mo vs today
At today's rate · 6.43%
$1,286/mo
National weekly average
If rates rise 1% · 7.43%
$1,423/mo
+$137/mo vs today

Principal & interest on the $256,225 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
55
▼ 1.8% vs 2024
1.2 per 1,000 residents
Net migration (2022–2023)
+213
▲ people, via tax-return records
net income flow +$3.93M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Mount Sterling market FAQs

What is the median home price in Mount Sterling?
As of June 2026, the median listing price in Mount Sterling, KY is $256,225, down 3.5% year over year (source: public records and industry data). Figures cover the Mount Sterling, KY metro area.
How fast are homes selling in Mount Sterling?
The median property in Mount Sterling spends 66 days on the market, with 168 homes actively listed and 20% of them carrying a price cut — a balanced market by pace.
Who are the top real estate agents in Mount Sterling?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Mount Sterling and the wider Kentucky market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Mount Sterling, KY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.