| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $226,250 | -0.5% YoY |
| Median price per sq ft | $141 | 1,620 sq ft median |
| Median days on market | 39 | -12% YoY |
| Active listings | 94 | +20% YoY |
| New listings this month | 46 | September 2026 |
| Listings with a price cut | 21% | Share of active |
| Pending-to-active ratio | 56.1% | 53 pending |
| Inventory vs 2019 | 79% | Active listings vs same month in 2019 |
Metropolitan market · Kentucky · September 2026 data
What is the Henderson, KY real estate market doing?
As of September 2026, the median home listed in Henderson, KY asks $226,250, down 0.5% year over year. Homes spend a median of 39 days on market, with 94 active listings and 21% carrying a price cut; pending contracts equal 56% of active listings, and inventory sits at 79% of the same month in 2019 — a seller-leaning market. Figures come from public records and industry data, updated monthly.
Median listing price
$226,250
▼ 0.5% YoY
Median $ / sq ft
$141
1,620 sq ft median
Median days on market
39
September 2026
Active listings
94
For sale now
New listings
46
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
79%
Same month, 2019 = 100
Pending / active
56%
Contract activity
What is the Henderson, KY housing market doing right now?
The Henderson, KY housing market lists at a $226,250 median as of September 2026, down 0.5% year over year, with a 39-day median market time and 94 homes for sale (21% with a price cut). Active inventory is 79% of the 2019 level, reading as a seller-leaning market by days-on-market pace.
Henderson housing market statistics
The table summarizes Henderson's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Henderson?
Henderson home prices are down 0.5% year over year and -9.5% month over month as of September 2026, at a $226,250 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Henderson KY · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Henderson KY · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Henderson?
Henderson has 94 active listings, 46 new this month, 53 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 79% of its 2019 level — a seller-leaning market by pace.
Is Henderson a good real estate investment?
Henderson scores 64/100 on WealthyBud's composite Investor Score, ranking #193 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
64/100
#193 of 933 covered metros
Henderson scores 64/100 on our composite Investor Score (#193 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 79% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 0.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Henderson ranks on the trending markets index.
How much is a monthly mortgage payment in Henderson?
A home at Henderson's $226,250 median listing runs about $1,238 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,118/mo
−$120/mo vs today
At today's rate · 7.28%
$1,238/mo
National weekly average
If rates rise 1% · 8.28%
$1,364/mo
+$125/mo vs today
Principal & interest on the $226,250 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Henderson?
To buy Henderson’s $226,250 median listing with 20% down, a household needs about $60,000 a year in gross income, keeping principal, interest and property tax ($1,404/mo) at 28% of income. That is 1.0× the area’s $58,404 median household income, so a typical Henderson household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $226,250 | September 2026 |
| Down payment (20%) | $45,250 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $1,238/mo | Rate as of 2026-10-01 |
| Property tax (0.88% effective rate) | $166/mo | Census ACS |
| Income needed (28% rule) | $60,000 | Gross household income / yr |
| Median household income | $58,404 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Henderson housing market?
Longer-run demand in Henderson shows up in 116 homes permitted in 2025; net migration of +166 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
116
▲ 18.4% vs 2024
2.0 per 1,000 residents
Net migration (2022–2023)
+166
▲ people, via tax-return records
net income flow +$4.92M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadHenderson housing market FAQ
What is the median home price in Henderson?
As of September 2026, the median listing price in Henderson, KY is $226,250, down 0.5% year over year (source: public records and industry data). Figures cover the Henderson, KY metro area.
How much does it cost to buy a home in Henderson?
The median home listed in Henderson asks $226,250 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,238 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Henderson?
The median property in Henderson spends 39 days on the market, with 94 homes actively listed and 21% of them carrying a price cut — a seller-leaning market as of September 2026.
Is it a buyer's or seller's market in Henderson?
With a median 39 days on market and 21% of active listings carrying a price cut, pending contracts at 56% of active listings, Henderson reads as a seller-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Henderson a good place to invest in real estate?
Henderson scores 64/100 on WealthyBud's Investor Score, ranking #193 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Henderson?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Henderson and the wider Kentucky market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Henderson, KY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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