Metropolitan market · Kentucky · September 2026 data

What is the Paducah, KY real estate market doing?

As of September 2026, the median home listed in Paducah, KY asks $244,450, up 1.9% year over year. Homes spend a median of 65 days on market, with 273 active listings and 21% carrying a price cut; pending contracts equal 44% of active listings, and inventory sits at 48% of the same month in 2019 — a buyer's market. Estimated gross rental yield on the median listing is 5.2%. Figures come from public records and industry data, updated monthly.

Median listing price
$244,450
▲ 1.9% YoY
Median $ / sq ft
$131
1,717 sq ft median
Median days on market
65
September 2026
Active listings
273
For sale now
New listings
126
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
48%
Same month, 2019 = 100
Pending / active
44%
Contract activity
Median sale price (closed)
$232,500
▼ 2.5% YoY · closed sales · July 2026
Sale-to-list ratio
97.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
107
Closed sales · July 2026, seasonally adjusted

What is the Paducah, KY housing market doing right now?

The Paducah, KY housing market lists at a $244,450 median as of September 2026, up 1.9% year over year, with a 65-day median market time and 273 homes for sale (21% with a price cut). Active inventory is 48% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 5.2%.

Paducah housing market statistics

The table summarizes Paducah's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Paducah.

Paducah, KY housing market at a glance — September 2026
MetricLatestDetail
Median listing price$244,450+1.9% YoY
Median price per sq ft$1311,717 sq ft median
Median days on market65+7% YoY
Active listings273+4% YoY
New listings this month126September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$232,500-2.5% YoY · closed sales, July 2026
Sale-to-list ratio97.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio44.0%120 pending
Inventory vs 201948%Active listings vs same month in 2019
Gross rental yield5.2%2BR fair market rent

How have home prices changed in Paducah?

Paducah home prices are up 1.9% year over year and +0.8% month over month as of September 2026, at a $244,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$265K$258K$251K$243K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Paducah KY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$269K$236K$203K$170K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Paducah KY · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Paducah?

Paducah has 273 active listings, 126 new this month, 120 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 48% of its 2019 level — a buyer's market by pace.

Active listings
273
New this month
126
Pending
120
Price-reduced
56

Is Paducah a good real estate investment?

Paducah scores 73/100 on WealthyBud's composite Investor Score, ranking #64 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
73/100
#64 of 933 covered metros
12-month outlook
+4.3%
▲ Rising · model output, not advice
Price volatility
Low
σ 4.5% · 20-yr price-index swings
Momentum
55
Value
78
Rental yield
83
Supply risk
6
Market heat
53

Paducah scores 73/100 on our composite Investor Score (#64 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 46% over five years and +67% over ten, leaving prices 36% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,049/mo for a two-bedroom, the gross rental yield on the median listing is about 5.2%; active inventory sits at 48% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 1.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Paducah ranks on the trending markets index.

How much is a monthly mortgage payment in Paducah?

A home at Paducah's $244,450 median listing runs about $1,338 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,208/mo
−$130/mo vs today
At today's rate · 7.28%
$1,338/mo
National weekly average
If rates rise 1% · 8.28%
$1,473/mo
+$135/mo vs today

Principal & interest on the $244,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Paducah?

To buy Paducah’s $244,450 median listing with 20% down, a household needs about $64,000 a year in gross income, keeping principal, interest and property tax ($1,499/mo) at 28% of income. That is 1.0× the area’s $62,286 median household income, so a typical Paducah household cannot afford the median listing on these terms.

Income needed to buy the median home in Paducah, KY — September 2026
ItemAmountBasis
Median listing price$244,450September 2026
Down payment (20%)$48,890Assumption
Principal & interest (7.28%, 30-yr fixed)$1,338/moRate as of 2026-10-01
Property tax (0.79% effective rate)$161/moCensus ACS
Income needed (28% rule)$64,000Gross household income / yr
Median household income$62,286Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Paducah housing market?

Longer-run demand in Paducah shows up in 175 homes permitted in 2025; net migration of +317 residents; +0.4% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
175
▼ 8.9% vs 2024
1.7 per 1,000 residents
Net migration (2022–2023)
+317
▲ people, via tax-return records
net income flow +$3.09M/yr
Job growth (YoY)
+0.4%
▲ 52.5k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Earthquake

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Paducah housing market FAQ

What is the median home price in Paducah?
As of September 2026, the median listing price in Paducah, KY is $244,450, up 1.9% year over year (source: public records and industry data). Figures cover the Paducah, KY-IL metro area.
How much does it cost to buy a home in Paducah?
The median home listed in Paducah asks $244,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,338 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Paducah?
The median property in Paducah spends 65 days on the market, with 273 homes actively listed and 21% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Paducah?
With a median 65 days on market and 21% of active listings carrying a price cut, pending contracts at 44% of active listings, Paducah reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Paducah a good place to invest in real estate?
Paducah scores 73/100 on WealthyBud's Investor Score, ranking #64 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Paducah?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Paducah and the wider Kentucky market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Paducah, KY-IL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Kentucky housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.