Secondary metropolitan market · Kentucky · June 2026 data

Louisville Real Estate Market

As of June 2026, the median home listed in Louisville, KY asks $322,487 — down 1.0% year over year. Homes sell in a median of 40 days, with 3,763 active listings and 20% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$322,487
▼ 1.0% YoY
Median $ / sq ft
$179
1,812 sq ft median
Median days on market
40
June 2026
Active listings
3,763
For sale now
New listings
2,116
June 2026
Listings with price cuts
20%
Share of active
Median sale price (closed)
$289,900
▲ 1.7% YoY · closed sales
Sale-to-list ratio
98.6%
Closed sales
Homes sold / month
1,611
Closed sales

Louisville housing market statistics

The table summarizes Louisville's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Louisville, KY housing market at a glance — June 2026
MetricLatestDetail
Median listing price$322,487-1.0% YoY
Median price per sq ft$1791,812 sq ft median
Median days on market40+5% YoY
Active listings3,763+29% YoY
New listings this month2,116June 2026
Listings with a price cut20%Share of active
Median sale price (closed)$289,900+1.7% YoY
Sale-to-list ratio98.6%Closed sales
Gross rental yield4.7%2BR fair market rent

How have home prices changed in Louisville?

Louisville home prices are down 1.0% year over year and +0.8% month over month as of June 2026, at a $322,487 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$326K$320K$314K$308K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Louisville KY · trailing 8 quarters · source: public records and industry data.

The 10-year view
$330K$307K$285K$262K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Louisville KY · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Louisville?

Louisville has 3,763 active listings, 2,116 new this month, 2,553 pending as of June 2026. About 20% of active listings have cut their price, and inventory sits at 99% of its 2019 level — a seller-leaning market by pace.

Active listings
3,763
New this month
2,116
Pending
2,553
Price-reduced
745

Is Louisville a good real estate investment?

Louisville scores 55/100 on WealthyBud's composite Investor Score, ranking #351 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
55/100
#351 of 932 covered metros
12-month outlook
-1.6%
Flat · model output, not advice
Price volatility
Low
σ 4.0% · 20-yr price-index swings
Momentum
37
Value
61
Rental yield
74
Supply risk
63
Market heat
76

Louisville scores 55/100 on our composite Investor Score (#351 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 45% over five years and +88% over ten, leaving prices 51% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,248/mo for a two-bedroom, the gross rental yield on the median listing is about 4.7%; active inventory sits at 99% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 1.0% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Louisville ranks on the trending markets index.

How much is a monthly mortgage payment in Louisville?

A home at Louisville's $322,487 median listing runs about $1,619 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$1,454/mo
−$165/mo vs today
At today's rate · 6.43%
$1,619/mo
National weekly average
If rates rise 1% · 7.43%
$1,792/mo
+$173/mo vs today

Principal & interest on the $322,487 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Louisville housing market?

Longer-run demand in Louisville shows up in 6,111 homes permitted in 2025; net migration of -454 residents; -0.8% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
6,111
▲ 5.9% vs 2024
4.5 per 1,000 residents
Net migration (2022–2023)
-454
▼ people, via tax-return records
net income flow −$184.4M/yr
Job growth (YoY)
-0.8%
▼ 712.9k nonfarm jobs · May 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

What is the latest Louisville real estate news?

Louisville's housing market is currently characterized by increasing inventory and steady prices. — AI-generated summary of the headlines above; read the linked coverage before relying on it.

Headlines collected 2026-07-05; each links to the original publisher.

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Louisville housing market FAQ

What is the median home price in Louisville?
As of June 2026, the median listing price in Louisville, KY is $322,487, down 1.0% year over year (source: public records and industry data).
How much does it cost to buy a home in Louisville?
The median home listed in Louisville asks $322,487 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,619 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Louisville?
The median property in Louisville spends 40 days on the market, with 3,763 homes actively listed and 20% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Louisville?
With a median 40 days on market and 20% of active listings carrying a price cut, Louisville reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Louisville a good place to invest in real estate?
Louisville scores 55/100 on WealthyBud's Investor Score, ranking #351 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Louisville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Louisville and the wider Kentucky market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Kentucky housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.