Metropolitan market · Tennessee · September 2026 data

What is the Crossville, TN real estate market doing?

As of September 2026, the median home listed in Crossville, TN asks $399,125, down 4.5% year over year. Homes spend a median of 87 days on market, with 616 active listings and 25% carrying a price cut; pending contracts equal 25% of active listings, and inventory sits at 148% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$399,125
▼ 4.5% YoY
Median $ / sq ft
$216
1,832 sq ft median
Median days on market
87
September 2026
Active listings
616
For sale now
New listings
140
September 2026
Listings with price cuts
25%
Share of active
Inventory vs 2019
148%
Same month, 2019 = 100
Pending / active
25%
Contract activity
Median sale price (closed)
$412,000
▲ 18.6% YoY · closed sales · July 2026
Sale-to-list ratio
95.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
106
Closed sales · July 2026, seasonally adjusted

What is the Crossville, TN housing market doing right now?

The Crossville, TN housing market lists at a $399,125 median as of September 2026, down 4.5% year over year, with an 87-day median market time and 616 homes for sale (25% with a price cut). Active inventory is 148% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Crossville housing market statistics

The table summarizes Crossville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Crossville.

Crossville, TN housing market at a glance — September 2026
MetricLatestDetail
Median listing price$399,125-4.5% YoY
Median price per sq ft$2161,832 sq ft median
Median days on market87+6% YoY
Active listings616+9% YoY
New listings this month140September 2026
Listings with a price cut25%Share of active
Median sale price (closed)$412,000+18.6% YoY · closed sales, July 2026
Sale-to-list ratio95.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio25.2%155 pending
Inventory vs 2019148%Active listings vs same month in 2019

How have home prices changed in Crossville?

Crossville home prices are down 4.5% year over year and +0.7% month over month as of September 2026, at a $399,125 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$418K$411K$403K$396K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Crossville TN · trailing 8 quarters · source: public records and industry data.

The 10-year view
$404K$348K$292K$236K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Crossville TN · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Crossville?

Crossville has 616 active listings, 140 new this month, 155 pending as of September 2026. About 25% of active listings have cut their price, and inventory sits at 148% of its 2019 level — a buyer's market by pace.

Active listings
616
New this month
140
Pending
155
Price-reduced
153

Is Crossville a good real estate investment?

Crossville scores 19/100 on WealthyBud's composite Investor Score, ranking #920 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
19/100
#920 of 933 covered metros
12-month outlook
-4.6%
▼ Cooling · model output, not advice
Momentum
40
Value
16
Rental yield
8
Supply risk
88
Market heat
15

Crossville scores 19/100 on our composite Investor Score (#920 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 148% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 4.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Crossville ranks on the trending markets index.

How much is a monthly mortgage payment in Crossville?

A home at Crossville's $399,125 median listing runs about $2,185 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,972/mo
−$212/mo vs today
At today's rate · 7.28%
$2,185/mo
National weekly average
If rates rise 1% · 8.28%
$2,406/mo
+$221/mo vs today

Principal & interest on the $399,125 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Crossville?

To buy Crossville’s $399,125 median listing with 20% down, a household needs about $98,000 a year in gross income, keeping principal, interest and property tax ($2,288/mo) at 28% of income. That is 1.7× the area’s $58,475 median household income, so a typical Crossville household cannot afford the median listing on these terms.

Income needed to buy the median home in Crossville, TN — September 2026
ItemAmountBasis
Median listing price$399,125September 2026
Down payment (20%)$79,825Assumption
Principal & interest (7.28%, 30-yr fixed)$2,185/moRate as of 2026-10-01
Property tax (0.31% effective rate)$103/moCensus ACS
Income needed (28% rule)$98,000Gross household income / yr
Median household income$58,475Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Crossville housing market?

Longer-run demand in Crossville shows up in 128 homes permitted in 2025; net migration of +1,046 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
128
▲ 12.3% vs 2024
2.0 per 1,000 residents
Net migration (2022–2023)
+1,046
▲ people, via tax-return records
net income flow +$73.1M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Crossville housing market FAQ

What is the median home price in Crossville?
As of September 2026, the median listing price in Crossville, TN is $399,125, down 4.5% year over year (source: public records and industry data). Figures cover the Crossville, TN metro area.
How much does it cost to buy a home in Crossville?
The median home listed in Crossville asks $399,125 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,185 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Crossville?
The median property in Crossville spends 87 days on the market, with 616 homes actively listed and 25% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Crossville?
With a median 87 days on market and 25% of active listings carrying a price cut, pending contracts at 25% of active listings, Crossville reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Crossville a good place to invest in real estate?
Crossville scores 19/100 on WealthyBud's Investor Score, ranking #920 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Crossville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Crossville and the wider Tennessee market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Crossville, TN metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Tennessee housing markets

Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.