| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $399,900 | -3.6% YoY |
| Median price per sq ft | $213 | 1,928 sq ft median |
| Median days on market | 59 | +8% YoY |
| Active listings | 2,913 | +26% YoY |
| New listings this month | 1,036 | June 2026 |
| Listings with a price cut | 24% | Share of active |
| Gross rental yield | 4.2% | 2BR fair market rent |
Secondary metropolitan market · Tennessee · June 2026 data
Chattanooga Real Estate Market
As of June 2026, the median home listed in Chattanooga, TN asks $399,900 — down 3.6% year over year. Homes sell in a median of 59 days, with 2,913 active listings and 24% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$399,900
▼ 3.6% YoY
Median $ / sq ft
$213
1,928 sq ft median
Median days on market
59
June 2026
Active listings
2,913
For sale now
New listings
1,036
June 2026
Listings with price cuts
24%
Share of active
Chattanooga housing market statistics
The table summarizes Chattanooga's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Chattanooga?
Chattanooga home prices are down 3.6% year over year and +0.0% month over month as of June 2026, at a $399,900 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Chattanooga TN · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Chattanooga TN · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Chattanooga?
Chattanooga has 2,913 active listings, 1,036 new this month, 1,137 pending as of June 2026. About 24% of active listings have cut their price, and inventory sits at 139% of its 2019 level — a balanced market by pace.
Is Chattanooga a good real estate investment?
Chattanooga scores 34/100 on WealthyBud's composite Investor Score, ranking #768 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
34/100
#768 of 932 covered metros
Price volatility
Medium
σ 6.0% · 20-yr price-index swings
Chattanooga scores 34/100 on our composite Investor Score (#768 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 62% over five years and +123% over ten, leaving prices 70% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,390/mo for a two-bedroom, the gross rental yield on the median listing is about 4.2%; active inventory sits at 139% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.6% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Chattanooga ranks on the trending markets index.
How much is a monthly mortgage payment in Chattanooga?
A home at Chattanooga's $399,900 median listing runs about $2,007 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$1,802/mo
−$205/mo vs today
At today's rate · 6.43%
$2,007/mo
National weekly average
If rates rise 1% · 7.43%
$2,222/mo
+$214/mo vs today
Principal & interest on the $399,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Chattanooga housing market?
Longer-run demand in Chattanooga shows up in 3,042 homes permitted in 2025; net migration of +4,143 residents; -0.2% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
3,042
▼ 15.5% vs 2024
5.3 per 1,000 residents
Net migration (2022–2023)
+4,143
▲ people, via tax-return records
net income flow +$280.0M/yr
Job growth (YoY)
-0.2%
▼ 294.2k nonfarm jobs · May 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
What is the latest Chattanooga real estate news?
Chattanooga, TN, Has a Shortage of Homes for Middle-Income EarnersRealtor.com · 2026-06-30→Cities With the Fastest-growing Home Prices in TennesseeStacker · 2026-06-29→UPDATE: Realtors push back after study ranks Chattanooga among most overpriced housing marketsLocal 3 News · 2026-06-04→Report finds Chattanooga housing growth lagging behind demand, pushing prices higherWTVC · 2026-03-30→
Chattanooga's housing market faces a shortage of homes, particularly for middle-income earners, contributing to high and growing prices amidst lagging supply. — AI-generated summary of the headlines above; read the linked coverage before relying on it.
Headlines collected 2026-07-05; each links to the original publisher.
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Chattanooga by ZIP code
Median price, pace and inventory for 15 Chattanooga ZIPs — the spread behind the metro number.
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The highest-producing real estate agents in Chattanooga, ranked by recent sales.
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What real estate agents actually earn across Tennessee.
ReadChattanooga housing market FAQ
What is the median home price in Chattanooga?
As of June 2026, the median listing price in Chattanooga, TN is $399,900, down 3.6% year over year (source: public records and industry data).
How much does it cost to buy a home in Chattanooga?
The median home listed in Chattanooga asks $399,900 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $2,007 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Chattanooga?
The median property in Chattanooga spends 59 days on the market, with 2,913 homes actively listed and 24% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Chattanooga?
With a median 59 days on market and 24% of active listings carrying a price cut, Chattanooga reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Chattanooga a good place to invest in real estate?
Chattanooga scores 34/100 on WealthyBud's Investor Score, ranking #768 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Chattanooga?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Chattanooga and the wider Tennessee market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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