Investor dashboards · September 2026 data

Analyze a rental deal with real local numbers

Pick any of 933 metros and the analyzer prefills the median price, market rent, effective property-tax rate, vacancy rate and today's 7.28% mortgage rate — then edit anything. Cash flow, cap rate, cash-on-cash and DSCR update live, with ±1% rate scenarios and a BRRRR refinance mode. A model, not advice.

PNBy Priya Nandakumar
Housing Economist

EPReviewed by Elena Park
Real Estate Content Reviewer

Published May 20, 2026 · Updated October 5, 2026Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.

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What does the Deal analyzer dashboard show?

Metro (loads local defaults)

Purchase price ($)

Down payment (%)

Interest rate (%)

Loan term (years)

Closing costs (%)

Monthly rent ($)

Property tax (%/yr)

Vacancy (%)

Insurance (%/yr of price)

Maintenance + capex (%/yr of price)

Management (% of rent)

HOA ($/mo)

BRRRR mode (rehab & refinance)

Rehab budget ($)

After-repair value ($)

Refinance LTV (%)

Refi rate (%)

Insurance, maintenance, management and closing-cost defaults are editable assumptions, not local data — everything recomputes as you type. Nothing leaves your browser.

Rate scenarios

What the numbers mean

Cash flow — rent after vacancy, minus operating expenses (tax, insurance, maintenance, management, HOA) and the mortgage payment. Cap rate — net operating income ÷ purchase price: the deal's yield with no loan. Cash-on-cash — annual cash flow ÷ cash invested (down payment + closing costs, + rehab in BRRRR mode). DSCR — net operating income ÷ annual debt service; most DSCR lenders want ≥1.2. In BRRRR mode the refinance pulls cash back out at your LTV against the after-repair value — the tool shows the cash you leave in the deal and your return on it.

Defaults are real local data where we have it: the metro's median listing price (September 2026), the published FY2026 2-bedroom fair market rent (or median gross rent where no metro rent is published), the 2023 effective property-tax rate (median taxes paid ÷ median home value) and the local rental vacancy rate. The mortgage rate prefills from the national weekly average (7.28%, 2026-10-01).

Deal analyzer FAQ

What does WealthyBud's Deal analyzer page show?

How often is the Deal analyzer data updated?

Monthly. Listing data is refreshed as Realtor.com publishes it and government series (HUD, FHFA, Census, BLS, IRS) as each agency releases them; the current data month is September 2026.

Is this investment advice?

No. Rankings and scores are data-derived research screens computed from public sources, with formulas on the methodology page. Verify any market and deal independently before investing.

Based on public records and industry data, as of September 2026; refreshed as sources update. Full formulas and source limits: full methodology. Rankings and scores are data-derived opinions for research, not investment advice — verify current conditions with a local agent, lender or MLS before acting.