Metropolitan market · Texas · September 2026 data

What is the Jacksonville, TX real estate market doing?

As of September 2026, the median home listed in Jacksonville, TX asks $275,625, down 16.5% year over year. Homes spend a median of 75 days on market, with 260 active listings and 32% carrying a price cut; pending contracts equal 9% of active listings, and inventory sits at 158% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$275,625
▼ 16.5% YoY
Median $ / sq ft
$171
1,801 sq ft median
Median days on market
75
September 2026
Active listings
260
For sale now
New listings
28
September 2026
Listings with price cuts
32%
Share of active
Inventory vs 2019
158%
Same month, 2019 = 100
Pending / active
9%
Contract activity
Median sale price (closed)
$309,000
▲ 37.3% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
31
Closed sales · July 2026, seasonally adjusted

What is the Jacksonville, TX housing market doing right now?

The Jacksonville, TX housing market lists at a $275,625 median as of September 2026, down 16.5% year over year, with a 75-day median market time and 260 homes for sale (32% with a price cut). Active inventory is 158% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Jacksonville housing market statistics

The table summarizes Jacksonville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Jacksonville.

Jacksonville, TX housing market at a glance — September 2026
MetricLatestDetail
Median listing price$275,625-16.5% YoY
Median price per sq ft$1711,801 sq ft median
Median days on market75-11% YoY
Active listings260-4% YoY
New listings this month28September 2026
Listings with a price cut32%Share of active
Median sale price (closed)$309,000+37.3% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio9.2%24 pending
Inventory vs 2019158%Active listings vs same month in 2019

How have home prices changed in Jacksonville?

Jacksonville home prices are down 16.5% year over year and -1.6% month over month as of September 2026, at a $275,625 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$330K$316K$303K$289K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Jacksonville TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$325K$301K$278K$254K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Jacksonville TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Jacksonville?

Jacksonville has 260 active listings, 28 new this month, 24 pending as of September 2026. About 32% of active listings have cut their price, and inventory sits at 158% of its 2019 level — a buyer's market by pace.

Active listings
260
New this month
28
Pending
24
Price-reduced
82

Is Jacksonville a good real estate investment?

Jacksonville scores 35/100 on WealthyBud's composite Investor Score, ranking #755 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
35/100
#755 of 933 covered metros
12-month outlook
-3.0%
▼ Cooling · model output, not advice
Momentum
40
Value
62
Rental yield
45
Supply risk
92
Market heat
15

Jacksonville scores 35/100 on our composite Investor Score (#755 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 158% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 16.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Jacksonville ranks on the trending markets index.

How much is a monthly mortgage payment in Jacksonville?

A home at Jacksonville's $275,625 median listing runs about $1,509 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,362/mo
−$147/mo vs today
At today's rate · 7.28%
$1,509/mo
National weekly average
If rates rise 1% · 8.28%
$1,661/mo
+$153/mo vs today

Principal & interest on the $275,625 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Jacksonville?

To buy Jacksonville’s $275,625 median listing with 20% down, a household needs about $77,000 a year in gross income, keeping principal, interest and property tax ($1,787/mo) at 28% of income. That is 1.3× the area’s $59,830 median household income, so a typical Jacksonville household cannot afford the median listing on these terms.

Income needed to buy the median home in Jacksonville, TX — September 2026
ItemAmountBasis
Median listing price$275,625September 2026
Down payment (20%)$55,125Assumption
Principal & interest (7.28%, 30-yr fixed)$1,509/moRate as of 2026-10-01
Property tax (1.21% effective rate)$278/moCensus ACS
Income needed (28% rule)$77,000Gross household income / yr
Median household income$59,830Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Jacksonville housing market?

Longer-run demand in Jacksonville shows up in 23 homes permitted in 2025; net migration of +256 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
23
▼ 41.0% vs 2024
0.5 per 1,000 residents
Net migration (2022–2023)
+256
▲ people, via tax-return records
net income flow +$18.9M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Jacksonville housing market FAQ

What is the median home price in Jacksonville?
As of September 2026, the median listing price in Jacksonville, TX is $275,625, down 16.5% year over year (source: public records and industry data). Figures cover the Jacksonville, TX metro area.
How much does it cost to buy a home in Jacksonville?
The median home listed in Jacksonville asks $275,625 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,509 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Jacksonville?
The median property in Jacksonville spends 75 days on the market, with 260 homes actively listed and 32% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Jacksonville?
With a median 75 days on market and 32% of active listings carrying a price cut, pending contracts at 9% of active listings, Jacksonville reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Jacksonville a good place to invest in real estate?
Jacksonville scores 35/100 on WealthyBud's Investor Score, ranking #755 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Jacksonville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Jacksonville and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Jacksonville, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Texas housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.