Metropolitan market · Texas · September 2026 data

What is the Mount Pleasant, TX real estate market doing?

As of September 2026, the median home listed in Mount Pleasant, TX asks $277,499, down 3.7% year over year. Homes spend a median of 91 days on market, with 348 active listings and 23% carrying a price cut; pending contracts equal 15% of active listings, and inventory sits at 177% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$277,499
▼ 3.7% YoY
Median $ / sq ft
$156
1,882 sq ft median
Median days on market
91
September 2026
Active listings
348
For sale now
New listings
70
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
177%
Same month, 2019 = 100
Pending / active
15%
Contract activity
Median sale price (closed)
$340,000
▲ 32.3% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
27
Closed sales · July 2026, seasonally adjusted

What is the Mount Pleasant, TX housing market doing right now?

The Mount Pleasant, TX housing market lists at a $277,499 median as of September 2026, down 3.7% year over year, with a 91-day median market time and 348 homes for sale (23% with a price cut). Active inventory is 177% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Mount Pleasant housing market statistics

The table summarizes Mount Pleasant's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Mount Pleasant.

Mount Pleasant, TX housing market at a glance — September 2026
MetricLatestDetail
Median listing price$277,499-3.7% YoY
Median price per sq ft$1561,882 sq ft median
Median days on market91-7% YoY
Active listings348-8% YoY
New listings this month70September 2026
Listings with a price cut23%Share of active
Median sale price (closed)$340,000+32.3% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio15.2%53 pending
Inventory vs 2019177%Active listings vs same month in 2019

How have home prices changed in Mount Pleasant?

Mount Pleasant home prices are down 3.7% year over year and -0.4% month over month as of September 2026, at a $277,499 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$290K$286K$282K$279K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Mount Pleasant TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$338K$294K$249K$205K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Mount Pleasant TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Mount Pleasant?

Mount Pleasant has 348 active listings, 70 new this month, 53 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 177% of its 2019 level — a buyer's market by pace.

Active listings
348
New this month
70
Pending
53
Price-reduced
80

Is Mount Pleasant a good real estate investment?

Mount Pleasant scores 32/100 on WealthyBud's composite Investor Score, ranking #793 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
32/100
#793 of 933 covered metros
12-month outlook
-2.4%
▼ Cooling · model output, not advice
Momentum
53
Value
51
Rental yield
34
Supply risk
95
Market heat
8

Mount Pleasant scores 32/100 on our composite Investor Score (#793 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 177% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Mount Pleasant ranks on the trending markets index.

How much is a monthly mortgage payment in Mount Pleasant?

A home at Mount Pleasant's $277,499 median listing runs about $1,519 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,371/mo
−$148/mo vs today
At today's rate · 7.28%
$1,519/mo
National weekly average
If rates rise 1% · 8.28%
$1,672/mo
+$154/mo vs today

Principal & interest on the $277,499 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Mount Pleasant?

To buy Mount Pleasant’s $277,499 median listing with 20% down, a household needs about $77,000 a year in gross income, keeping principal, interest and property tax ($1,792/mo) at 28% of income. That is 1.4× the area’s $56,163 median household income, so a typical Mount Pleasant household cannot afford the median listing on these terms.

Income needed to buy the median home in Mount Pleasant, TX — September 2026
ItemAmountBasis
Median listing price$277,499September 2026
Down payment (20%)$55,500Assumption
Principal & interest (7.28%, 30-yr fixed)$1,519/moRate as of 2026-10-01
Property tax (1.18% effective rate)$273/moCensus ACS
Income needed (28% rule)$77,000Gross household income / yr
Median household income$56,163Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Mount Pleasant housing market?

Longer-run demand in Mount Pleasant shows up in 274 homes permitted in 2025; net migration of +133 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
274
▲ 417.0% vs 2024
4.9 per 1,000 residents
Net migration (2022–2023)
+133
▲ people, via tax-return records
net income flow +$9.45M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Tornado

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Mount Pleasant housing market FAQ

What is the median home price in Mount Pleasant?
As of September 2026, the median listing price in Mount Pleasant, TX is $277,499, down 3.7% year over year (source: public records and industry data). Figures cover the Mount Pleasant, TX metro area.
How much does it cost to buy a home in Mount Pleasant?
The median home listed in Mount Pleasant asks $277,499 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,519 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Mount Pleasant?
The median property in Mount Pleasant spends 91 days on the market, with 348 homes actively listed and 23% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Mount Pleasant?
With a median 91 days on market and 23% of active listings carrying a price cut, pending contracts at 15% of active listings, Mount Pleasant reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Mount Pleasant a good place to invest in real estate?
Mount Pleasant scores 32/100 on WealthyBud's Investor Score, ranking #793 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Mount Pleasant?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Mount Pleasant and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Mount Pleasant, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.