Metropolitan market · Tennessee · September 2026 data

What is the Clarksville, TN real estate market doing?

As of September 2026, the median home listed in Clarksville, TN asks $340,000, unchanged year over year. Homes spend a median of 69 days on market, with 2,129 active listings and 22% carrying a price cut; pending contracts equal 32% of active listings, and inventory sits at 170% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.7%. Figures come from public records and industry data, updated monthly.

Median listing price
$340,000
0.0% YoY
Median $ / sq ft
$188
1,871 sq ft median
Median days on market
69
September 2026
Active listings
2,129
For sale now
New listings
608
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
170%
Same month, 2019 = 100
Pending / active
32%
Contract activity
Median sale price (closed)
$319,000
▲ 2.9% YoY · closed sales · July 2026
Sale-to-list ratio
98.5%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
545
Closed sales · July 2026, seasonally adjusted

What is the Clarksville, TN housing market doing right now?

The Clarksville, TN housing market lists at a $340,000 median as of September 2026, unchanged year over year, with a 69-day median market time and 2,129 homes for sale (22% with a price cut). Active inventory is 170% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.7%.

Clarksville housing market statistics

The table summarizes Clarksville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Clarksville.

Clarksville, TN housing market at a glance — September 2026
MetricLatestDetail
Median listing price$340,0000.0% YoY
Median price per sq ft$1881,871 sq ft median
Median days on market69+16% YoY
Active listings2,129+9% YoY
New listings this month608September 2026
Listings with a price cut22%Share of active
Median sale price (closed)$319,000+2.9% YoY · closed sales, July 2026
Sale-to-list ratio98.5%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio31.6%674 pending
Inventory vs 2019170%Active listings vs same month in 2019
Gross rental yield4.7%2BR fair market rent

How have home prices changed in Clarksville?

Clarksville home prices are unchanged year over year and 0.0% month over month as of September 2026, at a $340,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$345K$342K$340K$337K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Clarksville TN · trailing 8 quarters · source: public records and industry data.

The 10-year view
$363K$321K$279K$236K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Clarksville TN · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Clarksville?

Clarksville has 2,129 active listings, 608 new this month, 674 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 170% of its 2019 level — a balanced market by pace.

Active listings
2,129
New this month
608
Pending
674
Price-reduced
471

Is Clarksville a good real estate investment?

Clarksville scores 42/100 on WealthyBud's composite Investor Score, ranking #613 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
42/100
#613 of 933 covered metros
12-month outlook
-3.5%
▼ Cooling · model output, not advice
Price volatility
Medium
σ 6.2% · 20-yr price-index swings
Momentum
44
Value
41
Rental yield
73
Supply risk
93
Market heat
47

Clarksville scores 42/100 on our composite Investor Score (#613 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 61% over five years and +117% over ten, leaving prices 62% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,331/mo for a two-bedroom, the gross rental yield on the median listing is about 4.7%; active inventory sits at 170% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are unchanged year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Clarksville ranks on the trending markets index.

How much is a monthly mortgage payment in Clarksville?

A home at Clarksville's $340,000 median listing runs about $1,861 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,680/mo
−$181/mo vs today
At today's rate · 7.28%
$1,861/mo
National weekly average
If rates rise 1% · 8.28%
$2,049/mo
+$188/mo vs today

Principal & interest on the $340,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Clarksville?

To buy Clarksville’s $340,000 median listing with 20% down, a household needs about $88,000 a year in gross income, keeping principal, interest and property tax ($2,042/mo) at 28% of income. That is 1.3× the area’s $66,210 median household income, so a typical Clarksville household cannot afford the median listing on these terms.

Income needed to buy the median home in Clarksville, TN — September 2026
ItemAmountBasis
Median listing price$340,000September 2026
Down payment (20%)$68,000Assumption
Principal & interest (7.28%, 30-yr fixed)$1,861/moRate as of 2026-10-01
Property tax (0.64% effective rate)$181/moCensus ACS
Income needed (28% rule)$88,000Gross household income / yr
Median household income$66,210Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Clarksville housing market?

Longer-run demand in Clarksville shows up in 2,904 homes permitted in 2025; net migration of +2,221 residents; +0.2% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
2,904
▲ 3.7% vs 2024
8.8 per 1,000 residents
Net migration (2022–2023)
+2,221
▲ people, via tax-return records
net income flow +$80.8M/yr
Job growth (YoY)
+0.2%
▲ 107.4k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Clarksville housing market FAQ

What is the median home price in Clarksville?
As of September 2026, the median listing price in Clarksville, TN is $340,000, unchanged year over year (source: public records and industry data). Figures cover the Clarksville, TN-KY metro area.
How much does it cost to buy a home in Clarksville?
The median home listed in Clarksville asks $340,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,861 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Clarksville?
The median property in Clarksville spends 69 days on the market, with 2,129 homes actively listed and 22% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Clarksville?
With a median 69 days on market and 22% of active listings carrying a price cut, pending contracts at 32% of active listings, Clarksville reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Clarksville a good place to invest in real estate?
Clarksville scores 42/100 on WealthyBud's Investor Score, ranking #613 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Clarksville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Clarksville and the wider Tennessee market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Clarksville, TN-KY metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Tennessee housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.