| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $176,050 | +5.5% YoY |
| Median price per sq ft | $105 | 1,685 sq ft median |
| Median days on market | 27 | -31% YoY |
| Active listings | 76 | +15% YoY |
| New listings this month | 66 | September 2026 |
| Listings with a price cut | 18% | Share of active |
| Median sale price (closed) | $151,500 | +8.2% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 99.8% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 52.3% | 40 pending |
| Inventory vs 2019 | 28% | Active listings vs same month in 2019 |
Metropolitan market · Illinois · September 2026 data
What is the Charleston, IL real estate market doing?
As of September 2026, the median home listed in Charleston, IL asks $176,050, up 5.5% year over year. Homes spend a median of 27 days on market, with 76 active listings and 18% carrying a price cut; pending contracts equal 52% of active listings, and inventory sits at 28% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$176,050
▲ 5.5% YoY
Median $ / sq ft
$105
1,685 sq ft median
Median days on market
27
September 2026
Active listings
76
For sale now
New listings
66
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
28%
Same month, 2019 = 100
Pending / active
52%
Contract activity
Median sale price (closed)
$151,500
▲ 8.2% YoY · closed sales · July 2026
Sale-to-list ratio
99.8%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
54
Closed sales · July 2026, seasonally adjusted
What is the Charleston, IL housing market doing right now?
The Charleston, IL housing market lists at a $176,050 median as of September 2026, up 5.5% year over year, with a 27-day median market time and 76 homes for sale (18% with a price cut). Active inventory is 28% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.
Charleston housing market statistics
The table summarizes Charleston's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Charleston.
How have home prices changed in Charleston?
Charleston home prices are up 5.5% year over year and -0.8% month over month as of September 2026, at a $176,050 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Charleston IL · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Charleston IL · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Charleston?
Charleston has 76 active listings, 66 new this month, 40 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 28% of its 2019 level — a balanced market by pace.
Is Charleston a good real estate investment?
Charleston scores 86/100 on WealthyBud's composite Investor Score, ranking #2 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
86/100
#2 of 933 covered metros
Charleston scores 86/100 on our composite Investor Score (#2 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 28% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 5.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Charleston ranks on the trending markets index.
How much is a monthly mortgage payment in Charleston?
A home at Charleston's $176,050 median listing runs about $964 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$870/mo
−$94/mo vs today
At today's rate · 7.28%
$964/mo
National weekly average
If rates rise 1% · 8.28%
$1,061/mo
+$97/mo vs today
Principal & interest on the $176,050 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Charleston?
To buy Charleston’s $176,050 median listing with 20% down, a household needs about $54,000 a year in gross income, keeping principal, interest and property tax ($1,264/mo) at 28% of income. The area’s median household income is $56,040, so the median listing is within reach of a typical Charleston household on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $176,050 | September 2026 |
| Down payment (20%) | $35,210 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $964/mo | Rate as of 2026-10-01 |
| Property tax (2.05% effective rate) | $301/mo | Census ACS |
| Income needed (28% rule) | $54,000 | Gross household income / yr |
| Median household income | $56,040 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Charleston housing market?
Longer-run demand in Charleston shows up in 36 homes permitted in 2025; net migration of -268 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
36
▲ 5.9% vs 2024
0.8 per 1,000 residents
Net migration (2022–2023)
-268
▼ people, via tax-return records
net income flow −$19.4M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadCharleston housing market FAQ
What is the median home price in Charleston?
As of September 2026, the median listing price in Charleston, IL is $176,050, up 5.5% year over year (source: public records and industry data). Figures cover the Charleston-Mattoon, IL metro area.
How much does it cost to buy a home in Charleston?
The median home listed in Charleston asks $176,050 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $964 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Charleston?
The median property in Charleston spends 27 days on the market, with 76 homes actively listed and 18% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Charleston?
With a median 27 days on market and 18% of active listings carrying a price cut, pending contracts at 52% of active listings, Charleston reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Charleston a good place to invest in real estate?
Charleston scores 86/100 on WealthyBud's Investor Score, ranking #2 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Charleston?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Charleston and the wider Illinois market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Charleston-Mattoon, IL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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