Metropolitan market · Illinois · June 2026 data

Pontiac Real Estate Market

As of June 2026, the median home listed in Pontiac, IL asks $238,600 — up 23.0% year over year. Homes sell in a median of 35 days, with 62 active listings and 19% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$238,600
▲ 23.0% YoY
Median $ / sq ft
$119
1,674 sq ft median
Median days on market
35
June 2026
Active listings
62
For sale now
New listings
34
June 2026
Listings with price cuts
19%
Share of active
Median sale price (closed)
$185,000
▲ 19.4% YoY · closed sales
Sale-to-list ratio
99.3%
Closed sales
Homes sold / month
35
Closed sales

Pontiac housing market statistics

The table summarizes Pontiac's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Pontiac, IL housing market at a glance — June 2026
MetricLatestDetail
Median listing price$238,600+23.0% YoY
Median price per sq ft$1191,674 sq ft median
Median days on market35-15% YoY
Active listings62+24% YoY
New listings this month34June 2026
Listings with a price cut19%Share of active
Median sale price (closed)$185,000+19.4% YoY
Sale-to-list ratio99.3%Closed sales

How have home prices changed in Pontiac?

Pontiac home prices are up 23.0% year over year and +1.5% month over month as of June 2026, at a $238,600 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$239K$219K$200K$180K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Pontiac IL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$239K$202K$166K$130K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Pontiac IL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Pontiac?

Pontiac has 62 active listings, 34 new this month, 54 pending as of June 2026. About 19% of active listings have cut their price, and inventory sits at 36% of its 2019 level — a seller-leaning market by pace.

Active listings
62
New this month
34
Pending
54
Price-reduced
11

Is Pontiac a good real estate investment?

Pontiac scores 80/100 on WealthyBud's composite Investor Score, ranking #15 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
80/100
#15 of 932 covered metros
12-month outlook
+5.8%
▲ Rising · model output, not advice
Momentum
63
Value
91
Rental yield
65
Supply risk
3
Market heat
88

Pontiac scores 80/100 on our composite Investor Score (#15 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 36% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 23.0% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Pontiac ranks on the trending markets index.

How much is a monthly mortgage payment in Pontiac?

A home at Pontiac's $238,600 median listing runs about $1,198 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$1,075/mo
−$122/mo vs today
At today's rate · 6.43%
$1,198/mo
National weekly average
If rates rise 1% · 7.43%
$1,326/mo
+$128/mo vs today

Principal & interest on the $238,600 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Pontiac housing market?

Longer-run demand in Pontiac shows up in 47 homes permitted in 2025; net migration of -26 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
47
▲ 34.3% vs 2024
1.3 per 1,000 residents
Net migration (2022–2023)
-26
▼ people, via tax-return records
net income flow −$532,000/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Pontiac housing market FAQ

What is the median home price in Pontiac?
As of June 2026, the median listing price in Pontiac, IL is $238,600, up 23.0% year over year (source: public records and industry data). Figures cover the Pontiac, IL metro area.
How much does it cost to buy a home in Pontiac?
The median home listed in Pontiac asks $238,600 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,198 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Pontiac?
The median property in Pontiac spends 35 days on the market, with 62 homes actively listed and 19% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Pontiac?
With a median 35 days on market and 19% of active listings carrying a price cut, Pontiac reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Pontiac a good place to invest in real estate?
Pontiac scores 80/100 on WealthyBud's Investor Score, ranking #15 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Pontiac?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Pontiac and the wider Illinois market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Pontiac, IL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.