Metropolitan market · Illinois · June 2026 data

Sterling Real Estate Market

As of June 2026, the median home listed in Sterling, IL asks $179,450 — up 16.2% year over year. Homes sell in a median of 44 days, with 108 active listings and 14% carrying a price cut — a seller-leaning market. Figures come from public records and industry data, updated monthly.

Median listing price
$179,450
▲ 16.2% YoY
Median $ / sq ft
$114
1,552 sq ft median
Median days on market
44
June 2026
Active listings
108
For sale now
New listings
72
June 2026
Listings with price cuts
14%
Share of active
Median sale price (closed)
$159,000
▲ 17.8% YoY · closed sales
Sale-to-list ratio
97.2%
Closed sales
Homes sold / month
57
Closed sales

Sterling housing market statistics

The table summarizes Sterling's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Sterling, IL housing market at a glance — June 2026
MetricLatestDetail
Median listing price$179,450+16.2% YoY
Median price per sq ft$1141,552 sq ft median
Median days on market44-13% YoY
Active listings108+11% YoY
New listings this month72June 2026
Listings with a price cut14%Share of active
Median sale price (closed)$159,000+17.8% YoY
Sale-to-list ratio97.2%Closed sales

How have home prices changed in Sterling?

Sterling home prices are up 16.2% year over year and +2.7% month over month as of June 2026, at a $179,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$179K$172K$164K$156K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Sterling IL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$179K$158K$136K$114K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Sterling IL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Sterling?

Sterling has 108 active listings, 72 new this month, 82 pending as of June 2026. About 14% of active listings have cut their price, and inventory sits at 48% of its 2019 level — a seller-leaning market by pace.

Active listings
108
New this month
72
Pending
82
Price-reduced
15

Is Sterling a good real estate investment?

Sterling scores 84/100 on WealthyBud's composite Investor Score, ranking #6 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
84/100
#6 of 932 covered metros
12-month outlook
+6.8%
▲ Rising · model output, not advice
Momentum
75
Value
97
Rental yield
88
Supply risk
10
Market heat
66

Sterling scores 84/100 on our composite Investor Score (#6 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 48% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 16.2% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Sterling ranks on the trending markets index.

How much is a monthly mortgage payment in Sterling?

A home at Sterling's $179,450 median listing runs about $901 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$809/mo
−$92/mo vs today
At today's rate · 6.43%
$901/mo
National weekly average
If rates rise 1% · 7.43%
$997/mo
+$96/mo vs today

Principal & interest on the $179,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Sterling housing market?

Longer-run demand in Sterling shows up in 27 homes permitted in 2025; net migration of +125 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
27
▲ 42.1% vs 2024
0.5 per 1,000 residents
Net migration (2022–2023)
+125
▲ people, via tax-return records
net income flow −$3.27M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Sterling housing market FAQ

What is the median home price in Sterling?
As of June 2026, the median listing price in Sterling, IL is $179,450, up 16.2% year over year (source: public records and industry data). Figures cover the Sterling, IL metro area.
How much does it cost to buy a home in Sterling?
The median home listed in Sterling asks $179,450 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $901 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Sterling?
The median property in Sterling spends 44 days on the market, with 108 homes actively listed and 14% of them carrying a price cut — a seller-leaning market by pace as of June 2026.
Is it a buyer's or seller's market in Sterling?
With a median 44 days on market and 14% of active listings carrying a price cut, Sterling reads as a seller-leaning market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Sterling a good place to invest in real estate?
Sterling scores 84/100 on WealthyBud's Investor Score, ranking #6 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Sterling?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Sterling and the wider Illinois market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Sterling, IL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Illinois housing markets

Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.