VISA INC. (V) reported $40.0B in revenue and $20.1B in net income in fiscal 2025, a 50.1% net margin, per its latest SEC 10-K filing. It carries a market capitalization of about $163.8B at a delayed share price. It scores 75/100 on WealthyBud's Investor Score, ranking #4 of 100 covered companies. Score is research, not investment advice.
EPReviewed by Elena Park Licensed Real Estate Broker
Published May 20, 2026 · Updated July 8, 2026
Revenue (FY2025)
$40.0B
▲ +11.3% YoY
Net income
$20.1B
50.1% net margin
Market cap
$163.8B
Price $348.97 · delayed
P/E ratio
8.2
Price / earnings
Return on equity
53%
Net income / equity
Investor Score
75/100
#4 of 100 covered
VISA INC. fundamentals at a glance
The table summarizes VISA INC.'s key financial figures for fiscal 2025 — revenue, profitability, returns, growth and balance-sheet strength — each taken from the company's SEC 10-K filing.
VISA INC. (V) fundamentals — FY2025, from SEC 10-K
Metric
Value
Detail
Revenue
$40.0B
+11.3% YoY
Net income
$20.1B
50.1% margin
Gross margin
n/a
Gross profit / revenue
Operating margin
60.0%
Operating income / revenue
Return on equity
53%
Net income / equity
Return on assets
20%
Net income / assets
Revenue growth (YoY)
+11.3%
FY2024 to FY2025
Revenue 3-yr CAGR
+10.9%
Compound annual
Diluted EPS
n/a
FY2025
Debt-to-equity
0.52
Long-term debt / equity
Current ratio
1.08
Current assets / liabilities
Cash & equivalents
$25.0B
Balance sheet
Total assets
$99.6B
FY2025 year-end
Shareholders’ equity
$37.9B
FY2025 year-end
Share price
$348.97
Delayed · 2026-07-10
Market cap
$163.8B
Price × shares outstanding
P/E ratio
8.2
Market cap / net income
P/S ratio
4.1
Market cap / revenue
Dividend yield
0.17%
Dividend / price
How profitable is VISA INC.?
VISA INC. runs a 50.1% net margin and n/a gross margin in fiscal 2025, turning $40.0B of revenue into $20.1B of profit. Return on equity is 53% and return on assets 20%.
Is VISA INC. growing?
VISA INC.'s revenue changed +11.3% in fiscal 2025 and compounded at +10.9% a year over three years, reaching $40.0B.
VISA INC. annual revenue, 2021–2025
Fiscal year
Revenue
Growth
2021
$24.1B
n/a
2022
$29.3B
+21.6%
2023
$32.7B
+11.4%
2024
$35.9B
+10.0%
2025
$40.0B
+11.3%
How is VISA INC. valued?
VISA INC. carries a market capitalization of $163.8B at a delayed share price of $348.97, trading at a 8.2 price-to-earnings ratio and 4.1 price-to-sales with a 0.17% dividend yield. Its Value subscore is 51/100 across the covered universe.
How financially healthy is VISA INC.?
VISA INC. ended fiscal 2025 with $25.0B in cash, a debt-to-equity ratio of 0.52 and a current ratio of 1.08. Lower leverage and a current ratio above 1.0 signal a stronger balance sheet.
What is VISA INC.'s Investor Score?
VISA INC. scores 75/100 on WealthyBud's Investor Score, #4 of 100 covered companies as of 2026-07-10. The score blends growth, profitability, returns on capital, balance-sheet strength and value into one percentile. It is a research opinion, not investment advice.
Investor Score
75/100
#4 of 100 covered companies
Growth
69
Profitability
98
Returns on capital
90
Balance-sheet strength
51
Value (valuation)
51
Subscores are percentile ranks (0–100)
across the 100 covered companies, computed from the SEC fundamentals and delayed market price cited on this
page. Data-derived opinion, not investment advice.
VISA INC. (V) stock FAQ
How much revenue does VISA INC. make?
VISA INC. (V) reported $40.0B in revenue in fiscal 2025, +11.3% versus the prior year, according to its SEC 10-K filing. Over the past three years its revenue has compounded at +10.9% a year.
Is VISA INC. profitable?
Yes. VISA INC. earned $20.1B in net income in fiscal 2025, a 50.1% net margin. Its return on equity was 53% and return on assets 20%, based on figures from its latest 10-K.
How fast is VISA INC. growing?
VISA INC.'s revenue changed +11.3% year over year in fiscal 2025 and compounded at +10.9% annually over three years. Growth is one of four inputs to its WealthyBud Investor Score, scored 69/100 versus the covered universe.
What is VISA INC.'s market cap and P/E ratio?
VISA INC. has a market capitalization of $163.8B at a delayed share price of $348.97, trading at a price-to-earnings ratio of 8.2 and price-to-sales of 4.1. Its dividend yield is 0.17%. Prices are delayed and illustrative.
What is VISA INC.'s WealthyBud Investor Score?
VISA INC. scores 75/100, ranking #4 of 100 covered companies as of 2026-07-10. The score is a percentile blend of growth (69), profitability (98), returns on capital (90), balance-sheet strength (51) and value (51). It is a research opinion, not investment advice.
Where does this VISA INC. financial data come from?
Fundamentals come from VISA INC.'s annual report (Form 10-K) filed with the SEC, via the public-domain EDGAR database. The share price used for market cap, P/E and yield is a delayed end-of-day quote, shown as illustrative; a production site would use a licensed real-time market-data feed.
Fundamentals are drawn from VISA INC.’s FY2025 Form 10-K filed with the
SEC (EDGAR, public domain), retrieved 2026-07-10. Share price is a delayed end-of-day quote; market cap, P/E, P/S
and dividend yield are illustrative and not real-time. The Investor Score is a data-derived research opinion.
Not investment advice.
Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.