Mastercard Inc (MA) reported $32.8B in revenue and $15.0B in net income in fiscal 2025, a 45.6% net margin, per its latest SEC 10-K filing. It carries a market capitalization of about $64.5B at a delayed share price. It scores 76/100 on WealthyBud's Investor Score, ranking #3 of 100 covered companies. Score is research, not investment advice.
EPReviewed by Elena Park Licensed Real Estate Broker
Published May 20, 2026 · Updated July 8, 2026
Revenue (FY2025)
$32.8B
▲ +16.4% YoY
Net income
$15.0B
45.6% net margin
Market cap
$64.5B
Price $526.74 · delayed
P/E ratio
4.3
Price / earnings
Return on equity
193%
Net income / equity
Investor Score
76/100
#3 of 100 covered
Mastercard Inc fundamentals at a glance
The table summarizes Mastercard Inc's key financial figures for fiscal 2025 — revenue, profitability, returns, growth and balance-sheet strength — each taken from the company's SEC 10-K filing.
Mastercard Inc (MA) fundamentals — FY2025, from SEC 10-K
Metric
Value
Detail
Revenue
$32.8B
+16.4% YoY
Net income
$15.0B
45.6% margin
Gross margin
n/a
Gross profit / revenue
Operating margin
57.6%
Operating income / revenue
Return on equity
193%
Net income / equity
Return on assets
28%
Net income / assets
Revenue growth (YoY)
+16.4%
FY2024 to FY2025
Revenue 3-yr CAGR
+13.8%
Compound annual
Diluted EPS
$16.54
FY2025
Debt-to-equity
2.36
Long-term debt / equity
Current ratio
1.03
Current assets / liabilities
Cash & equivalents
$13.2B
Balance sheet
Total assets
$54.2B
FY2025 year-end
Shareholders’ equity
$7.7B
FY2025 year-end
Share price
$526.74
Delayed · 2026-07-10
Market cap
$64.5B
Price × shares outstanding
P/E ratio
4.3
Market cap / net income
P/S ratio
2.0
Market cap / revenue
Dividend yield
0.60%
Dividend / price
How profitable is Mastercard Inc?
Mastercard Inc runs a 45.6% net margin and n/a gross margin in fiscal 2025, turning $32.8B of revenue into $15.0B of profit. Return on equity is 193% and return on assets 28%.
Is Mastercard Inc growing?
Mastercard Inc's revenue changed +16.4% in fiscal 2025 and compounded at +13.8% a year over three years, reaching $32.8B. Diluted earnings per share were $16.54 for the year.
Mastercard Inc annual revenue, 2021–2025
Fiscal year
Revenue
Growth
2021
$18.9B
n/a
2022
$22.2B
+17.8%
2023
$25.1B
+12.9%
2024
$28.2B
+12.2%
2025
$32.8B
+16.4%
How is Mastercard Inc valued?
Mastercard Inc carries a market capitalization of $64.5B at a delayed share price of $526.74, trading at a 4.3 price-to-earnings ratio and 2.0 price-to-sales with a 0.60% dividend yield. Its Value subscore is 66/100 across the covered universe.
How financially healthy is Mastercard Inc?
Mastercard Inc ended fiscal 2025 with $13.2B in cash, a debt-to-equity ratio of 2.36 and a current ratio of 1.03. Lower leverage and a current ratio above 1.0 signal a stronger balance sheet.
What is Mastercard Inc's Investor Score?
Mastercard Inc scores 76/100 on WealthyBud's Investor Score, #3 of 100 covered companies as of 2026-07-10. The score blends growth, profitability, returns on capital, balance-sheet strength and value into one percentile. It is a research opinion, not investment advice.
Investor Score
76/100
#3 of 100 covered companies
Growth
76
Profitability
97
Returns on capital
98
Balance-sheet strength
25
Value (valuation)
66
Subscores are percentile ranks (0–100)
across the 100 covered companies, computed from the SEC fundamentals and delayed market price cited on this
page. Data-derived opinion, not investment advice.
Mastercard Inc (MA) stock FAQ
How much revenue does Mastercard Inc make?
Mastercard Inc (MA) reported $32.8B in revenue in fiscal 2025, +16.4% versus the prior year, according to its SEC 10-K filing. Over the past three years its revenue has compounded at +13.8% a year.
Is Mastercard Inc profitable?
Yes. Mastercard Inc earned $15.0B in net income in fiscal 2025, a 45.6% net margin. Its return on equity was 193% and return on assets 28%, based on figures from its latest 10-K.
How fast is Mastercard Inc growing?
Mastercard Inc's revenue changed +16.4% year over year in fiscal 2025 and compounded at +13.8% annually over three years. Growth is one of four inputs to its WealthyBud Investor Score, scored 76/100 versus the covered universe.
What is Mastercard Inc's market cap and P/E ratio?
Mastercard Inc has a market capitalization of $64.5B at a delayed share price of $526.74, trading at a price-to-earnings ratio of 4.3 and price-to-sales of 2.0. Its dividend yield is 0.60%. Prices are delayed and illustrative.
What is Mastercard Inc's WealthyBud Investor Score?
Mastercard Inc scores 76/100, ranking #3 of 100 covered companies as of 2026-07-10. The score is a percentile blend of growth (76), profitability (97), returns on capital (98), balance-sheet strength (25) and value (66). It is a research opinion, not investment advice.
Where does this Mastercard Inc financial data come from?
Fundamentals come from Mastercard Inc's annual report (Form 10-K) filed with the SEC, via the public-domain EDGAR database. The share price used for market cap, P/E and yield is a delayed end-of-day quote, shown as illustrative; a production site would use a licensed real-time market-data feed.
Fundamentals are drawn from Mastercard Inc’s FY2025 Form 10-K filed with the
SEC (EDGAR, public domain), retrieved 2026-07-10. Share price is a delayed end-of-day quote; market cap, P/E, P/S
and dividend yield are illustrative and not real-time. The Investor Score is a data-derived research opinion.
Not investment advice.
Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.