Metropolitan market · Tennessee · June 2026 data

Union City Real Estate Market

As of June 2026, the median home listed in Union City, TN asks $221,200 — down 4.7% year over year. Homes sell in a median of 71 days, with 93 active listings and 21% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$221,200
▼ 4.7% YoY
Median $ / sq ft
$141
1,598 sq ft median
Median days on market
71
June 2026
Active listings
93
For sale now
New listings
20
June 2026
Listings with price cuts
21%
Share of active
Median sale price (closed)
$182,600
▲ 2.9% YoY · closed sales
Sale-to-list ratio
92.1%
Closed sales
Homes sold / month
18
Closed sales

Union City housing market statistics

The table summarizes Union City's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Union City, TN housing market at a glance — June 2026
MetricLatestDetail
Median listing price$221,200-4.7% YoY
Median price per sq ft$1411,598 sq ft median
Median days on market71+7% YoY
Active listings93+9% YoY
New listings this month20June 2026
Listings with a price cut21%Share of active
Median sale price (closed)$182,600+2.9% YoY
Sale-to-list ratio92.1%Closed sales

How have home prices changed in Union City?

Union City home prices are down 4.7% year over year and -3.8% month over month as of June 2026, at a $221,200 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$245K$237K$230K$222K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Union City TN · trailing 8 quarters · source: public records and industry data.

The 10-year view
$232K$204K$176K$148K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Union City TN · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Union City?

Union City has 93 active listings, 20 new this month, 35 pending as of June 2026. About 21% of active listings have cut their price, and inventory sits at 102% of its 2019 level — a balanced market by pace.

Active listings
93
New this month
20
Pending
35
Price-reduced
19

Is Union City a good real estate investment?

Union City scores 44/100 on WealthyBud's composite Investor Score, ranking #592 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
44/100
#592 of 932 covered metros
12-month outlook
-2.1%
▼ Cooling · model output, not advice
Momentum
28
Value
75
Rental yield
61
Supply risk
65
Market heat
22

Union City scores 44/100 on our composite Investor Score (#592 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 102% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 4.7% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Union City ranks on the trending markets index.

How much is a monthly mortgage payment in Union City?

A home at Union City's $221,200 median listing runs about $1,110 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 5.43%
$997/mo
−$113/mo vs today
At today's rate · 6.43%
$1,110/mo
National weekly average
If rates rise 1% · 7.43%
$1,229/mo
+$118/mo vs today

Principal & interest on the $221,200 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

What is driving the Union City housing market?

Longer-run demand in Union City shows up in 27 homes permitted in 2025; net migration of -22 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
27
▲ 28.6% vs 2024
0.9 per 1,000 residents
Net migration (2022–2023)
-22
▼ people, via tax-return records
net income flow −$929,000/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Earthquake

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Union City housing market FAQ

What is the median home price in Union City?
As of June 2026, the median listing price in Union City, TN is $221,200, down 4.7% year over year (source: public records and industry data). Figures cover the Union City, TN metro area.
How much does it cost to buy a home in Union City?
The median home listed in Union City asks $221,200 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,110 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Union City?
The median property in Union City spends 71 days on the market, with 93 homes actively listed and 21% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Union City?
With a median 71 days on market and 21% of active listings carrying a price cut, Union City reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Union City a good place to invest in real estate?
Union City scores 44/100 on WealthyBud's Investor Score, ranking #592 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Union City?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Union City and the wider Tennessee market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Union City, TN metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Tennessee housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.