| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $327,500 | -3.5% YoY |
| Median price per sq ft | $177 | 1,750 sq ft median |
| Median days on market | 64 | +12% YoY |
| Active listings | 181 | +32% YoY |
| New listings this month | 62 | June 2026 |
| Listings with a price cut | 17% | Share of active |
| Median sale price (closed) | $249,000 | +9.8% YoY |
| Sale-to-list ratio | 98.9% | Closed sales |
Metropolitan market · Georgia · June 2026 data
Toccoa Real Estate Market
As of June 2026, the median home listed in Toccoa, GA asks $327,500 — down 3.5% year over year. Homes sell in a median of 64 days, with 181 active listings and 17% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$327,500
▼ 3.5% YoY
Median $ / sq ft
$177
1,750 sq ft median
Median days on market
64
June 2026
Active listings
181
For sale now
New listings
62
June 2026
Listings with price cuts
17%
Share of active
Median sale price (closed)
$249,000
▲ 9.8% YoY · closed sales
Sale-to-list ratio
98.9%
Closed sales
Homes sold / month
34
Closed sales
Toccoa housing market statistics
The table summarizes Toccoa's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Toccoa?
Toccoa home prices are down 3.5% year over year and -2.4% month over month as of June 2026, at a $327,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Toccoa GA · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Toccoa GA · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Toccoa?
Toccoa has 181 active listings, 62 new this month, 45 pending as of June 2026. About 17% of active listings have cut their price, and inventory sits at 157% of its 2019 level — a balanced market by pace.
Is Toccoa a good real estate investment?
Toccoa scores 24/100 on WealthyBud's composite Investor Score, ranking #891 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
24/100
#891 of 932 covered metros
Toccoa scores 24/100 on our composite Investor Score (#891 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 157% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.5% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Toccoa ranks on the trending markets index.
How much is a monthly mortgage payment in Toccoa?
A home at Toccoa's $327,500 median listing runs about $1,644 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$1,476/mo
−$168/mo vs today
At today's rate · 6.43%
$1,644/mo
National weekly average
If rates rise 1% · 7.43%
$1,819/mo
+$175/mo vs today
Principal & interest on the $327,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Toccoa housing market?
Longer-run demand in Toccoa shows up in 35 homes permitted in 2025; net migration of +408 residents. Natural-hazard risk rates Very Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
35
▼ 32.7% vs 2024
1.3 per 1,000 residents
Net migration (2022–2023)
+408
▲ people, via tax-return records
net income flow +$18.7M/yr
Natural-hazard risk
Very Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadToccoa housing market FAQ
What is the median home price in Toccoa?
As of June 2026, the median listing price in Toccoa, GA is $327,500, down 3.5% year over year (source: public records and industry data). Figures cover the Toccoa, GA metro area.
How much does it cost to buy a home in Toccoa?
The median home listed in Toccoa asks $327,500 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,644 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Toccoa?
The median property in Toccoa spends 64 days on the market, with 181 homes actively listed and 17% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Toccoa?
With a median 64 days on market and 17% of active listings carrying a price cut, Toccoa reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Toccoa a good place to invest in real estate?
Toccoa scores 24/100 on WealthyBud's Investor Score, ranking #891 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Toccoa?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Toccoa and the wider Georgia market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Toccoa, GA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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