Metropolitan market · Georgia · September 2026 data

What is the Augusta, GA real estate market doing?

As of September 2026, the median home listed in Augusta, GA asks $314,900, down 3.4% year over year. Homes spend a median of 73 days on market, with 2,934 active listings and 21% carrying a price cut; pending contracts equal 36% of active listings, and inventory sits at 133% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 4.8%. Figures come from public records and industry data, updated monthly.

Median listing price
$314,900
▼ 3.4% YoY
Median $ / sq ft
$161
1,998 sq ft median
Median days on market
73
September 2026
Active listings
2,934
For sale now
New listings
774
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
133%
Same month, 2019 = 100
Pending / active
36%
Contract activity
Median sale price (closed)
$304,900
0.0% YoY · closed sales · July 2026
Sale-to-list ratio
98.4%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
771
Closed sales · July 2026, seasonally adjusted

What is the Augusta, GA housing market doing right now?

The Augusta, GA housing market lists at a $314,900 median as of September 2026, down 3.4% year over year, with a 73-day median market time and 2,934 homes for sale (21% with a price cut). Active inventory is 133% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.8%.

Augusta housing market statistics

The table summarizes Augusta's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Augusta.

Augusta, GA housing market at a glance — September 2026
MetricLatestDetail
Median listing price$314,900-3.4% YoY
Median price per sq ft$1611,998 sq ft median
Median days on market73+8% YoY
Active listings2,934+19% YoY
New listings this month774September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$304,9000.0% YoY · closed sales, July 2026
Sale-to-list ratio98.4%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio36.1%1,061 pending
Inventory vs 2019133%Active listings vs same month in 2019
Gross rental yield4.8%2BR fair market rent

How have home prices changed in Augusta?

Augusta home prices are down 3.4% year over year and 0.0% month over month as of September 2026, at a $314,900 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$329K$323K$317K$311K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Augusta GA · trailing 8 quarters · source: public records and industry data.

The 10-year view
$329K$301K$273K$245K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Augusta GA · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Augusta?

Augusta has 2,934 active listings, 774 new this month, 1,061 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 133% of its 2019 level — a balanced market by pace.

Active listings
2,934
New this month
774
Pending
1,061
Price-reduced
630

Is Augusta a good real estate investment?

Augusta scores 44/100 on WealthyBud's composite Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
44/100
#574 of 933 covered metros
12-month outlook
-3.6%
▼ Cooling · model output, not advice
Price volatility
Medium
σ 5.9% · 20-yr price-index swings
Momentum
36
Value
45
Rental yield
77
Supply risk
83
Market heat
47

Augusta scores 44/100 on our composite Investor Score (#574 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 58% over five years and +110% over ten, leaving prices 65% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,258/mo for a two-bedroom, the gross rental yield on the median listing is about 4.8%; active inventory sits at 133% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.4% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Augusta ranks on the trending markets index.

How much is a monthly mortgage payment in Augusta?

A home at Augusta's $314,900 median listing runs about $1,724 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,556/mo
−$168/mo vs today
At today's rate · 7.28%
$1,724/mo
National weekly average
If rates rise 1% · 8.28%
$1,898/mo
+$174/mo vs today

Principal & interest on the $314,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Augusta?

To buy Augusta’s $314,900 median listing with 20% down, a household needs about $81,000 a year in gross income, keeping principal, interest and property tax ($1,892/mo) at 28% of income. That is 1.2× the area’s $66,628 median household income, so a typical Augusta household cannot afford the median listing on these terms.

Income needed to buy the median home in Augusta, GA — September 2026
ItemAmountBasis
Median listing price$314,900September 2026
Down payment (20%)$62,980Assumption
Principal & interest (7.28%, 30-yr fixed)$1,724/moRate as of 2026-10-01
Property tax (0.64% effective rate)$168/moCensus ACS
Income needed (28% rule)$81,000Gross household income / yr
Median household income$66,628Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Augusta housing market?

Longer-run demand in Augusta shows up in 4,094 homes permitted in 2025; net migration of +2,825 residents; -0.2% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
4,094
▼ 12.1% vs 2024
6.6 per 1,000 residents
Net migration (2022–2023)
+2,825
▲ people, via tax-return records
net income flow +$61.5M/yr
Job growth (YoY)
-0.2%
▼ 252.9k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Augusta housing market FAQ

What is the median home price in Augusta?
As of September 2026, the median listing price in Augusta, GA is $314,900, down 3.4% year over year (source: public records and industry data). Figures cover the Augusta-Richmond County, GA-SC metro area.
How much does it cost to buy a home in Augusta?
The median home listed in Augusta asks $314,900 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,724 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Augusta?
The median property in Augusta spends 73 days on the market, with 2,934 homes actively listed and 21% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Augusta?
With a median 73 days on market and 21% of active listings carrying a price cut, pending contracts at 36% of active listings, Augusta reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Augusta a good place to invest in real estate?
Augusta scores 44/100 on WealthyBud's Investor Score, ranking #574 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Augusta?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Augusta and the wider Georgia market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Augusta-Richmond County, GA-SC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Georgia housing markets

Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.